15 Neil Ave, Gallipolis, OH 45631 Property Records

Gallia County property record for 15 Neil Ave, Gallipolis, OH 45631

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,434 sqft · built 1900
Lot Size	0.128 acres (5,558 sqft)
Owner	Company Name on Record
Last Sale	$115,000 (Sep 2022)
Tax Bill	$1,182 (2025)
Deeds & Mortgages	Dec 2025 Line of Credit Dec 2025 Line of Credit + 3 more
Flood Zone	Zone X (moderate risk)
APN	`00703400600`

Property Details

APN / Parcel Number

Primary APN	`00703400600`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,434 sqft Living Area
1st Floor Area	645 sqft
Family Room	Family Room

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Lot Area	5,558 sqft (0.128 acres)
Lot Dimensions	139 ft deep x 40 ft wide
Garage Type	Detached
Garage Area	1,104 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	210 sqft
Shed	1 Shed
Shed Area	240 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	15 NEIL AVE
City	GALLIPOLIS
State	OH
Zip	45631-1618
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	L 48 B 44 BEALLS 2 V382 P354
Legal Block	44
Legal Lot Number	48
Jurisdiction	GALLIA OH
Township / Civil Division	GALLIPOLIS
Census Block Group	1
Census Block	1099
Census Tract	954100

Owner

Source: Gallia County records, as of April 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1843 SOMERFORD DR, GALENA, OH 43021-8132
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Dec 15, 2025	Deed of Trust, Mortgage · Line of Credit THE OHIO VALLEY BANK COMPANY
Dec 30, 2025	Deed of Trust, Mortgage · Line of Credit THE OHIO VALLEY BANK COMPANY
Jun 12, 2023	Deed of Trust, Mortgage · Line of Credit THE OHIO VALLEY BANK COMPANY
Jan 25, 2023	Deed of Trust, Mortgage · Line of Credit THE OHIO VALLEY BANK COMPANY
Sep 13, 2022	Warranty Deed, Transfer · Line of Credit THE OHIO VALLEY BANK COMPANY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 13, 2022 · Amount on Record
Deed Sale	Sep 13, 2022 · Amount on Record
Deed Document Number	20222649
Deed Book / Page	692 / 572
Record Updated	Jun 8, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GALLIA OH
Property Address	15 NEIL AVE, GALLIPOLIS, OH 45631-1618
Transaction Type	Mortgage
Record Updated	Jan 20, 2026
Title Company	NORTHWEST TITLE AGENCY-MN, NORTHWEST TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000753/589
Date	Dec 15, 2025
Book Page	753/589
Instrument	2025-00003827

Lender

Name	THE OHIO VALLEY BANK COMPANY
Type	Bank
Address	GALLIPOLIS, OH 45631

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	239 Months
Due	Nov 25, 2045

Interest

Rate Type	Adjustable Rate

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GALLIA OH
Property Address	15 NEIL AVE, GALLIPOLIS, OH 45631-1618
Transaction Type	Mortgage
Record Updated	Jan 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000754/285
Date	Dec 30, 2025
Book Page	754/285
Instrument	2025-00003967

Lender

Name	THE OHIO VALLEY BANK COMPANY
Type	Bank
Address	GALLIPOLIS, OH 45631

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GALLIA OH
Property Address	15 NEIL AVE, GALLIPOLIS, OH 45631-1618
Transaction Type	Mortgage
Record Updated	Jul 20, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000704/503
Date	Jun 12, 2023
Book Page	704/503
Instrument	23-00001583

Lender

Name	THE OHIO VALLEY BANK COMPANY
Type	Bank
Address	GALLIPOLIS, OH 45631

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GALLIA OH
Property Address	15 NEIL AVE, GALLIPOLIS, OH 45631-1618
Transaction Type	Mortgage
Record Updated	Feb 15, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1843 SOMERFORD DR, GALENA, OH 43021-8132

Mortgage

Document Number	000698/307
Date	Jan 25, 2023
Book Page	698/307
Instrument	23-00000173

Lender

Name	THE OHIO VALLEY BANK COMPANY
Type	Bank
Address	GALLIPOLIS, OH 45631

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Jan 23, 2043

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GALLIA OH
Recording Date	Sep 13, 2022
Property Address	15 NEIL AVE, GALLIPOLIS, OH 45631-1618
Document Number	000692/572
Book / Page	692 / 572
Instrument Date	Sep 12, 2022
Instrument	22-2649
Transaction Type	Transfer
Record Updated	Oct 18, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1843 SOMERFORD DR, GALENA, OH 43021-8132

Mortgage

Document Number	000692/574
Date	Sep 13, 2022
Book Page	692/574
Instrument	22-2650

Lender

Name	THE OHIO VALLEY BANK COMPANY
Type	Bank
Address	GALLIPOLIS, OH 45631

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Sep 12, 2037

Tax Assessment & Valuation

Source: Gallia County assessment roll, as of April 2, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Gallia County
County Subdivision	Gallipolis Township
Municipality	Gallipolis Village
Unified School District	Gallipolis City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,182.00 (-7.66%)	$32,590 (-) Land $3,100 Building $29,490
2024			$93,120 (-) Land $8,850 Building $84,270
2023	$1,280.00 (+13.37%)	$32,590 (+10.81%) Land $3,100 Building $29,490	$93,120 (+10.83%) Land $8,850 Building $84,270
2022	$1,129.00	$29,410 Land $2,620 Building $26,790
2020			$84,020 Land $7,480 Building $76,540

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 19, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 29 policies
Nearby Flood Policies	29 in force
Nearby Flood Claims	24 (1978–2015)
Claims Outside the SFHA	1 of 24
Most Recent Claim	Jul 2015 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Feb 2000 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GALLIPOLIS PWS private · serves 7,134 people · EPA ID OH2700112
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 194 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: AT&T, T-Mobile.

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