Middlesex County and Melrose City property record for 15 Naples Rd, Melrose, MA 02176
| Property Type | Duplex |
|---|---|
| Details | 4 bd · 2.5 ba · 1,832 sqft · built 1903 |
| Lot Size | 0.142 acres (6,186 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $480,000 (Jun 2022) |
| Tax Bill | $6,538 (2026) |
| Deeds & Mortgages | Jun 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | MELR M:0E3 P:0000016 |
| Primary APN | MELR M:0E3 P:0000016 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Units | 2 Units |
| Stories | 2 Stories |
| Building Area | 1,832 sqft Living Area |
| Gross Area | 2,454 sqft |
| Basement Area | 672 sqft |
| Unfinished Basement | 672 sqft |
| Year Built | Built 1903 |
|---|---|
| Effective Year Built | Effective 1903 |
| Architectural Style | Conventional |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 6,186 sqft (0.142 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Street Address | 15 NAPLES RD |
|---|---|
| City | MELROSE |
| State | MA |
| Zip | 02176-5509 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | URA |
| Jurisdiction | MELROSE MA |
| Township / Civil Division | MELROSE |
| Census Block Group | 4 |
| Census Block | 4013 |
| Census Tract | 336300 |
15 Naples Rd, a duplex, is owned by two individuals who bought it in June 2022.
Source: Middlesex County and Melrose City records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 93 THORNBERRY RD, WINCHESTER, MA 01890-3240 |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 1, 2022 · Amount on File |
| Deed Sale | Jun 1, 2022 · Amount on File |
| Deed Document Number | 20221915189 |
| Prior Transfer Date | May 31, 2022 |
| Prior Transfer Doc | 0001915189 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MELROSE MA |
| Recording Date | Jun 1, 2022 |
| Property Address | 15 NAPLES RD, MELROSE, MA 02176-5509 |
| Document Number | 0001915189 |
| Instrument Date | May 31, 2022 |
| Instrument | 1915189 |
| Transaction Type | Transfer |
| Record Updated | Jun 17, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 93 THORNBERRY RD, WINCHESTER, MA 01890-3240 |
| Document Number | 0001915190 |
|---|---|
| Date | Jun 1, 2022 |
| Instrument | 1915190 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
The 2026 property tax bill for 15 Naples Rd was $6,538, up 11,787.3% from the year before.
Source: Middlesex County and Melrose City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| Municipality | Melrose City |
| Unified School District | Melrose School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,538.00 (+11,787.27%) | $570,000 (+1.33%) Land $424,000 Building $146,000 | $802,707 |
| 2025 | $55.00 (-98.95%) | $562,500 (+6.76%) Land $424,000 Building $138,500 | |
| 2024 | $5,232.00 (-12.33%) | $526,900 (-8%) Land $396,700 Building $130,200 | |
| 2023 | $5,968.00 | $572,700 Land $369,300 Building $203,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 15 Naples Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 15 Naples Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 88% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MELROSE WATER DIVISION (MWRA) serves 29,938 people · EPA ID MA3178000 |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | Oct 2025 |
| Lead | 10 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line replacement currently in violation since Nov 2021 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 122 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| Netafy Fixed Wireless | 520 / 116 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: AT&T.
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