15 Marcel Rd, Halfmoon (Clifton Park), NY 12065 Property Records

Saratoga County and Halfmoon Town property record for 15 Marcel Rd, Halfmoon, NY 12065

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,000 sqft · built 1974
Lot Size	0.8 acres (34,848 sqft)
Owner	2 Individual Names on File
Tax Bill	$5,766 (2025)
Deeds & Mortgages	Dec 2022 Sale Jan 2021 Mortgage + 1 more
APN	`413800 278.2-1-15`

Property Details

APN / Parcel Number

Primary APN	`413800 278.2-1-15`
Alternative APNs	`380027800200010150000000` `5 J02778`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,000 sqft Living Area
1st Floor Area	1,132 sqft
2nd Floor Area	868 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Lot Area	34,848 sqft (0.8 acres)
Lot Dimensions	200 ft deep x 175 ft wide
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	402 sqft
Shed	1 Shed
Canopy	120 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	5 J02778
Street Address	15 MARCEL RD
City	HALFMOON
State	NY
Zip	12065-4504
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	02 - SINGL
Legal Description	HOUSE/LOT
Legal Block	1
Legal Lot Number	15.000
Jurisdiction	SARATOGA NY
Township / Civil Division	HALFMOON
Census Block Group	3
Census Block	3004
Census Tract	62409

Owner

15 Marcel Rd is owned and occupied by two individuals.

Source: Saratoga County and Halfmoon Town records, as of April 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	15 MARCEL RD, HALFMOON, NY 12065-4504
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 20, 2022	Warranty Deed, Transfer
Jan 8, 2021	Deed of Trust, Mortgage · Conventional Mortgage OWNERS CHOICE FNDG INC
Dec 20, 2016	Loan Modification, Consolidation and Extension, Mortgage · Conventional Mortgage TRUSTCO BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Jun 8, 2026

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SARATOGA NY
Recording Date	Dec 20, 2022
Property Address	15 MARCEL RD, HALFMOON, NY 12065-4504
Document Number	0000038717
Instrument Date	Dec 17, 2022
Instrument	2022038717
Transaction Type	Transfer
Record Updated	Jan 10, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15 MARCEL RD, HALFMOON, NY 12065-4504

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SARATOGA NY
Property Address	15 MARCEL RD, HALFMOON, NY 12065-4504
Document Number	0000002460
Instrument Date	Jan 8, 2021
Transaction Type	Mortgage
Record Updated	Feb 19, 2021
Title Company	NTA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15 MARCEL RD HALFMOON NY 120654504, HALFMOON, NY 12065-4504

Mortgage

Document Number	0000002460
Date	Jan 21, 2021
Instrument	2460

Lender

Name	OWNERS CHOICE FNDG INC
Address	ALBANY, NY 12205

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 20, 2051

December 2016: Loan Modification, Consolidation and Extension, Mortgage

Document Type	Loan Modification, Consolidation and Extension
Jurisdiction	SARATOGA NY
Property Address	15 MARCEL RD, HALFMOON, NY 12065-4504
Document Number	0000002001
Instrument Date	Dec 20, 2016
Transaction Type	Mortgage
Record Updated	Jan 14, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15 MARCEL RD HALFMOON NY 120654504, HALFMOON, NY 12065-4504

Mortgage

Document Number	0000002001
Date	Jan 19, 2017
Instrument	2001

Lender

Name	TRUSTCO BK
Type	Bank
Address	GLENVILLE, NY 12302

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	16%

Tax Assessment & Valuation

The 2025 property tax bill for 15 Marcel Rd was $5,766 with exemptions applied.

Source: Saratoga County and Halfmoon Town assessment roll, as of April 20, 2026

Property Jurisdictions

Type	Name
State	New York
County	Saratoga County
County Subdivision	Halfmoon Town
Unified School District	Shenendehowa Central School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,766.00	$143,000 Land $31,000 Building $112,000	$383,893 Land $83,222 Building $300,671
2023		$143,000 Land $31,000 Building $112,000	$336,471 Land $72,941 Building $263,530

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 15 Marcel Rd; 1 flood insurance policy is in force nearby.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 15 Marcel Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 91% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HALFMOON WATER DISTRICT (TROY) serves 15,000 people · EPA ID NY4519111
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 131 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

May also be available: T-Mobile.

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