Schenectady County and Schenectady City property record for 15 Marshall Ave, Schenectady, NY 12304
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,136 sqft · built 1940 |
| Lot Size | 0.137 acres (6,000 sqft) |
| Owner | Individual Name on File |
| Last Sale | $195,000 (Oct 2023) |
| Tax Bill | $5,239 (2026) |
| Deeds & Mortgages | Mar 2023 Line of Credit Oct 2023 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 421500 60.39-3-23 |
| Primary APN | 421500 60.39-3-23 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,136 sqft Living Area |
| 1st Floor Area | 636 sqft |
| 2nd Floor Area | 500 sqft |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1940 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 6,000 sqft (0.137 acres) |
| Lot Dimensions | 150 ft deep x 40 ft wide |
| Garage Type | Detached |
| Garage Area | 342 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
| Porch Area | 61 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 15 MARSHALL AVE |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12304-2025 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 02 - SINGL |
| Legal Description | 2 WOOD AND GARAGE |
| Legal Block | 3 |
| Legal Lot Number | 23.000 |
| Jurisdiction | SCHENECTADY NY |
| Township / Civil Division | SCHENECTADY |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 21801 |
15 Marshall Ave is owned and occupied by an individual who bought it in October 2023.
Source: Schenectady County and Schenectady City records, as of September 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 15 MARSHALL AVE, SCHENECTADY, NY 12304-2025 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 3, 2023 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA |
| Oct 25, 2023 | Warranty Deed, Transfer · FHA Mortgage US MORTGAGE CORP |
| Nov 15, 2017 | Deed, Transfer · FHA Mortgage HOMESTEAD FUNDING CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 25, 2023 · Amount on File |
| Deed Sale | Oct 25, 2023 · Amount on File |
| Prior Sale | Nov 15, 2017 · Amount on File |
| Deed Document Number | 202360409 |
| Deed Book / Page | 2118 / 240 |
| Prior Transfer Date | Mar 27, 2015 |
| Prior Transfer Doc | 0000013155 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 15 MARSHALL AVE, SCHENECTADY, NY 12304-2025 |
| Transaction Type | Mortgage |
| Record Updated | Apr 14, 2026 |
| Title Company | ACCURATE GROUP, ACCURATE GROUP LLC |
| Name | Verified Name |
|---|---|
| Address | 12 MARSHALL AVE, SCHENECTADY, NY 12304-2027 |
| Document Number | 0000012413 |
|---|---|
| Date | Mar 3, 2023 |
| Book Page | 5292/146 |
| Instrument | 202312413 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Address | PROVIDENCE, RI 02903 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 299 Months |
| Due | Feb 16, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Oct 25, 2023 |
| Property Address | 15 MARSHALL AVE, SCHENECTADY, NY 12304-2025 |
| Document Number | 0000060409 |
| Book / Page | 2118 / 240 |
| Instrument Date | Sep 25, 2023 |
| Instrument | 202360409 |
| Transaction Type | Transfer |
| Record Updated | Apr 14, 2026 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $780.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 15 MARSHALL AVE, SCHENECTADY, NY 12304-2025 |
| Name | Verified Name |
|---|---|
| Address | 1818 AVENUE M, SCHENECTADY, NY 12304-4666 |
| Document Number | 0000060410 |
|---|---|
| Date | Oct 25, 2023 |
| Instrument | 202360410 |
| Name | US MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Oct 1, 2048 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Nov 15, 2017 |
| Property Address | 15 MARSHALL AVE, SCHENECTADY, NY 12304-2025 |
| Document Number | 0000051758 |
| Book / Page | 1975 / 283 |
| Instrument Date | Oct 20, 2017 |
| Instrument | 201751758 |
| Transaction Type | Transfer |
| Record Updated | May 10, 2022 |
| Title Company | STEWART TITLE INSURANCE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $360.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 15 MARSHALL AVE, 15, SCHENECTADY, NY 12304-2025 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1129 ST JUDE DR, SCHENECTADY, NY 12303-3372 |
| Investor | Possibly a Property Investor |
| Document Number | 0000051760 |
|---|---|
| Date | Nov 15, 2017 |
| Instrument | 201751760 |
| Name | HOMESTEAD FUNDING CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 1, 2047 |
The 2026 property tax bill for 15 Marshall Ave was $5,239, up 2.2% from the year before.
Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| Municipality | Schenectady City |
| Unified School District | Schenectady City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,239.00 (+2.22%) | ||
| 2025 | $5,125.00 | $101,900 Land $15,300 Building $86,600 | $168,737 Land $25,335 Building $143,402 |
| 2023 | $101,900 (-) Land $15,300 Building $86,600 | $128,987 (+3.8%) Land $19,367 Building $109,620 | |
| 2022 | $101,900 Land $15,300 Building $86,600 | $124,268 Land $18,658 Building $105,610 | |
| 2021 | $4,892.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 15 Marshall Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 7, 2014
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 15 Marshall Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SCHENECTADY CITY WATER WORKS serves 62,000 people · EPA ID NY4600070 |
|---|---|
| Water Source | Groundwater |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 514 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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