15 Miruela Ave, Saint Augustine, FL 32080 Property Records

St. Johns County property record for 15 Miruela Ave, Saint Augustine, FL 32080

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,879 sqft · built 2018
Lot Size	0.27 acres (11,761 sqft)
Owner	Trust Name on Record
Tax Bill	$2,983 (2025)
Deeds & Mortgages	Oct 2019 Sale Sep 2018 Mortgage + 2 more
Flood Zone	Zone AE (high risk)
APN	`215100-0000`

Property Details

APN / Parcel Number

Primary APN	`215100-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	12 Plumbing Fixtures
Stories	1 Story
Building Area	1,879 sqft Living Area
Gross Area	2,394 sqft
1st Floor Area	1,879 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Concrete
Construction Type	Wood
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	11,761 sqft (0.27 acres)
Lot Dimensions	128 ft deep x 87 ft wide
Garage Type	Attached
Garage Area	515 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Open Porch
Porch Area	174 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	15 MIRUELA AVE
City	SAINT AUGUSTINE
State	FL
Zip	32080-3863
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	3-97 DAVIS SHORES LOTS 21 & 22 BLK 6 OR1113/413 & 1320/1714 (Q/C) & 4478/1845 & 4816/998
Legal Range	30E
Legal Township	07S
Legal Section	17
Legal Subdivision	DAVIS SHORES OCEAN VIEW SECTION
Legal Block	6
Legal Lot Number	21,22
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	2
Census Block	2082
Census Tract	20500

Owner

Source: St. Johns County records, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Trust Name on Record
Mailing Address	15 MIRUELA AVE, SAINT AUGUSTINE, FL 32080-3863
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Oct 21, 2019	Warranty Deed, Transfer ATTORNEY ONLY
Sep 20, 2018	Deed of Trust, Mortgage · Conventional Mortgage US SMALL BUSN ADMN
Jun 29, 2018	Loan Modification, Mortgage FBT MTG
Dec 19, 2017	Intrafamily Transfer, Transfer · ARM FBT MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Oct 10, 2019
Transfer Doc	0048160998
Record Updated	Oct 29, 2026

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Oct 21, 2019
Property Address	15 MIRUELA AVE, SAINT AUGUSTINE, FL 32080-3863
Document Number	0048160998
Book / Page	004816 / 000998
Instrument Date	Oct 10, 2019
Instrument	78240
Transaction Type	Transfer
Record Updated	Nov 1, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$0.70
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	15 MIRUELA AVE ST AUGUSTINE FL 320803863, ST AUGUSTINE, FL 32080-3863

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	15 MIRUELA AVE, SAINT AUGUSTINE, FL 32080-3863
Document Number	0046211335
Instrument Date	Sep 20, 2018
Transaction Type	Mortgage
Record Updated	Oct 22, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	15 MIRUELA AVE ST AUGUSTINE FL 320803863, ST AUGUSTINE, FL 32080-3863

Mortgage

Document Number	0046211335
Date	Oct 3, 2018
Book Page	004621/001335
Instrument	71816

Lender

Name	US SMALL BUSN ADMN
Address	BIRMINGHAM, AL 35203

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	336 Months
Due	Oct 2, 2046

June 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ST JOHNS FL
Property Address	15 MIRUELA AVE, SAINT AUGUSTINE, FL 32080-3863
Document Number	0045810226
Instrument Date	Jun 29, 2018
Transaction Type	Mortgage
Record Updated	Jul 26, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	15 MIRUELA AVE ST AUGUSTINE FL 320803863, ST AUGUSTINE, FL 32080-3863

Mortgage

Document Number	0045810226
Date	Jul 17, 2018
Book Page	004581/000226
Instrument	50775

Lender

Name	FBT MTG
Type	Mortgage Company

Agreement

Amount	Amount Recorded

Interest

Rate	5.12%

December 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST JOHNS FL
Recording Date	Dec 19, 2017
Property Address	15 MIRUELA AVE, SAINT AUGUSTINE, FL 32080-3863
Document Number	0044781845
Book / Page	4478 / 1845
Map Reference	MB3 PG97-102
Instrument Date	Dec 8, 2017
Instrument	2017085831
Transaction Type	Transfer
Record Updated	Aug 31, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	377 DEER CROSSING RD, 377, SAINT AUGUSTINE, FL 32086-8422

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	377 DEER CROSSING RD, SAINT AUGUSTINE, FL 32086-8422

Mortgage

Document Number	2017085832
Date	Dec 19, 2017
Instrument	2017085832

Lender

Name	FBT MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	ARM
Amount	Amount Recorded
Term	373 Months
Due	Jan 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	4.25%
Type Change Date	Jan 1, 2022
Change Frequency	Annually
Min Rate At Change	2.28%
Max Rate At Change	6.25%
Index	1-Year CMT
Max Rate	10.2%

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Municipality	St. Augustine City
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$190,526 (+2.7%)	$618,498 (+5.65%) Land $366,052 Building $252,446
2025	$2,983.00 (+8.24%) Homeowner's exemption	$185,517 (+5.99%)	$585,415 (+1.01%) Land $332,775 Building $252,640
2024	$2,756.00 (+2.84%)
2023	$2,680.00 (+3.96%) Homeowner's exemption	$175,038 (+3%)	$579,581 (-4.37%) Land $332,775 Building $246,806
2022	$2,578.00 Homeowner's exemption	$169,940	$606,095 Land $263,380 Building $342,715

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	8.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 435 individual policies
Community Rating System	Class 4 (30% premium discount)
Nearby Flood Policies	579 units insured incl. 144 condo units
Nearby Flood Claims	542 (1988–2024)
Claims Outside the SFHA	9 of 542
Most Recent Claim	Sep 2024 · tidal / storm surge
Claims by Event	Hurricane Ian, Sep 2022 · 38 claims Hurricane Irma, Sep 2017 · 137 claims Hurricane Matthew, Oct 2016 · 263 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST. AUGUSTINE WS serves 43,069 people · EPA ID FL2550210
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 96 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
IQ Fiber Fiber	5,000 / 5,000
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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