15 Oak Ct, Annapolis, MD 21401 Property Records

Anne Arundel County property record for 15 Oak Ct, Annapolis, MD 21401

Property Summary

Property Type	Commercial
Details	1 ba · 725 sqft · built 1955
Lot Size	0.259 acres (11,300 sqft)
Owner	2 Individual Names on File
Last Sale	$199,000 (Jun 2018)
Tax Bill	$3,841 (2025)
Deeds & Mortgages	Jun 2018 Sale & Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`02-833-02221750`

Property Details

APN / Parcel Number

Primary APN	`02-833-02221750`
Alternative APNs	`283302221750` `83302221750`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	725 sqft Gross Area
1st Floor Area	725 sqft

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Architectural Style	Conventional
Exterior Material	Other
Lot Area	11,300 sqft (0.259 acres)
View / Lot	Commercial/Industrial

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Account Number	83302221750
Street Address	15 OAK CT
City	ANNAPOLIS
State	MD
Zip	21401-7017
Property Category	Commercial
Property Type	Commercial > Retail
Local Zoning Code	C2
Legal Description	LT 15 THREE MILE OAK
Legal Subdivision	THREE MILE OAK
Legal Block	1
Legal Lot Number	15
Jurisdiction	ANNE ARUNDEL MD
Township / Civil Division	6
Census Block Group	1
Census Block	1011
Census Tract	702402

Owner

15 Oak Ct, a commercial property, is owned by two individuals who bought it in June 2018.

Source: Anne Arundel County records, as of October 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	15 OAK CT, ANNAPOLIS, MD 21401-7017
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 28, 2018 · Amount on File
Deed Sale	Jun 28, 2018 · Amount on File
Prior Sale	Jan 8, 2001 · Amount on File
Deed Book / Page	32255 / 388
Record Updated	Oct 29, 2026

June 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Jun 28, 2018
Property Address	15 OAK CT, ANNAPOLIS, MD 21401-7017
Document Number	0322550388
Book / Page	032255 / 000388
Instrument Date	Jun 26, 2018
Transaction Type	Transfer
Record Updated	Jul 18, 2018
Title Company	ABSOLUTE TITLE GROUP INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$199.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	15 OAK CT ANNAPOLIS MD 214017017, ANNAPOLIS, MD 21401-7017

Mortgage

Document Number	322550393
Date	Jun 28, 2018
Book Page	032255/000393

Lender

Name	KENT A & LUCY M B DAMSCHRODER
Address	101 SOME OTHER PL, STEVENSVILLE, MD 21666-3711
Special Notes	Seller Financed

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Jun 27, 2019

Tax Assessment & Valuation

The 2025 property tax bill for 15 Oak Ct was $3,841.

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Anne Arundel County
Unified School District	Anne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$325,000 Land $139,500 Building $185,500	$325,000 Land $139,500 Building $185,500
2025	$3,841.00
2023	$2,606.00	$238,700 Land $186,400 Building $52,300	$238,700 Land $186,400 Building $52,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 15 Oak Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 15 Oak Ct is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ANNAPOLIS serves 35,000 people · EPA ID MD0020001
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	6 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 87 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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