15 Oak Leaf Cir, Crossville, TN 38558 Property Records

Cumberland County property record for 15 Oak Leaf Cir, Crossville, TN 38558

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 2,213 sqft · built 2017
Lot Size	0.289 acres (12,632 sqft)
Owner	Trust Name on File
Last Sale	$380,000 (Dec 2016)
Tax Bill	$1,378 (2018)
Deeds & Mortgages	Aug 2019 Transfer Jan 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`018066H B 00300`

Property Details

APN / Parcel Number

Primary APN	`018066H B 00300`
Alternative APN	`066H B 00300`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	7 Plumbing Fixtures
Stories	2 Stories
Building Area	2,213 sqft Living Area
1st Floor Area	2,062 sqft
Upper Floors Area	252 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2017
Exterior Material	Siding
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	12,632 sqft (0.289 acres)
Lot Dimensions	150 ft deep x 75 ft wide
Terrain	Rolling
Garage Type	Finished
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	198 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	15 OAK LEAF CIR
City	CROSSVILLE
State	TN
Zip	38558-2502
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT:3 BLK:3 DIST:02 SUBD:HICKORY RIDGE MAP REF:066H
Legal Subdivision	HICKORY RIDGE
Legal Block	3
Legal Lot Number	3
Jurisdiction	CUMBERLAND TN
Township / Civil Division	9
Census Block Group	1
Census Block	1001
Census Tract	970101

Owner

15 Oak Leaf Cir is owner-occupied and held in a trust since August 2019.

Source: Cumberland County records, as of January 26, 2026

Owner of Record	Trust Name on File
Mailing Address	15 OAK LEAF CIR, CROSSVILLE, TN 38558-2502
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 12, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY
Jan 12, 2018	Deed of Trust, Mortgage MORTGAGE INVTRS
Jan 30, 2017	Trustee's Deed, Construction Loan · Construction Mortgage CITIZENS FIRST BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 20, 2016 · Amount on File
Deed Sale	Dec 20, 2016 · Amount on File
Prior Sale	Dec 20, 2016 · Amount on File
Deed Document Number	0000016422
Deed Book / Page	001492 / 000131
Last Transfer Date	Aug 12, 2019
Transfer Doc	0000009442
Record Updated	Jun 8, 2026

August 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CUMBERLAND TN
Recording Date	Aug 12, 2019
Property Address	15 OAK LEAF CIR, CROSSVILLE, TN 38558-2502
Document Number	0000009442
Book / Page	001555 / 002188
Instrument Date	Aug 7, 2019
Instrument	9442
Transaction Type	Transfer
Record Updated	Aug 27, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	15 OAK LEAF CIR CROSSVILLE TN 385582502, CROSSVILLE, TN 38558-2502

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUMBERLAND TN
Property Address	15 OAK LEAF CIR, CROSSVILLE, TN 38558-2502
Document Number	0000000428
Book / Page	001517 / 002365
Instrument Date	Jan 12, 2018
Transaction Type	Mortgage
Record Updated	Jan 22, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	15 OAK LEAF CIR CROSSVILLE TN 385582502, CROSSVILLE, TN 38558-2502

Mortgage

Document Number	0000000428
Date	Jan 15, 2018
Book Page	001517/002365
Instrument	428

Lender

Name	MORTGAGE INVTRS
Type	Mortgage Company
Address	KNOXVILLE, TN 37923

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jan 14, 2048

January 2017: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	CUMBERLAND TN
Recording Date	Jan 30, 2017
Property Address	15 OAK LEAF CIR, CROSSVILLE, TN 38558-2502
Book / Page	001494 / 001270
Instrument Date	Jan 23, 2017
Instrument	1206
Transaction Type	Construction Loan
Record Updated	Feb 6, 2017
Title Company	PARAMOUNT TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	15 OAK LEAF CIR CROSSVILLE TN 38558, CROSSVILLE, TN 38558

Mortgage

Document Number	0000001206
Date	Jan 30, 2017
Book Page	001494/001270
Instrument	1206

Lender

Name	CITIZENS FIRST BK
Type	Bank
Address	HARRIMAN, TN 37748

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Jan 29, 2018

Tax Assessment & Valuation

Source: Cumberland County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Cumberland County
Unified School District	Cumberland County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$122,925 Land $10,000 Building $112,925
2023		$122,925 (-) Land $10,000 Building $112,925
2022		$122,925 Land $10,000 Building $112,925	$491,700 (-) Land $40,000 Building $451,700
2021			$491,700 Land $40,000 Building $451,700
2018	$1,378.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 15 Oak Leaf Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 16, 2007 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 15 Oak Leaf Cir is moderate, ranking above 56% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · above 76% of Tennessee
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CUMBERLAND PLATEAU WATER AUTHORITY #1 serves 23,252 people · EPA ID TN0000147
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 133 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250
Ben Lomand Rural Telephone Cooperative Fiber	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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