Essex County and Gloucester City property record for 15 Montvale Ave, Gloucester, MA 01930
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 838 sqft · built 1900 |
| Lot Size | 0.218 acres (9,500 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $400,000 (Oct 2021) |
| Tax Bill | $4,341 (2026) |
| Deeds & Mortgages | Aug 2026 Second Mortgage Oct 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | GLOU M:0109 B:0060 L:0000 |
| Primary APN | GLOU M:0109 B:0060 L:0000 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 838 sqft Living Area |
| Gross Area | 1,534 sqft |
| 1st Floor Area | 838 sqft |
| Basement Area | 572 sqft |
| Unfinished Basement | 572 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 9,500 sqft (0.218 acres) |
| Deck Area | Deck Area |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Street Address | 15 MONTVALE AVE |
|---|---|
| City | GLOUCESTER |
| State | MA |
| Zip | 01930-1826 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-10 |
| Legal Block | 60 |
| Jurisdiction | GLOUCESTER MA |
| Township / Civil Division | GLOUCESTER |
| Census Block Group | 2 |
| Census Block | 2036 |
| Census Tract | 221100 |
Source: Essex County and Gloucester City records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 15 MONTVALE AVE, GLOUCESTER, MA 01930-1826 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 5, 2026 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC |
| Oct 6, 2021 | Condominium Deed, Transfer · FHA Mortgage CROSSCOUNTRY MORTGAGE INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 6, 2021 · Amount on Record |
| Deed Sale | Oct 6, 2021 · Amount on Record |
| Deed Book / Page | 40355 / 495 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GLOUCESTER MA |
| Recording Date | Aug 5, 2026 |
| Property Address | 15 MONTVALE AVE, GLOUCESTER, MA 01930-1826 |
| Document Number | 0000000210 |
| Book / Page | 43551 / 578 |
| Instrument Date | Jul 31, 2026 |
| Instrument | 2026210 |
| Transaction Type | Mortgage |
| Record Updated | Sep 9, 2026 |
| Name | Verified Name |
|---|---|
| Address | 15 MONTVALE AVE, GLOUCESTER, MA 01930-1826 |
| Document Number | 0000000210, |
|---|---|
| Date | Aug 5, 2026 |
| Book Page | 43551/578 |
| Instrument | 2026210 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2056 |
| Max Rate | -1% |
|---|
| Document Type | Condominium Deed |
|---|---|
| Jurisdiction | GLOUCESTER MA |
| Recording Date | Oct 6, 2021 |
| Property Address | 15 MONTVALE AVE, GLOUCESTER, MA 01930-1826 |
| Document Number | 040355-495 |
| Book / Page | 40355 / 495 |
| Instrument Date | Oct 5, 2021 |
| Transaction Type | Transfer |
| Record Updated | Jan 21, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 15 MONTVALE AVE, GLOUCESTER, MA 01930-1826 |
| Document Number | 0040355497 |
|---|---|
| Date | Oct 6, 2021 |
| Instrument | 40355/497 |
| Name | CROSSCOUNTRY MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Essex County and Gloucester City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| Municipality | Gloucester City |
| Unified School District | Gloucester School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,341.00 (+3.04%) | $466,300 (+7.59%) Land $195,300 Building $271,000 | $500,755 (-0.26%) |
| 2025 | $4,213.00 (+2.88%) | $433,400 (+2.97%) Land $180,900 Building $252,500 | |
| 2024 | $4,095.00 (-0.34%) | $420,900 (+8.48%) Land $172,300 Building $248,600 | $502,075 |
| 2023 | $4,109.00 | $388,000 Land $153,800 Building $234,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 36 individual policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 39 units insured incl. 3 condo units |
| Nearby Flood Claims | 27 (1978–2024) |
| Claims Outside the SFHA | 3 of 27 |
| Most Recent Claim | Jan 2024 · tidal / storm surge |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GLOUCESTER PUBLIC UTILITY DIVISION serves 37,440 people · EPA ID MA3107000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | 3 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 327 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
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