15 Morris St, Bridgewater, NJ 08807 Property Records

Somerset County and Bridgewater Township property record for 15 Morris St, Bridgewater, NJ 08807

Property Summary

Property Type	Single Family Home
Details	2,898 sqft
Lot Size	0.459 acres (19,994 sqft)
Owner	2 Individual Names on File
Last Sale	$875,000 (Jun 2023)
Tax Bill	$18,703 (2025)
Deeds & Mortgages	Dec 2022 Construction Loan Sep 2023 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`06-00106-0000-00006-03`

Property Details

APN / Parcel Number

Primary APN	`06-00106-0000-00006-03`

Interior

Building Area	2,898 sqft Living Area

Exterior

Lot Area	19,994 sqft (0.459 acres)

Location & Zoning

Street Address	15 MORRIS ST
City	BRIDGEWATER
State	NJ
Zip	08807-2639
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	BRIDGEWATER
Legal Block	106
Legal Lot Number	6.3
Jurisdiction	SOMERSET NJ
Township / Civil Division	BRIDGEWATER
Census Block Group	3
Census Block	3006
Census Tract	50701

Owner

15 Morris St is owned and occupied by two individuals who bought it in June 2023.

Source: Somerset County and Bridgewater Township records, as of July 7, 2026

Owner of Record	2 Individual Names on File
Mailing Address	15 MORRIS ST, BRIDGEWATER, NJ 08807-2639
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 7, 2022	Deed of Trust, Mortgage · Construction Mortgage UNITY BANK
Sep 1, 2023	Deed of Trust, Mortgage · Conventional Mortgage HSBC BANK USA
Jun 30, 2023	Deed, Transfer WESTCOR LAND TITLE INSURANCE COMPANY, WESTCOR LAND TITLE INS CO
Nov 7, 2022	Deed, Transfer PREFERRED CLOSING SERVICES LLC, PREFERRED CLOSING SERVICES

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 30, 2023 · Amount on File
Deed Sale	Jun 30, 2023 · Amount on File
Deed Document Number	202316511
Deed Book / Page	7512 / 1525
Record Updated	Sep 20, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOMERSET NJ
Property Address	15 MORRIS ST, BRIDGEWATER, NJ 08807-2639
Transaction Type	Mortgage
Record Updated	Apr 26, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	863 GARFIELD AVE, BRIDGEWATER, NJ 08807-1163

Mortgage

Document Number	0000048164
Date	Dec 7, 2022
Book Page	7483/2470
Instrument	2022048164

Lender

Name	UNITY BANK
Type	Bank
Address	CLINTON, NJ 08809

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	23 Months
Due	Nov 29, 2024

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOMERSET NJ
Property Address	15 MORRIS ST, BRIDGEWATER, NJ 08807-2639
Transaction Type	Mortgage
Record Updated	Apr 26, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	125 W MAIN ST 130, 130, SOMERVILLE, NJ 08876-2250

Mortgage

Document Number	0000022906
Date	Sep 1, 2023
Book Page	7522/2934
Instrument	2023022906

Lender

Name	HSBC BANK USA
Type	Bank
Address	NEW YORK, NY 10018

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2053

June 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	SOMERSET NJ
Recording Date	Jun 30, 2023
Property Address	15 MORRIS ST, BRIDGEWATER, NJ 08807-2639
Document Number	0000016511
Book / Page	7512 / 1525
Instrument Date	Jun 27, 2023
Instrument	2023016511
Transaction Type	Transfer
Record Updated	Apr 26, 2024
Title Company	WESTCOR LAND TITLE INSURANCE COMPANY, WESTCOR LAND TITLE INS CO

Transaction

Amount	Amount on Record
Tax	$8,125.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	863 GARFIELD AVE, BRIDGEWATER, NJ 08807-1163

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15 MORRIS ST, BRIDGEWATER, NJ 08807-2639

November 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	SOMERSET NJ
Recording Date	Nov 7, 2022
Property Address	15 MORRIS ST, BRIDGEWATER, NJ 08807-2639
Document Number	0000044999
Book / Page	7478 / 3264
Instrument Date	Oct 31, 2022
Instrument	2022044999
Transaction Type	Transfer
Record Updated	Apr 26, 2024
Title Company	PREFERRED CLOSING SERVICES LLC, PREFERRED CLOSING SERVICES

Transaction

Amount	Amount on Record
Tax	$1,169.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	274 OLD YORK RD, BRIDGEWATER, NJ 08807-2620

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	863 GARFIELD AVE, BRIDGEWATER, NJ 08807-1163

Tax Assessment & Valuation

The 2025 property tax bill for 15 Morris St was $18,703, up 0.7% from the year before.

Source: Somerset County and Bridgewater Township assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Somerset County
County Subdivision	Bridgewater Township
Unified School District	Bridgewater-Raritan Regional School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,049,100 (+10.5%) Land $252,500 Building $796,600	$1,049,100 (+10.5%) Land $252,500 Building $796,600
2025	$18,703.00 (+0.66%)	$949,400 Land $232,500 Building $716,900	$949,400 Land $232,500 Building $716,900
2024	$18,581.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 15 Morris St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2021.

Source: FEMA National Flood Hazard Layer, effective September 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2021)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Sep 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 15 Morris St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 239 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber	2,300 / 2,300

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Morris St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures