15 Montvale Rd, Worcester, MA 01609 Property Records

Worcester County and Worcester City property record for 15 Montvale Rd, Worcester, MA 01609

Property Summary

Property Type	Triplex
Details	7 bd · 5 ba · 4,591 sqft · built 1920
Lot Size	0.205 acres (8,931 sqft)
Owner	2 Individual Names on File
Last Sale	$420,000 (Sep 2016)
Tax Bill	$10,888 (2026)
Deeds & Mortgages	Jan 2021 Mortgage Feb 2022 Refinance
Flood Zone	Zone X (minimal risk)
APN	`20-007-00018`

Property Details

APN / Parcel Number

Primary APN	`20-007-00018`
Alternative APN	`WORC M:20 B:007 L:00018`

Interior

Bedrooms	7 Beds
Full Baths	5 Baths
Total Rooms	18 Rooms
Units	3 Units
Stories	3 Stories
Building Area	4,591 sqft Living Area
Gross Area	8,337 sqft
1st Floor Area	1,845 sqft
Basement Area	2,078 sqft
Unfinished Basement	2,078 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Other
Exterior Material	Wood Siding
Construction Type	Stone
Roof Type	Gable
Roof Material	Slate
Lot Area	8,931 sqft (0.205 acres)
Garage Type	Basement
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water

Location & Zoning

Account Number	20-007-00018
Street Address	15 MONTVALE RD
City	WORCESTER
State	MA
Zip	01609-1716
Property Category	Residential
Property Type	Residential > Multi-Unit > Triplex
Local Zoning Code	RL-7
Legal Subdivision	BEDFORD HEIGHTS SEC D REV
Legal Block	7
Legal Lot Number	18
Jurisdiction	WORCESTER MA
Township / Civil Division	WORCESTER
Census Block Group	5
Census Block	5018
Census Tract	730600

Owner

15 Montvale Rd, a triplex, is owned and occupied by two individuals who bought it in September 2016.

Source: Worcester County and Worcester City records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	15 MONTVALE RD, WORCESTER, MA 01609-1716
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 29, 2021	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Feb 28, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 12, 2016 · Amount on File
Deed Sale	Sep 12, 2016 · Amount on File
Prior Sale	Aug 7, 2012
Deed Book / Page	55952 / 384
Transfer Doc	055952-384
Record Updated	Oct 29, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WORCESTER MA
Property Address	15 MONTVALE RD, WORCESTER, MA 01609-1716
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	064346-333
Date	Jan 29, 2021
Book Page	64346/333
Instrument	13682

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	301 Months
Due	Feb 1, 2046

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WORCESTER MA
Property Address	15 MONTVALE RD, WORCESTER, MA 01609-1716
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	067179-330
Date	Feb 28, 2022
Book Page	67179/330
Instrument	22550

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	301 Months
Due	Mar 1, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 15 Montvale Rd was $10,888, up 3.8% from the year before.

Source: Worcester County and Worcester City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
Municipality	Worcester City
Unified School District	Worcester School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$10,888.00 (+3.76%)	$819,900 (+3.07%) Land $124,200 Building $695,700
2025	$10,493.00	$795,500 Land $118,300 Building $677,200
2023	$9,487.00	$661,600 Land $102,800 Building $558,800

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 15 Montvale Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 15 Montvale Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WORCESTER DPWP, WATER SUPPLY DIVISION serves 206,518 people · EPA ID MA2348000
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 266 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: Netafy, Verizon.

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