15 Oak Ridge Dr, Hermon (Bangor), ME 04401 Property Records

Penobscot County and Hermon Town property record for 15 Oak Ridge Dr, Hermon, ME 04401

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,213 sqft · built 2012
Lot Size	1.9 acres (82,764 sqft)
Owner	2 Individual Names on File
Last Sale	$460,000 (Nov 2018)
Tax Bill	$6,410 (2025)
Deeds & Mortgages	Apr 2020 Mortgage Nov 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`HERM M:032 B:061 L:000`

Property Details

APN / Parcel Number

Primary APN	`HERM M:032 B:061 L:000`
Alternative APN	`3308`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,213 sqft Living Area

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2012
Architectural Style	Colonial
Construction Type	Concrete
Roof Material	Asphalt
Lot Area	82,764 sqft (1.9 acres)

Location & Zoning

Account Number	3308
Street Address	15 OAK RIDGE DR
City	HERMON
State	ME
Zip	04401-0259
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESIDE
Legal Subdivision	OAK RDG SUB
Legal Block	61
Jurisdiction	HERMON ME
Township / Civil Division	HERMON
Census Block Group	2
Census Block	2006
Census Tract	10000

Owner

15 Oak Ridge Dr is owned and occupied by two individuals who bought it in November 2018.

Source: Penobscot County and Hermon Town records, as of May 22, 2026

Owner of Record	2 Individual Names on File
Mailing Address	15 OAK RIDGE DR, HERMON, ME 04401-0259
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 21, 2020	Deed of Trust, Mortgage · ARM BANGOR SAVINGS BANK
Nov 27, 2018	Warranty Deed, Transfer BANGOR SAVINGS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 27, 2018 · Amount on File
Deed Sale	Nov 27, 2018 · Amount on File
Deed Document Number	201836079
Deed Book / Page	15010 / 6
Record Updated	Sep 20, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HERMON ME
Property Address	15 OAK RIDGE DR, HERMON, ME 04401-0259
Transaction Type	Mortgage
Record Updated	Jul 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0155000064
Date	Apr 21, 2020
Book Page	15500/64
Instrument	10583

Lender

Name	BANGOR SAVINGS BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	May 1, 2050

Interest

Rate Type	Adjustable Rate
Type Change Date	May 1, 2027

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERMON ME
Recording Date	Nov 27, 2018
Property Address	15 OAK RIDGE DR, HERMON, ME 04401-0259
Document Number	0150100006
Book / Page	15010 / 0006
Instrument	000000036079
Transaction Type	Transfer
Record Updated	Jul 25, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000036080
Date	Nov 27, 2018
Instrument	000000036080

Lender

Name	BANGOR SAVINGS BANK

Agreement

Amount	Amount on Record
Term	360 Months
Due	Nov 27, 2048

Interest

Type Change Date	Dec 1, 2025

Tax Assessment & Valuation

The 2025 property tax bill for 15 Oak Ridge Dr was $6,410, up 21.8% from the year before.

Source: Penobscot County and Hermon Town assessment roll, as of May 22, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Penobscot County
County Subdivision	Hermon Town
Unified School District	Hermon (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$6,410.00 (+21.77%)	$540,900 (+12.01%) Land $67,400 Building $473,500
2024	$5,264.00 (+6.19%)	$482,900 (+14.46%) Land $60,100 Building $422,800
2023	$4,957.00 (+10.94%)	$421,900 (+12.36%) Land $55,900 Building $366,000
2022	$4,468.00	$375,500 Land $49,800 Building $325,700

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 15 Oak Ridge Dr in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1993.

Source: FEMA National Flood Hazard Layer, effective August 7, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	4 (1993–2007)
Most Recent Claim	Apr 2007 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 15 Oak Ridge Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 85 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

Cell Coverage

5G and 4G LTE (outdoors only)

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