Rappahannock County property record for 15 Main St, Sperryville, VA 22740
| Property Type | Retail Stores (Personal Services, Photography, Travel) |
|---|---|
| Details | 2 ba · 2,608 sqft · built 1978 |
| Lot Size | 0.237 acres (10,367 sqft) |
| Owner | Individual Name on File |
| Last Sale | $270,000 (Jul 2022) |
| Tax Bill | $1,667 (2025) |
| Deeds & Mortgages | Jul 2022 Mortgage Aug 2017 Sale & Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 0 38A 1 14 |
| Primary APN | 0 38A 1 14 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Total Rooms | 2 Rooms |
| Stories | 1 Story |
| Building Area | 2,608 sqft Gross Area |
| Flooring | Ceramic Tile |
| Year Built | Built 1978 |
|---|---|
| Exterior Material | Wood |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Type | Flat |
| Roof Material | Metal |
| Lot Area | 10,367 sqft (0.237 acres) |
| Terrain | Rolling |
| Garage Type | Carport |
| Carport | Carport |
| Patio Area | 448 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Connected |
| Account Number | 3763 |
|---|---|
| Old Parcel Number | 0 38A 1 14 |
| Street Address | 15 MAIN ST |
| City | SPERRYVILLE |
| State | VA |
| Zip | 22740-2169 |
| Property Category | Commercial |
| Property Type | Commercial > Retail > Retail Stores (Personal Services, Photography, Travel) |
| Legal Description | 0.2376 AC 2022 #837 2004 #1783 2017 #737 2003 #1225 |
| Legal Subdivision | JOHN W SHIPMAN PROP |
| Legal Block | 1988 |
| Legal Lot Number | 14 |
| Jurisdiction | RAPPAHANNOCK VA |
| Township / Civil Division | PIEDMONT |
| Census Block Group | 1 |
| Census Block | 1036 |
| Census Tract | 950200 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Sperryville Historic District listed 1983 · 63 contributing resources · NRIS 83003300 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
15 Main St, a commercial property, is owned and occupied by an individual who bought it in July 2022.
Source: Rappahannock County records, as of December 8, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 15 MAIN STREET SPERRYVILLE LLC 4301 SPERRYVILLE PI, WOODVILLE, VA 22749 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 11, 2022 | Deed of Trust, Mortgage OAK VIEW NATIONAL BANK |
| Aug 11, 2017 | Warranty Deed, Transfer · Conventional Mortgage PRIVATE INDIVIDUAL |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 11, 2022 · Amount on File |
| Deed Sale | Jul 11, 2022 · Amount on File |
| Deed Document Number | 170000737 |
| Prior Transfer Date | Aug 11, 2017 |
| Prior Transfer Doc | 170000737 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RAPPAHANNOCK VA |
| Property Address | 15 MAIN ST, SPERRYVILLE, VA 22740-2169 |
| Transaction Type | Mortgage |
| Record Updated | Dec 9, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0000000838 |
|---|---|
| Date | Jul 11, 2022 |
| Instrument | 220000838 |
| Name | OAK VIEW NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | MARSHALL, VA 20115 |
| Amount | Amount on Record |
|---|---|
| Term | 60 Months |
| Due | Jul 8, 2027 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | RAPPAHANNOCK VA |
| Recording Date | Aug 11, 2017 |
| Property Address | 15 MAIN ST, SPERRYVILLE, VA 22740-2169 |
| Document Number | 170000737 |
| Instrument Date | Aug 11, 2017 |
| Instrument | 737 |
| Transaction Type | Transfer |
| Record Updated | Feb 18, 2021 |
| Title Company | NOT AVAILABLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $150.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | PO BOX 196 SPERRYVILLE VA 227400196, SPERRYVILLE, VA 22740-0196 |
| Document Number | 170000738 |
|---|---|
| Date | Aug 11, 2017 |
| Instrument | 738 |
| Name | PRIVATE INDIVIDUAL |
|---|---|
| Type | Private Party |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Fixed Rate |
|---|
The 2025 property tax bill for 15 Main St was $1,667.
Source: Rappahannock County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Virginia |
| County | Rappahannock County |
| Unified School District | Rappahannock County Public Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,667.00 | $264,700 Land $90,000 Building $174,700 | $264,700 Land $90,000 Building $174,700 |
| 2023 | $1,614.00 | $264,700 Land $90,000 Building $174,700 | $264,700 Land $90,000 Building $174,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 15 Main St in Zone AE, a high-risk flood area within the regulatory floodway; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective May 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | Yes |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 13 policies |
| Nearby Flood Policies | 13 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 15 Main St is moderate, ranking above 40% of the US, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · above 65% of Virginia |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
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