15 N Summit Ave, Chatham, NJ 07928 Property Records

Morris County and Chatham Borough property record for 15 N Summit Ave, Chatham, NJ 07928

Property Summary

Property Type	Single Family Home
Details	1,859 sqft · built 1927
Lot Size	0.144 acres (6,251 sqft)
Owner	2 Individual Names on File
Last Sale	$899,000 (Oct 2020)
Tax Bill	$14,590 (2024)
Deeds & Mortgages	Oct 2020 Sale & Mortgage
APN	`04-00055-0000-00034`

Property Details

APN / Parcel Number

Primary APN	`04-00055-0000-00034`
Alternative APNs	`040005500034` `20492002`

Interior

Stories	2 Stories
Building Area	1,859 sqft Living Area

Exterior

Year Built	Built 1927
Effective Year Built	Effective 1927
Construction Type	Frame
Lot Area	6,251 sqft (0.144 acres)
Lot Dimensions	125 ft deep x 50 ft wide
Parking Spaces	2 Parking Spaces

Location & Zoning

Account Number	20492002
Street Address	15 N SUMMIT AVE
City	CHATHAM
State	NJ
Zip	07928-2516
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Block	55
Legal Lot Number	34
Jurisdiction	MORRIS NJ
Township / Civil Division	CHATHAM
Census Block Group	1
Census Block	1017
Census Tract	42700

Owner

15 N Summit Ave is owned and occupied by two individuals who bought it in October 2020.

Source: Morris County and Chatham Borough records, as of July 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	15 N SUMMIT AVE, CHATHAM, NJ 07928-2516
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 30, 2020 · Amount on File
Deed Sale	Oct 30, 2020 · Amount on File
Prior Sale	Jul 29, 2013 · Amount on File
Deed Document Number	202077788
Deed Book / Page	23916 / 340
Record Updated	Oct 29, 2026

October 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	MORRIS NJ
Recording Date	Oct 30, 2020
Property Address	15 N SUMMIT AVE, CHATHAM, NJ 07928-2516
Document Number	0239160340
Book / Page	23916 / 340
Instrument Date	Sep 11, 2020
Instrument	2020077788
Transaction Type	Transfer
Record Updated	Nov 4, 2021
Title Company	SIMPLICITY TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$8,403.40
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	727 ADAMS ST, 727, HOBOKEN, NJ 07030-3391

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15 N SUMMIT AVE, CHATHAM, NJ 07928-2516

Mortgage

Document Number	2020077789
Date	Oct 30, 2020
Instrument	2020077789

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2050

Tax Assessment & Valuation

Source: Morris County and Chatham Borough assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Morris County
Municipality	Chatham Borough
Unified School District	The Chathams School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$901,200 (-) Land $543,800 Building $357,400	$901,200 (-) Land $543,800 Building $357,400
2025		$901,200 Land $543,800 Building $357,400	$901,200 Land $543,800 Building $357,400
2024	$14,590.00
2023		$901,200 Land $543,800 Building $357,400	$901,200 Land $543,800 Building $357,400
2022	$12,251.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 15 N Summit Ave; there have been 8 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	4 in force
Nearby Flood Claims	8 (1978–2021)
Claims Outside the SFHA	2 of 8
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 2 claims Hurricane Irene, Aug 2011 · 2 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 15 N Summit Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 87% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHATHAM WATER DEPT serves 8,962 people · EPA ID NJ1404001
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 563 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
AT&T Fixed Wireless	100 / 20

May also be available: Xfinity.

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