15 Oak St, Yalaha, FL 34797 Property Records

Lake County property record for 15 Oak St, Yalaha, FL 34797

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,850 sqft · built 1986
Lot Size	0.23 acres (10,000 sqft)
Owner	Individual Name on File
Tax Bill	$1,978 (2024)
Deeds & Mortgages	Mar 2026 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`17-20-25-0300-000-05700`

Property Details

APN / Parcel Number

Primary APN	`17-20-25-0300-000-05700`
Alternative APNs	`252017030000005700` `1274681`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,850 sqft Living Area
Gross Area	2,330 sqft
1st Floor Area	1,850 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 2018
Exterior Material	Brick
Construction Type	Frame
Roof Material	Asphalt
Lot Area	10,000 sqft (0.23 acres)
Lot Dimensions	125 ft deep x 80 ft wide
Garage Type	Attached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Porch	Screened/Unfinished Porch
Porch Area	733 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	1274681
Street Address	15 OAK ST
City	YALAHA
State	FL
Zip	34797-3006
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	SPRINGS BATH & YACHT CLUB UNIT 1 LOT 57 PB 14 PG 27 ORB 6592 PG 101
Legal Range	25E
Legal Township	20S
Legal Section	17
Legal Subdivision	BATH & YACHT CLUB UNIT
Legal Tract	0300
Legal Lot Number	57
Jurisdiction	LAKE FL
Township / Civil Division	HOWEY-IN-THE-HILLS-OKAHUMPKA
Census Block Group	2
Census Block	2060
Census Tract	31105

Owner

15 Oak St is owned and occupied by an individual who acquired it in March 2026.

Source: Lake County records, as of March 24, 2026

Owner of Record	Individual Name on File
Mailing Address	15 OAK ST, YALAHA, FL 34797-3006
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Woman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Mar 6, 2026
Transfer Doc	0000029799
Record Updated	Jun 8, 2026

March 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LAKE FL
Recording Date	Mar 11, 2026
Property Address	15 OAK ST, YALAHA, FL 34797-3006
Document Number	0066972313
Book / Page	6697 / 2313
Map Reference	MB 14 PG 27
Instrument Date	Mar 6, 2026
Instrument	2026029799
Transaction Type	Transfer
Record Updated	Mar 27, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	15 OAK ST, YALAHA, FL 34797-3006

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15 OAK ST, YALAHA, FL 34797-3006

Mortgage

Document Number	0066972316
Date	Mar 11, 2026
Instrument	6697/2316

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2056

Tax Assessment & Valuation

Source: Lake County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$271,059 (+105.02%) Land $66,500 Building $204,559	$271,059 (-) Land $66,500 Building $204,559
2025		$132,210 Land $66,500 Building $65,710	$271,059 Land $66,500 Building $204,559
2024	$1,978.00 (+14.4%)
2023	$1,729.00 (+12.57%) Homeowner's exemption	$124,750 (+3%)	$261,405 (+7.84%) Land $66,500 Building $194,905
2022	$1,536.00 Homeowner's exemption	$121,120	$242,405 Land $47,500 Building $194,905

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 15 Oak St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2024.

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 67 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	67 in force
Nearby Flood Claims	3 (2024–2025)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Nov 2025 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 15 Oak St is low, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 88% of Florida
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRINGS PARK AREA INC private · serves 334 people · EPA ID FL3351254
Water Source	Groundwater
Last State Inspection	May 2024
Lead	2 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 166 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
CenturyLink Fiber	940 / 940
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20