15 Morningside Dr, Shelby, OH 44875 Property Records

Richland County property record for 15 Morningside Dr, Shelby, OH 44875

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,576 sqft · built 1940
Lot Size	0.316 acres (13,761 sqft)
Owner	Individual Name on File
Last Sale	$86,000 (Dec 2000)
Tax Bill	$1,818 (2025)
Deeds & Mortgages	Aug 2026 Line of Credit May 2021 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`046-08-148-10-000`

Property Details

APN / Parcel Number

Primary APN	`046-08-148-10-000`
Alternative APN	`08217`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,576 sqft Living Area
1st Floor Area	572 sqft
Family Room	Family Room
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Architectural Style	Colonial
Exterior Material	Aluminum Siding
Lot Area	13,761 sqft (0.316 acres)
Lot Dimensions	160 ft deep x 86 ft wide
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	260 sqft
Canopy	24 sqft
Poultry House	24 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	15 MORNINGSIDE DR
City	SHELBY
State	OH
Zip	44875-1623
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	2129 2130 2131 2132 PTS EA 103.35 X MORNINGSIDE DR
Legal Subdivision	IDELWOOD ALLOTMENT
Jurisdiction	RICHLAND OH
Township / Civil Division	SHARON
Census Block Group	3
Census Block	3023
Census Tract	2600

Owner

15 Morningside Dr is owned and occupied by an individual who bought it in December 2000.

Source: Richland County records, as of September 3, 2026

Owner of Record	Individual Name on File
Mailing Address	15 MORNINGSIDE DR, SHELBY, OH 44875-1623
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 25, 2026	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK
May 3, 2021	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA
Oct 31, 2018	Deed of Trust, Mortgage CHRISTOPHER COLYER

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 19, 2000 · Amount on File
Deed Sale	Dec 19, 2000 · Amount on File
Prior Sale	May 4, 1993
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHLAND OH
Recording Date	Aug 25, 2026
Property Address	15 MORNINGSIDE DR, SHELBY, OH 44875-1623
Document Number	0000009991
Book / Page	3047 / 682
Instrument Date	Aug 19, 2026
Instrument	20269991
Transaction Type	Mortgage
Record Updated	Sep 9, 2026
Title Company	ACCURATE GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15 MORNINGSIDE DR, SHELBY, OH 44875-1623

Mortgage

Document Number	0000009991,
Date	Aug 25, 2026
Book Page	3047/682
Instrument	20269991

Lender

Name	CITIZENS BANK

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Aug 23, 2051

Interest

Max Rate	-1%

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHLAND OH
Property Address	15 MORNINGSIDE DR, SHELBY, OH 44875-1623
Transaction Type	Mortgage
Record Updated	May 19, 2021
Title Company	ACCURATE GROUP, ACCURATE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2887/226
Date	May 3, 2021
Book Page	2887/226
Instrument	202100005998

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	299 Months
Due	Apr 12, 2046

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHLAND OH
Property Address	15 MORNINGSIDE DR, SHELBY, OH 44875-1623
Transaction Type	Mortgage
Record Updated	Nov 23, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2661/0397
Date	Oct 31, 2018
Book Page	2661/0397
Instrument	201800013169

Lender

Name	CHRISTOPHER COLYER
Type	Private Party
Address	00000

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 15 Morningside Dr was $1,818 with a homeowner's exemption, up 0.1% from the year before.

Source: Richland County assessment roll, as of April 3, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Richland County
County Subdivision	Sharon Township
Municipality	Shelby City
Unified School District	Shelby City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,818.00 (+0.06%)	$48,820 (-) Land $8,540 Building $40,280
2024	$1,817.00 (-2.73%) Homeowner's exemption	$48,820 (-) Land $8,540 Building $40,280
2023	$1,868.00 (+26.64%) Homeowner's exemption	$48,820 (+41.34%) Land $8,540 Building $40,280	$139,490 Land $24,400 Building $115,090
2022	$1,475.00 Homeowner's exemption	$34,540 Land $7,760 Building $26,780
2020			$98,680 Land $22,180 Building $76,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 15 Morningside Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 23, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 15 Morningside Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 90% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SHELBY CITY serves 9,453 people · EPA ID OH7004511
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 359 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Omni Fiber Fiber	10,000 / 10,000
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon, Watch TV.

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