15 Main St, Spencer, MA 01562 Property Records

Worcester County and Spencer Town property record for 15 Main St, Spencer, MA 01562

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,488 sqft · built 1880
Lot Size	0.347 acres (15,104 sqft)
Owner	Company Name on File
Last Sale	$160,000 (Dec 2012)
Tax Bill	$5,389 (2026)
Deeds & Mortgages	Aug 2026 Transfer
Flood Zone	Zone X (minimal risk)
APN	`SPEN M:00U12 B:00040 L:00000`

Property Details

APN / Parcel Number

Primary APN	`SPEN M:00U12 B:00040 L:00000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,488 sqft Living Area
Gross Area	4,525 sqft
Basement Area	1,282 sqft
Unfinished Basement	1,282 sqft

Exterior

Year Built	Built 1880
Effective Year Built	Effective 1880
Architectural Style	Conventional
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Slate
Lot Area	15,104 sqft (0.347 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	15 MAIN ST
City	SPENCER
State	MA
Zip	01562-2132
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	VR
Legal Block	40
Jurisdiction	SPENCER MA
Township / Civil Division	SPENCER
Census Block Group	1
Census Block	1017
Census Tract	726200

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Spencer Town Center Historic District (Boundary Increase) listed 2003 · 131 contributing resources · NRIS 03000685

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

15 Main St is owned by a company that acquired it in August 2026.

Source: Worcester County and Spencer Town records, as of October 20, 2026

Owner of Record	Company Name on File
Mailing Address	12 FARNUM ST, SOUTH GRAFTON, MA 01560-1117
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 12, 2012 · Amount on File
Deed Sale	Dec 12, 2012 · Amount on File
Prior Sale	Mar 30, 2004 · Amount on File
Deed Document Number	201215
Deed Book / Page	50111 / 289
Last Transfer Date	Aug 26, 2026
Transfer Doc	0000075730
Record Updated	Oct 29, 2026

August 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SPENCER MA
Recording Date	Aug 28, 2026
Property Address	15 MAIN ST, SPENCER, MA 01562-2132
Document Number	0000075730
Book / Page	74102 / 300
Instrument Date	Aug 26, 2026
Instrument	202675730
Transaction Type	Transfer
Record Updated	Sep 15, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12 FARNUM ST, SOUTH GRAFTON, MA 01560-1117

Tax Assessment & Valuation

The 2026 property tax bill for 15 Main St was $5,389, up 14% from the year before.

Source: Worcester County and Spencer Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Spencer Town
Unified School District	Spencer-East Brookfield School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,389.00 (+13.96%)	$490,800 (+21.85%) Land $49,700 Building $441,100	$409,937
2025	$4,729.00 (-2.21%)	$402,800 (-4.71%) Land $38,900 Building $363,900
2024	$4,836.00 (+5.91%)	$422,700 (+11.65%) Land $38,900 Building $383,800
2023	$4,566.00	$378,600 Land $38,900 Building $339,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 15 Main St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 30, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 15 Main St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPENCER WATER DEPARTMENT serves 7,037 people · EPA ID MA2280000
Water Source	Groundwater
Last State Inspection	May 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 233 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20