Otsego County and Oneonta City property record for 15 Maple St, Oneonta, NY 13820
| Property Type | Triplex |
|---|---|
| Details | 4 bd · 3.5 ba · 3,571 sqft · built 1900 |
| Lot Size | 0.41 acres (17,860 sqft) |
| Owner | Individual Name on File |
| Last Sale | $460,000 (Feb 2024) |
| Tax Bill | $7,603 (2025) |
| Deeds & Mortgages | Feb 2024 Sale & Mortgage Aug 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 361200 288.18-4-45 |
| Primary APN | 361200 288.18-4-45 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,571 sqft Total Area |
| 1st Floor Area | 1,832 sqft |
| 2nd Floor Area | 1,508 sqft |
| Upper Floors Area | 231 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1980 |
| Architectural Style | Traditional |
| Exterior Material | Wood |
| Lot Area | 17,860 sqft (0.41 acres) |
| Lot Dimensions | 198 ft deep x 90 ft wide |
| Garage Area | 925 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Slab |
| Porch Area | 516 sqft |
| Canopy | 140 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 3911 2189 |
|---|---|
| Street Address | 15 MAPLE ST |
| City | ONEONTA |
| State | NY |
| Zip | 13820-1940 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Triplex |
| Local Zoning Code | 140 |
| Legal Block | 4 |
| Legal Lot Number | 45.000 |
| Jurisdiction | OTSEGO NY |
| Township / Civil Division | ONEONTA |
| Census Block Group | 3 |
| Census Block | 3008 |
| Census Tract | 591000 |
Source: Otsego County and Oneonta City assessment roll, as of April 30, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 15 MAPLE ST, ONEONTA, NY 13820-1940 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 6, 2024 | Warranty Deed, Transfer · Stand-Alone First Mortgage A & D MORTGAGE LLC |
| Aug 2, 2022 | Warranty Deed, Transfer · Stand-Alone First Mortgage LOANDEPOT.COM LLC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Feb 6, 2024 · Amount on Record |
| Deed Sale | Feb 6, 2024 · Amount on Record |
| Prior Sale | Aug 2, 2022 · Amount on Record |
| Deed Document Number | 2024506 |
| Prior Transfer Date | Oct 10, 2006 |
| Prior Transfer Doc | 0010990098 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OTSEGO NY |
| Recording Date | Feb 6, 2024 |
| Property Address | 15 MAPLE ST, ONEONTA, NY 13820-1940 |
| Document Number | 0000000006 |
| Instrument Date | Feb 6, 2024 |
| Instrument | 2024-506 |
| Transaction Type | Transfer |
| Record Updated | Feb 27, 2024 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 15 MAPLE ST, ONEONTA, NY 13820-1940 |
| Document Number | 0000000007 |
|---|---|
| Date | Feb 6, 2024 |
| Instrument | 2024-507 |
| Name | A & D MORTGAGE LLC |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OTSEGO NY |
| Recording Date | Aug 2, 2022 |
| Property Address | 15 MAPLE ST, ONEONTA, NY 13820-1940 |
| Document Number | 0000000221 |
| Instrument Date | Aug 1, 2022 |
| Instrument | 2022-4221 |
| Transaction Type | Transfer |
| Record Updated | Aug 23, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 18 TOSCH AVE, WAYNE, NJ 07470-3030 |
| Document Number | 0000000222 |
|---|---|
| Date | Aug 2, 2022 |
| Instrument | 2022-4222 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Otsego County and Oneonta City assessment roll, as of April 30, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Otsego County |
| Municipality | Oneonta City |
| Unified School District | Oneonta City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,603.00 | $199,000 (-) Land $27,300 Building $171,700 | $280,282 (+14.08%) Land $38,451 Building $241,831 |
| 2023 | $199,000 Land $27,300 Building $171,700 | $245,679 Land $33,704 Building $211,975 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective March 20, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ONEONTA CITY serves 15,954 people · EPA ID NY3800154 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2024 |
| Lead | 6 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 661 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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