15 Michele Ln, Madison, CT 06443 Property Records

Madison Town property record for 15 Michele Ln, Madison, CT 06443

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,687 sqft · built 1986
Lot Size	1.21 acres (52,708 sqft)
Owner	2 Individual Names on Record
Last Sale	$514,000 (Mar 2021)
Tax Bill	$12,563 (2026)
Deeds & Mortgages	Dec 2024 Refinance Mar 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`MADI M:130 B:3`

Property Details

APN / Parcel Number

Primary APN	`MADI M:130 B:3`
Alternative APNs	`00653000` `653000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,687 sqft Living Area
Gross Area	5,875 sqft
Basement Area	1,664 sqft
Unfinished Basement	1,664 sqft

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Architectural Style	Colonial
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	52,708 sqft (1.21 acres)
Garage Type	Detached

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	653000
Street Address	15 MICHELE LN
City	MADISON
State	CT
Zip	06443-1866
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RU-1
Legal Block	3
Jurisdiction	MADISON CT
Township / Civil Division	MADISON
Census Block Group	2
Census Block	2001
Census Tract	194201

Owner

Source: Madison Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	15 MICHELE LN, MADISON, CT 06443-1866
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 20, 2024	Deed of Trust, Mortgage · Stand-Alone Refinance FIGURE LENDING LCC
Mar 8, 2021	Warranty Deed, Transfer · Balloon Mortgage WEBSTER BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 8, 2021 · Amount on Record
Deed Sale	Mar 8, 2021 · Amount on Record
Prior Sale	Jun 28, 1991 · Amount on Record
Deed Document Number	2021778
Deed Book / Page	2198 / 114
Record Updated	Oct 29, 2026

December 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON CT
Property Address	15 MICHELE LN, MADISON, CT 06443-1866
Transaction Type	Mortgage
Record Updated	Jan 2, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002297-226
Date	Dec 20, 2024
Book Page	2297/226
Instrument	2024-2444

Lender

Name	FIGURE LENDING LCC

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	373 Months
Due	Jan 1, 2056

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON CT
Recording Date	Mar 8, 2021
Property Address	15 MICHELE LN, MADISON, CT 06443-1866
Document Number	2198-114
Book / Page	2198 / 114
Instrument Date	Aug 3, 2020
Instrument	778
Transaction Type	Transfer
Record Updated	May 21, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002198-116
Date	Mar 8, 2021
Book Page	2198/116
Instrument	779

Lender

Name	WEBSTER BANK
Type	Bank

Agreement

Type	Balloon Mortgage
Amount	Amount Recorded
Term	349 Months
Due	Apr 1, 2050

Tax Assessment & Valuation

Source: Madison Town assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Madison Town
Unified School District	Madison School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$12,563.00 (+1.25%)	$544,800 (-1.52%) Land $146,900 Building $370,000	$824,242 (+112.85%)
2025	$12,408.00	$553,200 (+45.58%) Land $146,900 Building $406,300	$387,240 Land $102,830 Building $284,410
2024	$12,408.00 (+8.95%)
2023	$11,389.00 (+8.68%)	$380,000 (+6.65%) Land $113,100 Building $266,900
2022	$10,479.00	$356,300 Land $113,100 Building $243,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 91 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: T-Mobile, Verizon.

Cell Coverage

5G and 4G LTE (outdoors only)

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