Essex County and Andover Town property record for 15 Noel Rd, Andover, MA 01810
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 3,144 sqft · built 1996 |
| Lot Size | 0.459 acres (20,003 sqft) |
| Owner | 2 Trust Names on Record |
| Last Sale | $552,000 (Sep 2013) |
| Tax Bill | $9,962 (2025) |
| Deeds & Mortgages | Sep 2023 Line of Credit Sep 2023 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | ANDO M:00086 B:00006 L:0000V |
| Primary APN | ANDO M:00086 B:00006 L:0000V |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 3,144 sqft Living Area |
| Gross Area | 5,239 sqft |
| Basement Area | 1,516 sqft |
| Unfinished Basement | 985 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Architectural Style | Colonial |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 20,003 sqft (0.459 acres) |
| Garage Type | Basement |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 15 NOEL RD |
|---|---|
| City | ANDOVER |
| State | MA |
| Zip | 01810-1329 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SRB |
| Legal Subdivision | PLAN 12272 |
| Legal Block | 6 |
| Legal Lot Number | V |
| Jurisdiction | ANDOVER MA |
| Township / Civil Division | ANDOVER |
| Census Block Group | 5 |
| Census Block | 5014 |
| Census Tract | 254100 |
Source: Essex County and Andover Town records, as of July 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Trust Names on Record |
|---|---|
| Mailing Address | 15 NOEL RD, ANDOVER, MA 01810-1329 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Trust, Revocable Trust |
| Date | Document |
|---|---|
| Sep 7, 2023 | Deed of Trust, Mortgage · Line of Credit PEOPLES CU |
| Sep 29, 2023 | Deed of Trust, Mortgage · Second Mortgage (Down Payment) PEOPLES CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 27, 2013 · Amount on Record |
| Deed Sale | Sep 27, 2013 · Amount on Record |
| Prior Sale | Jul 31, 2000 · Amount on Record |
| Deed Book / Page | 13649 / 111 |
| Last Transfer Date | Aug 11, 2025 |
| Transfer Doc | 018358-264 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANDOVER MA |
| Property Address | 15 NOEL RD, ANDOVER, MA 01810-1329 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 00017828-2 |
|---|---|
| Date | Sep 7, 2023 |
| Book Page | 17828/2 |
| Instrument | 14676 |
| Name | PEOPLES CU |
|---|---|
| Type | Credit Union |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Oct 1, 2048 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANDOVER MA |
| Property Address | 15 NOEL RD, ANDOVER, MA 01810-1329 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0017846-47 |
|---|---|
| Date | Sep 29, 2023 |
| Book Page | 17846/47 |
| Instrument | 16210 |
| Name | PEOPLES CU |
|---|---|
| Type | Credit Union |
| Type | Second Mortgage (Down Payment) |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Oct 1, 2033 |
Source: Essex County and Andover Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| County Subdivision | Andover Town |
| Unified School District | Andover School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $9,962.00 (-0.05%) | $797,600 (+3.08%) Land $344,900 Building $452,700 | $962,160 |
| 2024 | $9,967.00 (+4.45%) | $773,800 (+10.78%) Land $340,300 Building $433,500 | |
| 2023 | $9,542.00 | $698,500 Land $306,400 Building $392,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 28 (1979–2010) |
| Claims Outside the SFHA | 7 of 28 |
| Most Recent Claim | Mar 2010 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ANDOVER WATER DEPT serves 36,569 people · EPA ID MA3009000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line replacement currently in violation since Nov 2021 Corrosion control Jan 2022 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 199 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
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