15 Moreno Cir, Salinas, CA 93905 Property Records

Monterey County property record for 15 Moreno Cir, Salinas, CA 93905

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,364 sqft · built 1997
Lot Size	0.173 acres (7,515 sqft)
Owner	Trust Name on File
Last Sale	$138,000 (Jun 1997)
Tax Bill	$3,972 (2025)
Deeds & Mortgages	Aug 2022 Mortgage Jul 2022 Mortgage + 3 more
Flood Zone	Zone X (moderate risk)
APN	`153-402-004-000`

Property Details

APN / Parcel Number

Primary APN	`153-402-004-000`
Alternative APN	`153-402-004`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	10 Rooms
Stories	1 Story
Building Area	1,364 sqft Living Area
1st Floor Area	1,364 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Architectural Style	L-Shape
Exterior Material	Stucco
Construction Type	Frame
Lot Area	7,515 sqft (0.173 acres)
Garage Area	433 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Old Parcel Number	153-402-004
Street Address	15 MORENO CIR
City	SALINAS
State	CA
Zip	93905-4126
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BELLA VISTA UNIT NO 5 SUBDIVISION VOL 19 C&T PAGE 27 TRACT NO 1263 LOT 4 BLK 8
Legal Subdivision	BELLA VISTA UNIT NO 5 SUBDIVISION
Legal Tract	1263
Legal Block	8
Legal Lot Number	4
Jurisdiction	MONTEREY CA
Township / Civil Division	SALINAS
Census Block Group	1
Census Block	1009
Census Tract	10605

Owner

15 Moreno Cir is owner-occupied and held in a trust since June 2024.

Source: Monterey County records, as of August 6, 2026

Owner of Record	Trust Name on File
Mailing Address	15 MORENO CIR, SALINAS, CA 93905-4126
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 3, 2022	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Jul 12, 2022	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP
Feb 4, 2021	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
May 14, 2020	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP
Aug 26, 2019	Affidavit of Death, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 19, 1997 · Amount on File
Deed Sale	Jun 19, 1997 · Amount on File
Deed Document Number	199734591
Deed Book / Page	3533 / 898
Last Transfer Date	Jun 6, 2024
Transfer Doc	0000022650
Record Updated	Sep 20, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEREY CA
Property Address	15 MORENO CIR, SALINAS, CA 93905-4126
Transaction Type	Mortgage
Record Updated	Aug 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15 MORENO CIR, SALINAS, CA 93905-4126

Mortgage

Document Number	0000033016
Date	Aug 3, 2022
Instrument	2022033016

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	334 Months
Due	Jun 1, 2050

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEREY CA
Property Address	15 MORENO CIR, SALINAS, CA 93905-4126
Transaction Type	Mortgage
Record Updated	Jul 25, 2022
Title Company	TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15 MORENO CIR, SALINAS, CA 93905-4126

Mortgage

Document Number	0000030519
Date	Jul 12, 2022
Instrument	2022030519

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Jun 1, 2052

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEREY CA
Property Address	15 MORENO CIR, SALINAS, CA 93905-4126
Transaction Type	Mortgage
Record Updated	Feb 17, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15 MORENO CIR, SALINAS, CA 93905-4126

Mortgage

Document Number	0000008279
Date	Feb 4, 2021
Instrument	2021008279

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	352 Months
Due	Jun 1, 2050

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEREY CA
Property Address	15 MORENO CIR, SALINAS, CA 93905-4126
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TITLE CONNECT INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000023067
Date	May 14, 2020
Instrument	2020023067

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2050

August 2019: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	MONTEREY CA
Recording Date	Aug 26, 2019
Property Address	15 MORENO CIR, SALINAS, CA 93905-4126
Document Number	0000036583
Instrument Date	Aug 20, 2019
Instrument	36583
Transaction Type	Transfer
Record Updated	Sep 6, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15 MORENO CIR SALINAS CA 939054126, SALINAS, CA 93905-4126

Tax Assessment & Valuation

The 2025 property tax bill for 15 Moreno Cir was $3,972 with a homeowner's exemption.

Source: Monterey County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	Monterey County
Municipality	Salinas City
Elementary School District	Alisal Union Elementary School District (KG - 06)
Secondary School District	Salinas Union High School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$228,390 (+2%) Land $99,660 Building $128,730
2025	$3,972.00 Homeowner's exemption	$223,912 Land $97,706 Building $126,206
2023	$4,015.00 (+7.67%) Homeowner's exemption	$215,219 Land $93,913 Building $121,306
2022	$3,729.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 15 Moreno Cir in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective July 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 15 Moreno Cir has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ALCO WATER SERVICE private · serves 56,253 people · EPA ID CA2710001
Water Source	Groundwater
Last State Inspection	Feb 2022
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 658 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Razzolink Fixed Wireless	500 / 250
Etheric Networks Fixed Wireless	300 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Cruzio, GeoLinks.

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