15 Nicholas Ct, Eldridge, IA 52748 Property Records

Scott County property record for 15 Nicholas Ct, Eldridge, IA 52748

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 1,853 sqft · built 2005
Lot Size	0.714 acres (31,102 sqft)
Owner	2 Individual Names on Record
Last Sale	$448,000 (Dec 2022)
Tax Bill	$4,688 (2026)
Deeds & Mortgages	Oct 2022 Second Mortgage Dec 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`043107408`

Property Details

APN / Parcel Number

Primary APN	`043107408`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	11 Rooms
Stories	1 Story
Building Area	1,853 sqft Living Area
Basement Area	1,853 sqft
Finished Basement	1,056 sqft
Unfinished Basement	797 sqft
Game Room	Game Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Ranch
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Asphalt
Lot Area	31,102 sqft (0.714 acres)
Garage Type	Attached
Garage Area	806 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	115 sqft
Deck Area	286 sqft
Patio Area	586 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	15 NICHOLAS CT
City	ELDRIDGE
State	IA
Zip	52748-9592
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CAD
Legal Description	DEXTER ACRES 5TH ADD LOT: 008 DEXTER ACRES 5TH ADDLOT 8
Legal Subdivision	DEXTER ACRES 5TH ADD
Legal Lot Number	8
Jurisdiction	SCOTT IA
Township / Civil Division	BUTLER
Census Block Group	2
Census Block	2007
Census Tract	10202

Owner

Source: Scott County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	15 NICHOLAS CT, ELDRIDGE, IA 52748-9592
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 20, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage FIRST CENTRAL STATE BANK
Dec 13, 2022	Warranty Deed, Transfer · Conventional Mortgage RUHL MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 13, 2022 · Amount on Record
Deed Sale	Dec 13, 2022 · Amount on Record
Prior Transfer Date	Aug 6, 2019
Prior Transfer Doc	0000020482
Record Updated	Oct 29, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCOTT IA
Property Address	15 NICHOLAS CT, ELDRIDGE, IA 52748-9592
Transaction Type	Mortgage
Record Updated	Nov 4, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202200027279
Date	Oct 20, 2022
Instrument	202200027279

Lender

Name	FIRST CENTRAL STATE BANK
Type	Bank
Address	ELDRIDGE, IA 52748

Agreement

Type	Stand-Alone Second Mortgage

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCOTT IA
Recording Date	Dec 13, 2022
Property Address	15 NICHOLAS CT, ELDRIDGE, IA 52748-9592
Document Number	202200030867
Instrument Date	Oct 11, 2022
Instrument	202200030867
Transaction Type	Transfer
Record Updated	Dec 27, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$716.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15 NICHOLAS CT, ELDRIDGE, IA 52748-9592

Mortgage

Document Number	202200030869
Date	Dec 13, 2022
Instrument	202200030869

Lender

Name	RUHL MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2053

Tax Assessment & Valuation

Source: Scott County assessment roll, as of October 7, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Scott County
Unified School District	North Scott Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,688.00	$478,600 (+1.66%) Land $132,200 Building $346,400	$478,600 (+1.66%) Land $132,200 Building $346,400
2025	$4,688.00 (-2.66%) Homeowner's exemption	$470,800 (+4.44%) Land $132,200 Building $338,600	$470,800 (+4.44%) Land $132,200 Building $338,600
2024	$4,816.00 (+11.22%)
2023		$450,800 Land $132,200 Building $318,600	$450,800 Land $132,200 Building $318,600
2022	$4,330.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 18, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 58% of Iowa
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PARK VIEW WATER & SANITARY DISTRICT private · serves 2,389 people · EPA ID IA8200855
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 326 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CentraCom Fiber	8,000 / 8,000
Mediacom Xtream Cable	1,000 / 50

Cell Coverage

5G (outdoors only) and 4G LTE

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