Kennebec County and Winthrop Town property record for 15 Main St, Winthrop, ME 04364
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,981 sqft · built 1820 |
| Lot Size | 0.63 acres (27,443 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $199,000 (Aug 2009) |
| Tax Bill | $3,659 (2025) |
| Deeds & Mortgages | Jan 2026 Second Mortgage Apr 2021 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | WINP M:026 L:097 |
| Primary APN | WINP M:026 L:097 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 1,981 sqft Living Area |
| Gross Area | 3,331 sqft |
| 1st Floor Area | 1,581 sqft |
| Basement Area | 800 sqft |
| Unfinished Basement | 800 sqft |
| Year Built | Built 1820 |
|---|---|
| Effective Year Built | Effective 1820 |
| Architectural Style | Cape Cod |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 27,443 sqft (0.63 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Account Number | 3504 |
|---|---|
| Old Parcel Number | WINP M:026 L:097 |
| Street Address | 15 MAIN ST |
| City | WINTHROP |
| State | ME |
| Zip | 04364-1405 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | V |
| Legal Lot Number | 97 |
| Jurisdiction | WINTHROP ME |
| Township / Civil Division | WINTHROP |
| Census Block Group | 2 |
| Census Block | 2018 |
| Census Tract | 14001 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Listed Area | Within Arnold Trail to Quebec listed 1969 · 1 contributing resources · NRIS 69000018 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Kennebec County and Winthrop Town records, as of July 30, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 119 MAIN ST, WAYNE, ME 04284-3201 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 5, 2026 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage PENNYMAC LOAN SERVICES LLC |
| Apr 5, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance FEDERAL SAVINGS BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 11, 2009 · Amount on Record |
| Deed Sale | Aug 11, 2009 · Amount on Record |
| Deed Book / Page | 10178 / 339 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WINTHROP ME |
| Property Address | 15 MAIN ST, WINTHROP, ME 04364-1405 |
| Transaction Type | Mortgage |
| Record Updated | Jan 21, 2026 |
| Name | Verified Name |
|---|
| Document Number | 2026000153 |
|---|---|
| Date | Jan 5, 2026 |
| Book Page | 15608/233 |
| Instrument | 2026000153 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Feb 1, 2046 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WINTHROP ME |
| Property Address | 15 MAIN ST, WINTHROP, ME 04364-1405 |
| Transaction Type | Mortgage |
| Record Updated | Feb 3, 2022 |
| Name | Verified Name |
|---|
| Document Number | 2021008619 |
|---|---|
| Date | Apr 5, 2021 |
| Book Page | 13955/234 |
| Instrument | 2021008619 |
| Name | FEDERAL SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2051 |
Source: Kennebec County and Winthrop Town assessment roll, as of July 30, 2026
| Type | Name |
|---|---|
| State | Maine |
| County | Kennebec County |
| County Subdivision | Winthrop Town |
| Unified School District | Winthrop (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,659.00 | $158,400 (-) Land $29,600 Building $128,800 | |
| 2024 | $3,659.00 (+6.12%) | $158,400 (-) Land $29,600 Building $128,800 | |
| 2022 | $3,448.00 | $158,400 Land $29,600 Building $128,800 | $324,995 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 53% of Maine |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WINTHROP UTILITIES DISTRICT serves 2,750 people · EPA ID ME0091650 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2024 |
| Lead | 2 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 70 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
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