15 Oak St, Saint Augustine, FL 32084 Property Records

St. Johns County property record for 15 Oak St, Saint Augustine, FL 32084 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 1995
Square Footage	1,524 sqft Living Area
Lot Size	14,810 sqft (0.34 acres)
Occupancy	Owner Occupied
Last Sale	$460,000 (2026)
Tax Bill	$5,956.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`150430-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Building Area	1,524 sqft Living Area
Gross Area	2,192 sqft Gross Area
1st Floor	1,380 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Wood Flooring
Interior Structure	Wallboard/Drywall Interior Structure
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1995
Exterior Material	Concrete Exterior
Construction Type	Masonry/Concrete Masonry Units (CMUs) Construction
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	14,810 sqft (0.34 acres)
Depth X Width	142 ft x 103 ft Depth x Width
Parking Spaces	1 Parking Spaces
Garage Type	Attached Garage
Garage Area	380 sqft Garage
Pool Area	180 sqft Pool
Patio Area	543 sqft Patio
Porch Area	432 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Forced Air with Air Conditioning Heating

Location & Zoning

Street Address	15 OAK ST
City	SAINT AUGUSTINE
State	FL
Zip	32084-1212
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	2-29 HILDRETH BACK BAY BLK 1 N20.6FT OF LOT E & ALL LOT F & ALL LOT G (EX N13.6FT) OR4980/1847
Legal Range	30E
Legal Township	07S
Legal Section	06
Legal Subdivision	HILDRETH BACK BAY ADDITION TO ST. AUGUST
Legal Block	1
Legal Lot Number	E,F,G
Jurisdiction	ST JOHNS FL
Minor Civil Division	ST. AUGUSTINE
Census Blockgroup	1
Census Block	1014
Census Tract	20200

Owner

Source: St. Johns County records · APN 150430-0000

Assessment roll updated April 13, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	15 OAK ST, SAINT AUGUSTINE, FL 32084-1212
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity
Vesting	Husband And Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 02, 2026 · Amount on Record
Deed Sale	Jul 02, 2026 · Amount on Record
Prior Sale	Jul 06, 2020 · Amount on Record
Deed Doc Number	202656889
Deed Book / Page	6394 / 1934
Prior Transfer Date	Dec 08, 2014
Prior Transfer Doc	0039640319
Record Refreshed	Sep 20, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Jul 02, 2026
Property Address	15 OAK ST, SAINT AUGUSTINE, FL 32084-1212
Document Number	0000056889
Book / Page	6394 / 1934
Instrument Date	Jun 15, 2026
Instrument	202656889
Transaction Type	Transfer
Record Updated	Jul 14, 2026
Title Company	BLUE OCN TITLE, BLUE OCEAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$325,220.00
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15 OAK ST, SAINT AUGUSTINE, FL 32084-1212

Mortgage

Document Number	0000056890,
Date	Jul 02, 2026
Instrument	202656890

Lender

Name	UNITED WHOLESALE MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 01, 2056

Interest

Rate Type	Fixed Rate
Rate	6.51%
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Municipality	St. Augustine City
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$347,493 (+2.7%)	$549,673 (+7.82%) Land $354,835 Building $194,838
2025	$5,956.00 (+7.88%) Homeowner's exemption	$338,357 (+2.9%)	$509,793 (-4.86%) Land $327,540 Building $182,253
2024	$5,521.00 (+2.51%) Homeowner's exemption	$328,821 (+3%)	$535,853 (+4.03%) Land $354,835 Building $181,018
2023	$5,386.00 (+3.18%) Homeowner's exemption	$319,244 (+3%)	$515,089 (+5.28%) Land $354,835 Building $160,254
2022	$5,220.00 Homeowner's exemption	$309,946	$489,249 Land $317,932 Building $171,317

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Special Flood Hazard Area	Yes
Flood Insurance Requirement	Required (federally backed mortgages)
Floodway	No
Base Flood Elevation	7.0 ft
Coastal	Yes

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.