15 Moorgate Ct, Sacramento, CA 95823 Property Records

Sacramento County property record for 15 Moorgate Ct, Sacramento, CA 95823

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,192 sqft · built 1984
Lot Size	0.15 acres (6,534 sqft)
Owner	2 Individual Names on File
Last Sale	$98,500 (Nov 1995)
Tax Bill	$2,049 (2025)
Deeds & Mortgages	Nov 2021 Mortgage Nov 2021 Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`117-0581-035-0000`

Property Details

APN / Parcel Number

Primary APN	`117-0581-035-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,192 sqft Living Area
1st Floor Area	1,192 sqft
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Architectural Style	L-Shape
Exterior Material	Wood
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	6,534 sqft (0.15 acres)
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	15 MOORGATE CT
City	SACRAMENTO
State	CA
Zip	95823-4739
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	LARCHMONT VALLEY HI 13A, LOT 989
Legal Subdivision	LARCHMONT VALLEY HI 13A
Legal Lot Number	989
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	2
Census Block	2001
Census Tract	9634

Owner

15 Moorgate Ct is owned and occupied by two individuals who acquired it in March 1999.

Source: Sacramento County records, as of September 3, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	15 MOORGATE CT, SACRAMENTO, CA 95823-4739
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Nov 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
May 29, 2020	Quit Claim Deed, Transfer SCHOOLSFIRST FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 13, 1995 · Amount on File
Deed Sale	Nov 13, 1995 · Amount on File
Deed Book / Page	951113 / 760
Last Transfer Date	Mar 23, 1999
Transfer Doc	9903001799
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	15 MOORGATE CT, SACRAMENTO, CA 95823-4739
Transaction Type	Mortgage
Record Updated	May 15, 2026
Title Company	AMERICAN SW TITLE, AMERICAN COAST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15 OORGATE COURT, SACRAMENTO, CA 95823

Mortgage

Document Number	0000001138
Date	Nov 22, 2021
Instrument	2021112201138

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Dec 1, 2041

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	15 MOORGATE CT, SACRAMENTO, CA 95823-4739
Transaction Type	Mortgage
Record Updated	Dec 8, 2021
Title Company	AMERICAN SW TITLE, AMERICAN COAST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15 OORGATE COURT, SACRAMENTO, CA 95823

Mortgage

Document Number	2021112201138
Date	Nov 22, 2021
Instrument	2021112201138

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Dec 1, 2041

May 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SACRAMENTO CA
Recording Date	May 29, 2020
Property Address	15 MOORGATE CT, SACRAMENTO, CA 95823-4739
Document Number	2005290879
Instrument Date	May 22, 2020
Instrument	2005290879
Transaction Type	Transfer
Record Updated	Jun 15, 2020
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15 MOORGATE CT SACRAMENTO CA 958234739, SACRAMENTO, CA 95823-4739

Mortgage

Document Number	2005290880
Date	May 29, 2020
Instrument	2005290880

Lender

Name	SCHOOLSFIRST FCU
Type	Credit Union
Address	SACRAMENTO, CA 95815

Agreement

Amount	Amount on Record
Term	240 Months
Due	May 28, 2040

Tax Assessment & Valuation

The 2025 property tax bill for 15 Moorgate Ct was $2,049, up 0.8% from the year before.

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Municipality	Sacramento City
Unified School District	Elk Grove Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$166,877 (+2%) Land $44,041 Building $122,836
2025	$2,049.00 (+0.84%)	$163,606 Land $43,178 Building $120,428
2024	$2,032.00 (+2.94%)
2023	$1,974.00 (+1.08%)	$157,254 Land $41,502 Building $115,752
2022	$1,953.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 15 Moorgate Ct in Zone X, an area of moderate flood risk, though there have been 32 flood claims nearby since 1995.

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 4 (30% premium discount)
Nearby Flood Policies	9 in force
Nearby Flood Claims	32 (1995–2005)
Claims Outside the SFHA	4 of 32
Most Recent Claim	Dec 2005 · Severe Storms, Flooding, Mudslides, And Landslides
Claims by Event	Severe Winter Storms, Flooding, Landslides, Mud Flows, Jan 1995 · 26 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 15 Moorgate Ct is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SACRAMENTO MAIN state or territorial government · serves 527,979 people · EPA ID CA3410020
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 602 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
unWired Broadband Fixed Wireless	400 / 50
DigitalPath Fixed Wireless	200 / 20
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: T-Mobile, Verizon.

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