15 N 5th St, Cheney, WA 99004 Property Records

Spokane County property record for 15 N 5th St, Cheney, WA 99004

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,245 sqft · built 1963
Lot Size	0.244 acres (10,625 sqft)
Owner	Individual Name on File
Last Sale	$180,000 (Jul 2014)
Tax Bill	$4,115 (2026)
Deeds & Mortgages	Aug 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`13124.1410`

Property Details

APN / Parcel Number

Primary APN	`13124.1410`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,245 sqft Living Area
Gross Area	3,542 sqft
1st Floor Area	1,640 sqft
Basement Area	1,352 sqft
Finished Basement	605 sqft
Unfinished Basement	747 sqft
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1963
Architectural Style	Ranch
Exterior Material	Brick
Construction Type	Wood
Roof Type	Hip
Roof Material	Wood Shingle
Lot Area	10,625 sqft (0.244 acres)
Lot Dimensions	125 ft deep x 85 ft wide
Garage Type	Attached
Garage Area	550 sqft
Parking Spaces	2 Parking Spaces
Patio Area	252 sqft
Canopy	252 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Street Address	15 N 5TH ST
City	CHENEY
State	WA
Zip	99004-2201
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	CHENEY NORMAL ADD TO CITY OF N25FT OF L9; ALL L10; S10FT OF L11 BLK 14
Legal Range	41E
Legal Township	23N
Legal Section	12
Legal Subdivision	CHENEY NORMAL ADD
Legal Block	14
Legal Lot Number	9
Jurisdiction	SPOKANE WA
Township / Civil Division	CHENEY-MEDICAL LAKE
Census Block Group	3
Census Block	3043
Census Tract	14001

Owner

15 N 5th St is owned and occupied by an individual who bought it in July 2014.

Source: Spokane County records, as of September 16, 2026

Owner of Record	Individual Name on File
Mailing Address	15 N 5TH ST, CHENEY, WA 99004-2201
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 30, 2014 · Amount on File
Deed Sale	Jul 30, 2014 · Amount on File
Deed Document Number	20146322603
Prior Transfer Date	Jan 14, 2014
Prior Transfer Doc	0006278412
Record Updated	Oct 29, 2026

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	15 N 5TH ST, CHENEY, WA 99004-2201
Document Number	0006842517
Instrument Date	Aug 26, 2019
Transaction Type	Mortgage
Record Updated	Oct 4, 2019
Title Company	STEWART TITLE, STEWART TITLE GUARANTY CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15 N 5TH ST CHENEY WA 990042201, CHENEY, WA 99004-2201

Mortgage

Document Number	0006842517
Date	Sep 16, 2019
Instrument	6842517

Lender

Name	GLOBAL EQUITY FIN
Type	Funding / Finance Company
Address	SAN DIEGO, CA 92108

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Sep 15, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 15 N 5th St was $4,115, up 6.9% from the year before.

Source: Spokane County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Spokane County
Municipality	Cheney City
Unified School District	Cheney School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,115.00 (+6.91%)	$374,800 Land $85,000 Building $289,800	$374,800 Land $85,000 Building $289,800
2025	$3,849.00
2024		$349,200 (+38.24%) Land $75,000 Building $274,200	$349,200 (+38.24%) Land $75,000 Building $274,200
2023	$2,926.00 (+4.5%)	$252,600 Land $40,000 Building $212,600	$252,600 Land $40,000 Building $212,600
2022	$2,800.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 15 N 5th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 15 N 5th St is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CHENEY serves 16,954 people · EPA ID WA5312400
Water Source	Groundwater
Last State Inspection	Oct 2021
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 239 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ziply Fiber Fiber	6,000 / 6,000
DCI Cable	1,000 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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