15 Monument St, Concord, MA 01742 Property Records

Middlesex County and Concord Town property record for 15 Monument St, Concord, MA 01742 · Last verified April 2026

Property Highlights

Property TypeCommercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Bathrooms3 Baths
Year BuiltBuilt 1850
Square Footage3,905 sqft Total Area
Lot Size10,606 sqft (0.243 acres)
GarageBasement
Last Sale$1,800,000 (2019)
Tax Bill$21,586.00 (2025)

Property Details

APN / Parcel Number

Primary APNCONC M:8H B:1296
Alternative APNs
  • M:00008H B:01296-00000
  • 6798

Interior

Full Baths3 Baths
Building Area3,905 sqft Total Area
Gross Area5,848 sqft Gross Area
Stories3 Stories

Exterior

Year BuiltBuilt 1850
Effective Year BuiltEffective 1850
Exterior MaterialWood Siding Exterior
Construction TypeFrame Construction
Roof ConstructionGable Roof Construction
Roof MaterialSlate Roof
Lot Area10,606 sqft (0.243 acres)
Garage TypeBasement Garage

Utilities and HVAC

Cooling SystemHVAC Cooling
Heating SystemForced Air with Air Conditioning Heating
Heating FuelGas Heating Fuel

Location & Zoning

Account Number6798
Street Address15 MONUMENT ST
CityCONCORD
StateMA
Zip01742-1827
Property UsageCommercial Property Usage
TypeCommercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Legal Block1296
JurisdictionCONCORD MA
Minor Civil DivisionCONCORD
Census Blockgroup1
Census Block1010
Census Tract361300

Owner

Source: Middlesex County and Concord Town records · APN CONC M:8H B:1296

Assessment roll updated April 14, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address25 BARNES HILL RD, CONCORD, MA 01742-5609
Owner TypeOwner is a Company
VestingCompany

Deeds, Mortgages & Sale History

DateDocument
Jul 17, 2025Deed of Trust, Mortgage · Commercial Mortgage
ROCKLAND TRUST CO
Oct 29, 2021Deed of Trust, Mortgage · Stand Alone Refinance
ENTERPRISE BANK & TRUST CO
May 07, 2020Deed of Trust, Mortgage · Stand Alone Refinance
ENTERPRISE BANK & TRUST CO
Jul 24, 2019Quit Claim Deed, Transfer
NOT AVAILABLE

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJul 24, 2019 · Amount on Record
Deed SaleJul 24, 2019 · Amount on Record
Prior SaleSep 16, 1996 · Amount on Record
Deed Doc Number2019106303
Deed Book / Page72979 / 468
Record RefreshedJun 08, 2026

July 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCONCORD MA
Property Address15 MONUMENT ST, CONCORD, MA 01742-1827
Transaction TypeMortgage
Record UpdatedNov 25, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number084375-133
DateJul 17, 2025
Book Page84375/133
Instrument83993
Lender
NameROCKLAND TRUST CO
TypeNon-Lending Institution
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCONCORD MA
Property Address15 MONUMENT ST, CONCORD, MA 01742-1827
Transaction TypeMortgage
Record UpdatedNov 19, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number79038-409
DateOct 29, 2021
Book Page79038/409
Instrument238510
Lender
NameENTERPRISE BANK & TRUST CO
TypeBank
Agreement
TypeStand Alone Refinance
AmountAmount Recorded

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCONCORD MA
Property Address15 MONUMENT ST, CONCORD, MA 01742-1827
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number74626-552
DateMay 07, 2020
Book Page74626/552
Instrument68877
Lender
NameENTERPRISE BANK & TRUST CO
TypeBank
Agreement
TypeStand Alone Refinance
AmountAmount Recorded

July 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionCONCORD MA
Recording DateJul 24, 2019
Property Address15 MONUMENT ST, CONCORD, MA 01742-1827
Document Number72979-468
Book / Page072979 / 000468
Instrument DateJul 18, 2019
Instrument106303
Transaction TypeTransfer
Record UpdatedAug 13, 2019
Title CompanyNOT AVAILABLE

Transaction

AmountAmount Recorded
Tax$8,208.00
Amount AccuracyConfirmed
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address25 BARNES HILL RD CONCORD MA 017425609, CONCORD, MA 01742-5609

Tax Assessment & Valuation

Source: Middlesex County and Concord Town records · Assessment roll updated April 14, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyMiddlesex County
County SubdivisionConcord Town
Elementary School DistrictConcord School District (PK - 08)
Secondary School DistrictConcord-Carlisle School District (09 - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$21,586.00 (+3.71%)$1,742,200 (+2.46%) Land $1,000,700 Building $741,500
2024$20,813.00 (+1.99%)$1,700,400 (+8%) Land $1,000,700 Building $699,700
2023$20,406.00$1,574,500 Land $909,700 Building $664,800

Flood & Wildfire

15 Monument St is in FEMA Zone X, outside the Special Flood Hazard Area, with indirect wildfire exposure (Low risk).

Flood

Source: FEMA National Flood Hazard Layer · Middlesex County (25017C), updated September 10, 2026

FEMA Flood ZoneZone X
minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesLow
20th percentile of exposed land nationally · 58th in Massachusetts
Wildfire LikelihoodLow — about 1 in 10,000 per year
ExposureIndirect
within ember reach of burnable land · adjoins burnable vegetation

Values are read at the parcel center point; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release

Historic DistrictWithin the Concord Monument Square-Lexington Road Historic District
listed 1977 · 44 contributing resources · NRIS 77000172

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Nearby Properties on Monument St

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