15 Mountain Brook Dr, Cold Spring, NY 10516 Property Records

Putnam County and Philipstown Town property record for 15 Mountain Brook Dr, Cold Spring, NY 10516

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,352 sqft · built 1999
Lot Size	1.86 acres (81,022 sqft)
Owner	Individual Name on Record
Last Sale	$700,000 (Dec 2008)
Tax Bill	$15,570 (2024)
Deeds & Mortgages	Nov 2025 Line of Credit Sep 2021 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`372689 16.-1-43`

Property Details

APN / Parcel Number

Primary APN	`372689 16.-1-43`
Alternative APN	`268901600000010430000000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,352 sqft Living Area
Gross Area	3,264 sqft
1st Floor Area	1,176 sqft
2nd Floor Area	1,176 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Lot Area	81,022 sqft (1.86 acres)
View / Lot	Waterfront
Garage Type	Attached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Covered Porch
Porch Area	336 sqft
Shed	1 Shed
Shed Area	224 sqft

Utilities, Heating & Cooling

Heating System	Hot Water

Location & Zoning

Street Address	15 MOUNTAIN BROOK DR
City	COLD SPRING
State	NY
Zip	10516-4209
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R80
Legal Description	LAND & RES LOT 2
Legal Block	1
Legal Lot Number	43.00
Jurisdiction	PUTNAM NY
Township / Civil Division	PHILIPSTOWN
Census Block Group	2
Census Block	2003
Census Tract	10600

Owner

Source: Putnam County and Philipstown Town records, as of June 3, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	15 MOUNTAIN BROOK DR, COLD SPRING, NY 10516-4209
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 17, 2025	Deed of Trust, Mortgage · Line of Credit THIRD FSLA OF CLEVELAND
Sep 9, 2021	Deed of Trust, Mortgage · Line of Credit THIRD FSLA OF CLEVELAND

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 11, 2008 · Amount on Record
Deed Sale	Dec 11, 2008 · Amount on Record
Prior Sale	Oct 21, 1998 · Amount on Record
Deed Book / Page	1821 / 430
Last Transfer Date	Mar 5, 2009
Transfer Doc	0018280401
Record Updated	Oct 29, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM NY
Property Address	15 MOUNTAIN BROOK DR, COLD SPRING, NY 10516-4209
Transaction Type	Mortgage
Record Updated	Dec 12, 2025
Title Company	UNKNOWN, TITLE365 COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15 MOUNTAIN BROOK DR, COLD SPRING, NY 10516-4209

Mortgage

Document Number	0080420240
Date	Nov 17, 2025
Book Page	8042/240
Instrument	7220-2025

Lender

Name	THIRD FSLA OF CLEVELAND
Type	Bank
Address	CLEVELAND, OH 44105

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Nov 8, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM NY
Property Address	15 MOUNTAIN BROOK DR, COLD SPRING, NY 10516-4209
Transaction Type	Mortgage
Record Updated	Sep 22, 2021
Title Company	TITLE 365, TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15 MOUNTAIN BROOK DR, COLD SPRING, NY 10516-4209

Mortgage

Document Number	0074500096
Date	Sep 9, 2021
Book Page	7450/96
Instrument	10532-2021

Lender

Name	THIRD FSLA OF CLEVELAND
Type	Bank
Address	CLEVELAND, OH 44105

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Aug 23, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Putnam County and Philipstown Town assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	New York
County	Putnam County
County Subdivision	Philipstown Town
Unified School District	Haldane Central School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$268,675 (-) Land $57,700 Building $210,975	$876,019 (+10.08%)
2024	$15,570.00	$268,675 (-) Land $57,700 Building $210,975	$795,838 (+4.32%)
2023		$268,675 (-) Land $57,700 Building $210,975	$762,848 (+11.73%) Land $163,827 Building $599,021
2022		$268,675 Land $57,700 Building $210,975	$682,783 Land $146,633 Building $536,150

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 4, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	6 (2007–2011)
Claims Outside the SFHA	1 of 6
Most Recent Claim	Aug 2011 · Hurricane Irene
Claims by Event	Hurricane Irene, Aug 2011 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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