Essex County and Fairfield Township property record for 15 Midvale Ave, Fairfield, NJ 07004
| Property Type | Single Family Home |
|---|---|
| Details | 2,716 sqft · built 1967 |
| Lot Size | 0.344 acres (15,002 sqft) |
| Owner | Individual Name on File |
| Last Sale | $192,000 (Jan 1992) |
| Tax Bill | $10,884 (2025) |
| Deeds & Mortgages | Jul 2024 Line of Credit Aug 2020 Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 07-04503-0000-00001 |
| Primary APN | 07-04503-0000-00001 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 2,716 sqft Living Area |
| 1st Floor Area | 2,716 sqft |
| Year Built | Built 1967 |
|---|---|
| Effective Year Built | Effective 1967 |
| Construction Type | Frame |
| Lot Area | 15,002 sqft (0.344 acres) |
| Lot Dimensions | 150 ft deep x 100 ft wide |
| Parking Spaces | 2 Parking Spaces |
| Account Number | 00002155 |
|---|---|
| Street Address | 15 MIDVALE AVE |
| City | FAIRFIELD |
| State | NJ |
| Zip | 07004-1364 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 100X150 |
| Legal Subdivision | ROYAL GROVE ESTATES |
| Legal Block | 4503 |
| Legal Lot Number | 1 |
| Jurisdiction | ESSEX NJ |
| Township / Civil Division | FAIRFIELD |
| Census Block Group | 6 |
| Census Block | 6014 |
| Census Tract | 21601 |
15 Midvale Ave is owned and occupied by an individual who bought it in January 1992.
Source: Essex County and Fairfield Township records, as of July 2, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 15 MIDVALE AVE, FAIRFIELD, NJ 07004-1364 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 8, 2024 | Deed of Trust, Mortgage · Line of Credit VALLEY NATIONAL BANK |
| Aug 19, 2020 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 29, 1992 · Amount on File |
| Deed Sale | Jan 29, 1992 · Amount on File |
| Prior Sale | May 2, 1989 · Amount on File |
| Deed Book / Page | 5199 / 595 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESSEX NJ |
| Property Address | 15 MIDVALE AVE, FAIRFIELD, NJ 07004-1364 |
| Transaction Type | Mortgage |
| Record Updated | Oct 16, 2025 |
| Name | Verified Name |
|---|---|
| Address | 15 MIDVALE AVE, FAIRFIELD, NJ 07004-1364 |
| Document Number | 0000038253 |
|---|---|
| Date | Jul 8, 2024 |
| Instrument | 2024038253 |
| Name | VALLEY NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | WAYNE, NJ 07470 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 29 Months |
| Due | Dec 13, 2026 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESSEX NJ |
| Property Address | 15 MIDVALE AVE, FAIRFIELD, NJ 07004-1364 |
| Document Number | 0000105602 |
| Instrument Date | Aug 19, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Nov 11, 2020 |
| Title Company | SERVICELINK EAST ESCROW |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 15 MIDVALE AVE FAIRFIELD NJ 070041364, FAIRFIELD, NJ 07004-1364 |
| Document Number | 0000105602 |
|---|---|
| Date | Oct 26, 2020 |
| Instrument | 105602 |
| Name | WELLS FARGO BK |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Oct 25, 2035 |
The 2025 property tax bill for 15 Midvale Ave was $10,884, down 2.6% from the year before.
Source: Essex County and Fairfield Township assessment roll, as of July 2, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Essex County |
| County Subdivision | Fairfield Township |
| Elementary School District | Fairfield Township School District (KG - 06) |
| Secondary School District | West Essex Regional School District (07 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $523,000 (-) Land $275,400 Building $247,600 | $523,000 (-) Land $275,400 Building $247,600 | |
| 2025 | $10,884.00 (-2.57%) | $523,000 Land $275,400 Building $247,600 | $523,000 Land $275,400 Building $247,600 |
| 2024 | $11,171.00 | ||
| 2023 | $523,000 Land $275,400 Building $247,600 | $523,000 Land $275,400 Building $247,600 | |
| 2022 | $10,475.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 15 Midvale Ave in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 241 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 241 in force |
| Nearby Flood Claims | 566 (1978–2023) |
| Claims Outside the SFHA | 7 of 566 |
| Most Recent Claim | Dec 2023 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 15 Midvale Ave is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 65% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FAIRFIELD WATER DEPT serves 7,400 people · EPA ID NJ0707001 |
|---|---|
| Water Source | Purchased surface water from PASSAIC VALLEY WATER COMMISSION |
| Last State Inspection | Sep 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 126 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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