15 Middlesex Ave, Swampscott, MA 01907 Property Records

Essex County and Swampscott Town property record for 15 Middlesex Ave, Swampscott, MA 01907

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,398 sqft · built 1920
Lot Size	0.095 acres (4,138 sqft)
Owner	2 Individual Names on File
Last Sale	$670,000 (Jan 2024)
Tax Bill	$7,801 (2026)
Deeds & Mortgages	Jan 2024 Sale & Mortgage Oct 2023 Refinance + 3 more
Flood Zone	Zone X (minimal risk)
APN	`SWAM M:0003 B:0122 L:0`

Property Details

APN / Parcel Number

Primary APN	`SWAM M:0003 B:0122 L:0`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Half Baths	2 Half Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,398 sqft Living Area
Gross Area	2,253 sqft
Basement Area	762 sqft
Unfinished Basement	762 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	4,138 sqft (0.095 acres)

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Oil

Location & Zoning

Street Address	15 MIDDLESEX AVE
City	SWAMPSCOTT
State	MA
Zip	01907-1802
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A3
Legal Block	122
Jurisdiction	SWAMPSCOTT MA
Township / Civil Division	SWAMPSCOTT
Census Block Group	3
Census Block	3003
Census Tract	202104

Owner

15 Middlesex Ave is owned and occupied by two individuals who bought it in January 2024.

Source: Essex County and Swampscott Town records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	15 MIDDLESEX AVE, SWAMPSCOTT, MA 01907-1802
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 30, 2024	Quit Claim Deed, Transfer · Stand-Alone First Mortgage GUARANTEED RATE INC
Oct 5, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance ROCKET MORTGAGE
Dec 22, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance BANK OF AMERICA NA
Jun 15, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance QUICKEN LOANS INC
Jan 30, 2018	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 30, 2024 · Amount on File
Deed Sale	Jan 30, 2024 · Amount on File
Prior Sale	May 15, 1997 · Amount on File
Deed Document Number	2024630
Deed Book / Page	41966 / 161
Record Updated	Oct 29, 2026

January 2024: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SWAMPSCOTT MA
Recording Date	Jan 30, 2024
Property Address	15 MIDDLESEX AVE, SWAMPSCOTT, MA 01907-1802
Document Number	041966-161
Book / Page	41966 / 161
Instrument Date	Jan 30, 2024
Instrument	20240130000630
Transaction Type	Transfer
Record Updated	Feb 16, 2024

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	15 MIDDLESEX AVE, SWAMPSCOTT, MA 01907-1802

Mortgage

Document Number	240130000640
Date	Jan 30, 2024
Instrument	240130000640

Lender

Name	GUARANTEED RATE INC
Type	Non-Lending Institution

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SWAMPSCOTT MA
Property Address	15 MIDDLESEX AVE, SWAMPSCOTT, MA 01907-1802
Transaction Type	Mortgage
Record Updated	Oct 20, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	041793-406
Date	Oct 5, 2023
Book Page	41793/406
Instrument	20231005000180

Lender

Name	ROCKET MORTGAGE

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2053

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SWAMPSCOTT MA
Property Address	15 MIDDLESEX AVE, SWAMPSCOTT, MA 01907-1802
Transaction Type	Mortgage
Record Updated	Jan 7, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	040602-331
Date	Dec 22, 2021
Book Page	40602/331
Instrument	20211222005670

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	349 Months
Due	Jan 1, 2051

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SWAMPSCOTT MA
Property Address	15 MIDDLESEX AVE, SWAMPSCOTT, MA 01907-1802
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	38611-260
Date	Jun 15, 2020
Book Page	38611/260
Instrument	20200615004540

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2050

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SWAMPSCOTT MA
Property Address	15 MIDDLESEX AVE, SWAMPSCOTT, MA 01907-1802
Document Number	36520-552
Instrument Date	Jan 30, 2018
Transaction Type	Mortgage
Record Updated	Feb 28, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	36520-552
Date	Feb 7, 2018
Book Page	036520/000552
Instrument	1802072760

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 6, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 15 Middlesex Ave was $7,801, up 18.1% from the year before.

Source: Essex County and Swampscott Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Swampscott Town
Unified School District	Swampscott School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,801.00 (+18.14%)	$650,100 (+12.92%) Land $266,300 Building $383,800	$712,089 (-1.88%)
2025	$6,603.00	$575,700 Land $266,300 Building $309,400	$725,705
2023	$6,065.00	$516,600 Land $230,500 Building $286,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 15 Middlesex Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 15 Middlesex Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SWAMPSCOTT WATER DEPT. (MWRA) serves 15,300 people · EPA ID MA3291000
Water Source	Purchased surface water from MWRA
Last State Inspection	Mar 2026
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,019 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 2,000
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Starry.

Nearby Properties on Middlesex Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures