Monmouth County and Howell Township property record for 15 Moss Haven Way, Howell, NJ 07731
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,918 sqft · built 1987 |
| Lot Size | 0.425 acres (18,491 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $12,331 (2025) |
| Deeds & Mortgages | Jan 2022 Mortgage Dec 2019 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 21-00035-79-00014 |
| Primary APN | 21-00035-79-00014 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 2 Half Baths |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,918 sqft Living Area |
| 1st Floor Area | 1,164 sqft |
| Upper Floors Area | 754 sqft |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1987 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 18,491 sqft (0.425 acres) |
| Lot Dimensions | 138 ft deep x 134 ft wide |
| Garage Type | Attached |
| Garage Area | 516 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 512 sqft |
|---|---|
| Porch | Open Porch |
| Deck Area | 442 sqft |
| Patio Area | 836 sqft |
| Shed | 1 Shed |
| Shed Area | 120 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 02310014 |
|---|---|
| Street Address | 15 MOSS HAVEN WAY |
| City | HOWELL |
| State | NJ |
| Zip | 07731-2293 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SF10 |
| Legal Subdivision | LAND-O-PINES SEC 114 |
| Legal Block | 35.79 |
| Legal Lot Number | 14 |
| Jurisdiction | MONMOUTH NJ |
| Township / Civil Division | HOWELL |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 811401 |
Source: Monmouth County and Howell Township records, as of July 9, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 15 MOSS HAVEN WAY, HOWELL, NJ 07731-2293 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 6, 2022 | Deed of Trust, Mortgage · Conventional Mortgage PATRIOT MORTGAGE LLC |
| Dec 27, 2019 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA |
| Nov 7, 2019 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 15 MOSS HAVEN WAY, HOWELL, NJ 07731-2293 |
| Transaction Type | Mortgage |
| Record Updated | Jan 24, 2022 |
| Title Company | WESTCOR LAND TITLE INSURANCE COMPANY, WESTCOR LAND TITLE INS CO |
| Name | Verified Name |
|---|
| Document Number | 0095698983 |
|---|---|
| Date | Jan 6, 2022 |
| Book Page | 9569/8983 |
| Instrument | 2022001309 |
| Name | PATRIOT MORTGAGE LLC |
|---|---|
| Address | FREEHOLD, NJ 07728 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 15 MOSS HAVEN WAY, HOWELL, NJ 07731-2293 |
| Document Number | 0000006838 |
| Instrument Date | Dec 27, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Feb 6, 2020 |
| Title Company | TITLE365 - OMAHA |
| Name | Verified Name |
|---|---|
| Address | 15 MOSS HAVEN WAY HOWELL NJ 077312293, HOWELL, NJ 07731-2293 |
| Document Number | 0000006838 |
|---|---|
| Date | Jan 17, 2020 |
| Book Page | 009391/009751 |
| Instrument | 6838 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 16, 2050 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 15 MOSS HAVEN WAY, HOWELL, NJ 07731-2293 |
| Document Number | 0000111579 |
| Instrument Date | Nov 7, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Dec 23, 2019 |
| Title Company | WFG LENDER SERVICES, WFG LENDER SVCS |
| Name | Verified Name |
|---|---|
| Address | 15 MOSS EAVEK WAY HOWELL NJ 07731, HOWELL, NJ 07731 |
| Document Number | 0000111579 |
|---|---|
| Date | Nov 22, 2019 |
| Book Page | 009381/003351 |
| Instrument | 111579 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 21, 2049 |
| Rate Type | Adjustable Rate |
|---|
Source: Monmouth County and Howell Township assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Monmouth County |
| County Subdivision | Howell Township |
| Secondary School District | Freehold Regional School District (09 - 12) |
| Elementary School District | Howell Township School District (KG - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $764,500 (+6.7%) Land $438,200 Building $326,300 | $764,500 (+6.7%) Land $438,200 Building $326,300 | |
| 2025 | $12,331.00 (+6.6%) | $716,500 (+15.99%) Land $393,200 Building $323,300 | $716,500 (+15.99%) Land $393,200 Building $323,300 |
| 2024 | $11,567.00 (+7.88%) | ||
| 2023 | $617,700 Land $285,200 Building $332,500 | $617,700 Land $285,200 Building $332,500 | |
| 2022 | $10,722.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 2 (1979–1984) |
| Most Recent Claim | Mar 1984 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 65% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | Turbidity resolved · Sep 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 363 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 980 / 880 |
| Optimum Cable · Fiber in parts of the area | 940 / 35 |
5G (outdoors only) and 4G LTE
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