15 Morse St, Berwick, ME 03901 Property Records

York County and Berwick Town property record for 15 Morse St, Berwick, ME 03901

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,316 sqft · built 1977
Lot Size4.9 acres (213,444 sqft)
Owner2 Individual Names on Record
Last Sale$550,000 (Jun 2022)
Tax Bill$7,426 (2025)
Deeds & MortgagesApr 2021 Refinance
Jun 2022 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APNBERW M:U005 B:32

Property Details

APN / Parcel Number

Primary APNBERW M:U005 B:32
Alternative APN
  • 3167

Interior

Bedrooms3 Beds
Full Baths3 Baths
Half Baths2 Half Baths
Total Rooms7 Rooms
Stories1 Story
Building Area2,316 sqft Living Area
Gross Area4,780 sqft
1st Floor Area1,884 sqft
Basement Area1,308 sqft
Unfinished Basement1,308 sqft

Exterior

Year BuiltBuilt 1977
Effective Year BuiltEffective 1977
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area213,444 sqft (4.9 acres)
Deck AreaDeck Area

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil

Location & Zoning

Account Number3167
Street Address15 MORSE ST
CityBERWICK
StateME
Zip03901-2233
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1&R2
Legal Block32
JurisdictionBERWICK ME
Township / Civil DivisionBERWICK
Census Block Group2
Census Block2019
Census Tract32001

Owner

Source: York County and Berwick Town records, as of July 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address15 MORSE ST, BERWICK, ME 03901-2233
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 30, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
PEOPLESCHOICE CREDIT UNION
Jun 1, 2022Warranty Deed, Transfer · Stand-Alone First Mortgage
CROSSCOUNTRY MORTGAGE INC
Oct 18, 2019Deed of Trust, Transfer
PEOPLESCHOICE CU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 1, 2022 · Amount on Record
Deed SaleJun 1, 2022 · Amount on Record
Prior SaleOct 18, 2019 · Amount on Record
Deed Document Number202223456
Deed Book / Page19039 / 312
Transfer Doc16624-0474
Record UpdatedOct 29, 2026

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERWICK ME
Property Address15 MORSE ST, BERWICK, ME 03901-2233
Transaction TypeMortgage
Record UpdatedNov 20, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

Mortgage

Document Number0186480743
DateApr 30, 2021
Book Page18648/743
Instrument2021025020
Lender
NamePEOPLESCHOICE CREDIT UNION
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueMay 1, 2051

June 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBERWICK ME
Recording DateJun 1, 2022
Property Address15 MORSE ST, BERWICK, ME 03901-2233
Document Number0190390312
Book / Page19039 / 312
Instrument DateMay 31, 2022
Instrument2022023456
Transaction TypeTransfer
Record UpdatedNov 20, 2025

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address1264 UINTA ST, DENVER, CO 80220-3335

Mortgage

Document Number2022023457
DateJun 1, 2022
Instrument2022023457
Lender
NameCROSSCOUNTRY MORTGAGE INC
TypeMortgage Company
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

October 2019: Deed of Trust, Transfer

Document TypeDeed of Trust
JurisdictionBERWICK ME
Property Address15 MORSE ST, BERWICK, ME 03901-2233
Document Number0180740804
Instrument DateOct 18, 2019
Transaction TypeTransfer
Record UpdatedNov 5, 2019
Title CompanyNOT AVAILABLE

Transaction

Additional
  • Arm's Length

Transferred To (Grantee/Buyer)

NameVerified Name
Address15 MORSE ST BERWICK ME 039012233, BERWICK, ME 03901-2233

Mortgage

Document Number0180740804
DateOct 18, 2019
Book Page018074/000804
Instrument44586
Lender
NamePEOPLESCHOICE CU
TypeCredit Union
AddressSACO, ME 04072
Agreement
AmountAmount Recorded
Term360 Months
DueOct 17, 2049

Tax Assessment & Valuation

Source: York County and Berwick Town assessment roll, as of July 30, 2026

Property Jurisdictions

TypeName
StateMaine
CountyYork County
County SubdivisionBerwick Town
Unified School DistrictSchool Administrative District 60 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$7,426.00 (+4.56%)$569,500 (-) Land $153,400 Building $416,100
2024$7,102.00 (+28.24%)$569,500 (+88.39%) Land $153,400 Building $416,100
2023$5,538.00 (+0.54%)$302,300 (-) Land $106,600 Building $195,700$489,250
2022$5,508.00$302,300 Land $106,600 Building $195,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 53% of Maine
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBERWICK WATER DEPARTMENT
serves 2,845 people · EPA ID ME0090150
Water SourceSurface water
Last State InspectionNov 2025
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityHaloacetic acids
resolved · Apr 2019
Treatment and ProcedureNo certified operator
Oct 2022
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 198 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 2,000
Verizon
Fixed Wireless
300 / 20

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