15 Mechanic St, Beverly, MA 01915 Property Records

Essex County and Beverly City property record for 15 Mechanic St, Beverly, MA 01915

Property Summary

Property Type	Duplex
Details	4 bd · 2 ba · 2,290 sqft · built 1900
Lot Size	0.111 acres (4,840 sqft)
Owner	2 Individual Names on Record
Last Sale	$310,000 (Nov 2012)
Tax Bill	$7,501 (2026)
Deeds & Mortgages	Aug 2026 Line of Credit Dec 2021 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`RHD`

Property Details

APN / Parcel Number

Primary APN	`RHD`
Alternative APNs	`BEVE M:0020 B:0327 L` `4587`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Units	2 Units
Stories	2 Stories
Building Area	2,290 sqft Living Area
Gross Area	3,687 sqft
Basement Area	1,145 sqft
Unfinished Basement	1,145 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Duplex Single
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	4,840 sqft (0.111 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	4587
Street Address	15 MECHANIC ST
City	BEVERLY
State	MA
Zip	01915-3313
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	RHD
Legal Block	327
Jurisdiction	BEVERLY MA
Township / Civil Division	BEVERLY
Census Block Group	3
Census Block	3024
Census Tract	217300

Owner

Source: Essex County and Beverly City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	15 MECHANIC ST, BEVERLY, MA 01915-3313
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Aug 4, 2026	Quit Claim Deed, Transfer · Line of Credit AMERICAN CREDIT UNION
Dec 27, 2021	Quit Claim Deed, Transfer Quitclaim
Nov 13, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance CROSSCOUNTRY MORTGAGE INC
Jul 29, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance CROSSCOUNTRY MORTGAGE INC
Feb 12, 2018	Quit Claim Deed, Transfer CROSSCOUNTRY MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 2, 2012 · Amount on Record
Deed Sale	Nov 2, 2012 · Amount on Record
Prior Sale	Sep 29, 1988 · Amount on Record
Deed Book / Page	31882 / 382
Last Transfer Date	Aug 4, 2026
Transfer Doc	0000002150
Record Updated	Oct 29, 2026

August 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BEVERLY MA
Recording Date	Aug 4, 2026
Property Address	15 MECHANIC ST, BEVERLY, MA 01915-3313
Document Number	0000002150
Book / Page	43551 / 6
Instrument Date	Aug 4, 2026
Instrument	20262150
Transaction Type	Transfer
Record Updated	Sep 23, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety

Mortgage

Date	Aug 4, 2026

Lender

Name	AMERICAN CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Max Rate	-1%

December 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BEVERLY MA
Recording Date	Dec 27, 2021
Property Address	15 MECHANIC ST, BEVERLY, MA 01915-3313
Document Number	040610-507
Book / Page	40610 / 507
Instrument Date	Dec 16, 2021
Instrument	20211227003140
Transaction Type	Transfer
Record Updated	Jan 14, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 MILLBROOK RD, BEVERLY, MA 01915-1423

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEVERLY MA
Property Address	15 MECHANIC ST, BEVERLY, MA 01915-3313
Transaction Type	Mortgage
Record Updated	Mar 3, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	39175-397
Date	Nov 13, 2020
Book Page	39175/397
Instrument	20201113001960

Lender

Name	CROSSCOUNTRY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEVERLY MA
Property Address	15 MECHANIC ST, BEVERLY, MA 01915-3313
Transaction Type	Mortgage
Record Updated	Mar 3, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	37705-401
Date	Jul 29, 2019
Book Page	37705/401
Instrument	20190729004670

Lender

Name	CROSSCOUNTRY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2049

February 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BEVERLY MA
Recording Date	Feb 12, 2018
Property Address	15 MECHANIC ST, BEVERLY, MA 01915-3313
Document Number	36527-60
Book / Page	36527 / 60
Instrument	180212002250
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Tax	$49.23
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15 MECHANIC ST, BEVERLY, MA 01915-3313

Mortgage

Document Number	36527-62
Date	Feb 12, 2018
Book Page	36527/62
Instrument	180212002260

Lender

Name	CROSSCOUNTRY MORTGAGE INC
Type	Mortgage Company

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2048

Tax Assessment & Valuation

Source: Essex County and Beverly City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Beverly City
Unified School District	Beverly School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,501.00 (+4.28%)	$693,900 (+6.02%) Land $380,800 Building $312,600	$745,449
2025	$7,193.00 (+8.61%)	$654,500 (+10.97%) Land $356,700 Building $297,800
2024	$6,623.00 (+7.94%)	$589,800 (+8.24%) Land $292,000 Building $297,800
2023	$6,136.00	$544,900 Land $262,500 Building $282,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2020)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BEVERLY WATER DEPT serves 47,461 people · EPA ID MA3030000
Water Source	Purchased surface water from SALEM AND BEVERLY WATER SUPPLY BOARD
Last State Inspection	Nov 2025

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 632 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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