15 Oak St, Jay, ME 04239 Property Records

Franklin County and Jay Town property record for 15 Oak St, Jay, ME 04239 · Last verified June 2026

Property Highlights

Property Type	Residential > Single Family > Home
Lot Size	33,977 sqft (0.78 acres)
Occupancy	Owner Occupied
Last Sale	$87,900 (2005)
Tax Bill	$2,461.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`JAYY M:025 L:028`
Alternative APN	`6187`

Exterior

Lot Area	33,977 sqft (0.78 acres)

Location & Zoning

Account Number	6187
Street Address	15 OAK ST
City	JAY
State	ME
Zip	04239-5030
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Lot Number	28
Jurisdiction	JAY ME
Minor Civil Division	JAY
Census Blockgroup	2
Census Block	2007
Census Tract	971400

Owner

Source: Franklin County and Jay Town records · APN JAYY M:025 L:028

Assessment roll updated May 21, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	15 OAK ST, JAY, ME 04239-5030
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 12, 2005 · Amount on Record
Deed Sale	Dec 12, 2005 · Amount on Record
Deed Doc Number	200514581
Deed Book / Page	2699 / 41
Record Refreshed	Sep 20, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JAY ME
Property Address	15 OAK ST, JAY, ME 04239-5030
Transaction Type	Mortgage
Record Updated	Feb 02, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0042790052
Date	Jan 15, 2021
Book Page	4279/52
Instrument	459

Lender

Name	OTIS FEDERAL CREDIT UNION

Agreement

Type	Stand Alone Refinance
Amount	Amount Recorded
Term	121 Months
Due	Feb 01, 2031

Tax Assessment & Valuation

Source: Franklin County and Jay Town records · Assessment roll updated May 21, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Maine
County	Franklin County
County Subdivision	Jay Town
Unified School District	Regional School Unit 73 (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$2,461.00 (+1.11%)	$205,050 (+85.36%) Land $48,990 Building $156,060
2024	$2,434.00 (-4.32%)	$110,620 (-) Land $26,790 Building $83,830
2023	$2,544.00 (+12.17%)	$110,620 (-) Land $26,790 Building $83,830
2022	$2,268.00	$110,620 Land $26,790 Building $83,830

Flood & Wildfire

Our records do not include FEMA flood map data for 15 Oak St; wildfire exposure is indirect.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	FEMA flood map data for this location is not available in our records

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Low 20th percentile of exposed land nationally · 54th in Maine
Wildfire Likelihood	Low — about 1 in 10,000 per year
Exposure	Indirect within ember reach of burnable land · adjoins burnable vegetation

Values are read at the parcel center point; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release

Listed Area	Within Arnold Trail to Quebec listed 1969 · 1 contributing resources · NRIS 69000018

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.