Santa Cruz County property record for 15 Mound Ave, Mount Hermon, CA 95041
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,556 sqft · built 1921 |
| Lot Size | 0.227 acres (9,888 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $400,000 (Nov 2025) |
| Tax Bill | $9,796 (2025) |
| Deeds & Mortgages | Nov 2025 Sale & Mortgage May 2024 Sale & Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 066-133-42 |
| Primary APN | 066-133-42 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Building Area | 1,556 sqft Living Area |
| Gross Area | 1,756 sqft |
| Year Built | Built 1921 |
|---|---|
| Effective Year Built | Effective 1990 |
| Construction Type | Wood |
| Roof Material | Composition Shingle |
| Lot Area | 9,888 sqft (0.227 acres) |
| Terrain | Steep |
| View / Lot | Mountain |
| Garage Type | Attached |
| Garage Area | 200 sqft |
| Parking Spaces | 1 Parking Space |
| Heating System | HVAC |
|---|---|
| Sewer | Septic |
| Water Source | Commercial |
| Street Address | 15 MOUND AVE |
|---|---|
| City | MOUNT HERMON |
| State | CA |
| Zip | 95041 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1-15 |
| Legal Description | MOUNT HERMON PARK SUB #1 BLK 00000 LOT 000008 MAP 000016 00001 |
| Legal Subdivision | MOUNT HERMON PARK MAP 01 |
| Legal Lot Number | 8 |
| Jurisdiction | SANTA CRUZ CA |
| Township / Civil Division | SANTA CRUZ |
| Census Block Group | 1 |
| Census Block | 1029 |
| Census Tract | 120700 |
Source: Santa Cruz County records · APN 066-133-42
Assessment roll updated August 19, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 15 MOUND AVE, MOUNT HERMON, CA 95041 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Community Property |
| Date | Document |
|---|---|
| Nov 25, 2025 | Grant Deed, Transfer · Conventional Mortgage BAY FCU |
| May 07, 2024 | Grant Deed, Transfer · Conventional Mortgage BAY FCU |
| Sep 28, 2017 | Deed of Trust, Mortgage · Line of Credit WELLS FARGO BANK NA |
| Dec 14, 2020 | Deed of Trust, Mortgage · Conventional Mortgage SUMMIT FUNDING INC |
| Mar 16, 2020 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 25, 2025 · Amount on Record |
| Deed Sale | Nov 25, 2025 · Amount on Record |
| Prior Sale | May 07, 2024 · Amount on Record |
| Deed Document Number | 202525442 |
| Prior Transfer Date | Mar 13, 2020 |
| Prior Transfer Doc | 0000009162 |
| Record Updated | Sep 20, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Recording Date | Nov 25, 2025 |
| Property Address | 15 MOUND AVE, MOUNT HERMON, CA 95041 |
| Document Number | 0000025442 |
| Map Reference | MB 16 PG 1 |
| Instrument Date | Nov 18, 2025 |
| Instrument | 2025-0025442 |
| Transaction Type | Transfer |
| Record Updated | Dec 11, 2025 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Tax | $440.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property with Right of Survivorship |
| Address | 15 MOUND AVE, MOUNT HERMON, CA 95041 |
| Document Number | 0000025443 |
|---|---|
| Date | Nov 25, 2025 |
| Instrument | 2025-0025443 |
| Name | BAY FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2055 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Recording Date | May 07, 2024 |
| Property Address | 15 MOUND AVE, MOUNT HERMON, CA 95041 |
| Document Number | 0000008468 |
| Map Reference | MB 16 PG 1 |
| Instrument Date | Apr 25, 2024 |
| Instrument | 2024-0008468 |
| Transaction Type | Transfer |
| Record Updated | May 20, 2024 |
| Title Company | STEWART TITLE, STEWART TITLE OF CA INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $869.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | PO BOX 222, MOUNT HERMON, CA 95041-0222 |
| Document Number | 0000008469 |
|---|---|
| Date | May 07, 2024 |
| Instrument | 2024-0008469 |
| Name | BAY FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Property Address | 15 MOUND AVE, MOUNT HERMON, CA 95041 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000032391 |
|---|---|
| Date | Sep 28, 2017 |
| Instrument | 2017-0032391 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 21, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Property Address | 15 MOUND AVE, MOUNT HERMON, CA 95041 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | TIMIOS INC |
| Name | Verified Name |
|---|---|
| Address | PO BOX 16, MOUNT HERMON, CA 95041-0016 |
| Document Number | 0000053929 |
|---|---|
| Date | Dec 14, 2020 |
| Instrument | 2020-0053929 |
| Name | SUMMIT FUNDING INC |
|---|---|
| Type | Mortgage Company |
| Address | SACRAMENTO, CA 95815 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jan 01, 2036 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Recording Date | Mar 16, 2020 |
| Property Address | 15 MOUND AVE, MOUNT HERMON, CA 95041 |
| Document Number | 0000009162 |
| Instrument Date | Mar 13, 2020 |
| Instrument | 9162 |
| Transaction Type | Transfer |
| Record Updated | Jun 11, 2020 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 15 MOUND AVE MOUNT HERMON CA 95041, MOUNT HERMON, CA 95041 |
Source: Santa Cruz County records · Assessment roll updated August 19, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | California |
| County | Santa Cruz County |
| Unified School District | San Lorenzo Valley Unified School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $821,916 (+2%) Land $568,058 Building $253,858 | ||
| 2025 | $9,796.00 (+187.69%) | $805,800 (+206.14%) Land $556,920 Building $248,880 | |
| 2023 | $3,405.00 (+2.56%) Homeowner's exemption | $263,211 Land $108,226 Building $154,985 | $718,020 |
| 2022 | $3,320.00 |
Source: FEMA National Flood Hazard Layer, Santa Cruz County (06087C), as of July 10, 2019 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060871207001, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 57 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 57 in force |
| Nearby Flood Claims | 26 (1995–2023) |
| Claims Outside the SFHA | 1 of 26 |
| Most Recent Claim | Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides |
| Claims by Event |
|
| Wildfire Risk | Low lower than 64% of the US · lower than 78% of California |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
May also be available: Surfnet Communications.
Based on FCC filings for 114 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System, water system CA4410008, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | MT. HERMON ASSOCIATION, INC. private · serves 1,176 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2023 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory currently in violation since Oct 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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