15 Oak Ct, Champaign, IL 61822 Property Records

Champaign County property record for 15 Oak Ct, Champaign, IL 61822

Property Summary

Property Type	Single Family Home
Lot Size	0.346 acres (15,073 sqft)
Owner	2 Individual Names on Record
Last Sale	$300,000 (May 2021)
Tax Bill	$5,976 (2024)
Deeds & Mortgages	May 2021 Sale & Mortgage Jul 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-20-36-278-007`

Property Details

APN / Parcel Number

Primary APN	`03-20-36-278-007`

Exterior

Lot Area	15,073 sqft (0.346 acres)

Location & Zoning

Street Address	15 OAK CT
City	CHAMPAIGN
State	IL
Zip	61822-7122
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 15 LAKE PARK SUB NO 2
Legal Range	08E
Legal Township	19N
Legal Section	36
Legal Subdivision	LAKE PARK SUB NO 2
Legal Lot Number	15
Jurisdiction	CHAMPAIGN IL
Township / Civil Division	CHAMPAIGN
Census Block Group	1
Census Block	1013
Census Tract	1400

Owner

Source: Champaign County records, as of June 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	15 OAK CT, CHAMPAIGN, IL 61822-7122
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 20, 2021	Warranty Deed, Transfer · Conventional Mortgage MARINE BANK SPRINGFIELD
Jul 11, 2019	Deed, Transfer · Conventional Mortgage FLAGSTAR BANK FSB

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 20, 2021 · Amount on Record
Deed Sale	May 20, 2021 · Amount on Record
Prior Sale	Jul 11, 2019 · Amount on Record
Deed Document Number	202111791
Prior Transfer Date	Sep 27, 2015
Prior Transfer Doc	0000019234
Record Updated	Oct 29, 2026

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	May 20, 2021
Property Address	15 OAK CT, CHAMPAIGN, IL 61822-7122
Document Number	0000011791
Map Reference	MB N PG 9
Instrument Date	May 6, 2021
Instrument	2021R11791
Transaction Type	Transfer
Record Updated	Jun 1, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$300.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15 OAK CT, CHAMPAIGN, IL 61822-7122

Mortgage

Document Number	0000011792
Date	May 20, 2021
Instrument	2021R11792

Lender

Name	MARINE BANK SPRINGFIELD
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

July 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	Jul 11, 2019
Property Address	15 OAK CT, CHAMPAIGN, IL 61822-7122
Document Number	0000010956
Map Reference	MB N PG9 DOC654822
Instrument Date	Jun 26, 2019
Instrument	2019R10956
Transaction Type	Transfer
Record Updated	Apr 28, 2022
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$402.75
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15 OAK CT, CHAMPAIGN, IL 61822-7122

Mortgage

Document Number	0000010957
Date	Jul 11, 2019
Instrument	2019R10957

Lender

Name	FLAGSTAR BANK FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Aug 1, 2034

Interest

Rate Type	Fixed Rate
Rate	3.62%

Tax Assessment & Valuation

Source: Champaign County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Champaign County
County Subdivision	Champaign Township
Unified School District	Champaign Community Unit School District 4 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$105,380 (+30.71%) Land $33,640 Building $71,740	$316,140 (+30.71%) Land $100,920 Building $215,220
2024	$5,976.00 (+9.99%)
2022	$5,433.00 Homeowner's exemption	$80,620 Land $25,740 Building $54,880	$241,860 Land $77,220 Building $164,640

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 14, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-CHAMPAIGN private · serves 150,000 people · EPA ID IL0195300
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 130 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Pavlov Media Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20

May also be available: Fidium Fiber, i3 Broadband, Mediacom Xtream, Nextlink.

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