Pinellas County property record for 15 Oak Ave, Palm Harbor, FL 34684
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,742 sqft · built 2015 |
| Lot Size | 0.157 acres (6,821 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $326,000 (Dec 2015) |
| Tax Bill | $9,890 (2025) |
| Flood Zone | Zone AE (high risk) |
| APN | C62-000-757-5354-1 |
| Primary APN | C62-000-757-5354-1 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,742 sqft Living Area |
| Gross Area | 2,276 sqft |
| 1st Floor Area | 1,742 sqft |
| Flooring | Carpet |
| Year Built | Built 2015 |
|---|---|
| Effective Year Built | Effective 2015 |
| Exterior Material | Brick |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 6,821 sqft (0.157 acres) |
| Lot Dimensions | 90 ft deep x 78 ft wide |
| View / Lot | Canal/Waterfront |
| Garage Type | Attached |
| Garage Area | 501 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 33 sqft |
| Deck Area | 432 sqft |
| Patio Area | 432 sqft |
| Loading Dock | 72 sqft |
| Boat Access | Boat Access |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | R322203 |
|---|---|
| Street Address | 15 OAK AVE |
| City | PALM HARBOR |
| State | FL |
| Zip | 34684-1225 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R3 |
| Legal Description | LAKE SHORES ESTS 6TH ADD LOT 15 LESS THAT PART DESC COM MOST SLY COR OF SD LOT 15 TH N54D1345E 65.31FT FOR POB TH N13D5422E 52.11FT TH S89D0756E 30.89FT TH CUR RT RAD 20FT ARC 17.87 FT CB S63D3126E 17.27FT TH S54D1345W 72.56FT TO POB |
| Legal Range | 16E |
| Legal Township | 27S |
| Legal Section | 30 |
| Legal Subdivision | LAKE SHORES ESTS 6TH ADD |
| Legal Tract | 48584 |
| Legal Lot Number | 15 |
| Jurisdiction | PINELLAS FL |
| Township / Civil Division | TARPON SPRINGS |
| Census Block Group | 3 |
| Census Block | 3014 |
| Census Tract | 27204 |
15 Oak Ave is owned and occupied by two individuals who bought it in December 2015.
Source: Pinellas County records, as of September 10, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 15 OAK AVE, PALM HARBOR, FL 34684-1225 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 22, 2015 · Amount on File |
| Deed Sale | Dec 22, 2015 · Amount on File |
| Prior Sale | Jul 2, 2014 · Amount on File |
| Deed Document Number | 2015370624 |
| Deed Book / Page | 19028 / 1959 |
| Prior Transfer Date | Nov 6, 2007 |
| Prior Transfer Doc | 0160950678 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 15 Oak Ave was $9,890, up 10.3% from the year before.
Source: Pinellas County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Pinellas County |
| Unified School District | Pinellas County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $9,890.00 (+10.32%) | $539,002 Land $169,737 Building $369,265 | $539,002 Land $169,737 Building $369,265 |
| 2024 | $8,965.00 (+6.62%) | ||
| 2023 | $8,408.00 (+9.82%) | $487,220 (+11.88%) | $487,220 (+11.88%) Land $210,835 Building $276,385 |
| 2022 | $7,656.00 | $435,497 | $435,497 Land $212,290 Building $223,207 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 15 Oak Ave in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 6.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 119 policies |
| Community Rating System | Class 2 (40% premium discount) |
| Nearby Flood Policies | 119 in force |
| Nearby Flood Claims | 9 (1993–2024) |
| Claims Outside the SFHA | 7 of 9 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 15 Oak Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PINELLAS COUNTY UTILITIES serves 506,353 people · EPA ID FL6521405 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2023 |
| Lead | Under 1 ppb (2020) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 17 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 677 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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