Chautauqua County and Ellery Town property record for 15 Main St, Bemus Point, NY 14712
| Property Type | Mixed Use Commercial Office / Residential |
|---|---|
| Details | 3 bd · 1.5 ba · 2,226 sqft · built 1912 |
| Lot Size | 0.178 acres (7,788 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $240,000 (Apr 2019) |
| Tax Bill | $7,349 (2025) |
| Deeds & Mortgages | Feb 2021 Mortgage Apr 2019 Sale & Mortgage |
| APN | 063601 333.09-1-4 |
| Primary APN | 063601 333.09-1-4 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Units | 3 Units |
| Stories | 2 Stories |
| Building Area | 2,226 sqft Total Area |
| 1st Floor Area | 1,380 sqft |
| Year Built | Built 1912 |
|---|---|
| Effective Year Built | Effective 1949 |
| Architectural Style | Traditional |
| Exterior Material | Wood |
| Lot Area | 7,788 sqft (0.178 acres) |
| Lot Dimensions | 118 ft deep x 66 ft wide |
| Garage Type | Attached |
| Garage Area | 286 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 573 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Well |
| Street Address | 15 MAIN ST |
|---|---|
| City | BEMUS POINT |
| State | NY |
| Zip | 14712-9307 |
| Property Category | Commercial |
| Property Type | Commercial > Office > Mixed Use Commercial Office / Residential |
| Local Zoning Code | 05 - COMME |
| Legal Description | OLD APN: 063601 104-3-11 |
| Legal Block | 1 |
| Legal Lot Number | 4.000 |
| Jurisdiction | CHAUTAUQUA NY |
| Township / Civil Division | ELLERY |
| Census Block Group | 3 |
| Census Block | 3009 |
| Census Tract | 36902 |
Source: Chautauqua County and Ellery Town records, as of July 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | PO BOX 55, BEMUS POINT, NY 14712-0055 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 4, 2021 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Apr 22, 2019 | Warranty Deed, Transfer · FHA Mortgage HOMEBRIDGE FINANCIAL SERVICES INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 22, 2019 · Amount on Record |
| Deed Sale | Apr 22, 2019 · Amount on Record |
| Prior Sale | Jul 14, 2011 · Amount on Record |
| Deed Document Number | 20192792 |
| Prior Transfer Date | Apr 3, 2019 |
| Prior Transfer Doc | DE2019002792 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHAUTAUQUA NY |
| Property Address | 15 MAIN ST, BEMUS POINT, NY 14712-9307 |
| Transaction Type | Mortgage |
| Record Updated | Feb 23, 2021 |
| Name | Verified Name |
|---|
| Document Number | MT2021001368 |
|---|---|
| Date | Feb 4, 2021 |
| Instrument | MT2021001368 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHAUTAUQUA NY |
| Recording Date | Apr 22, 2019 |
| Property Address | 15 MAIN ST, BEMUS POINT, NY 14712-9307 |
| Document Number | DE2019002792 |
| Instrument Date | Apr 3, 2019 |
| Instrument | DE2019002792 |
| Transaction Type | Transfer |
| Record Updated | Apr 25, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 15 MAIN ST, BEMUS POINT, NY 14712-9307 |
| Document Number | MT2019001925 |
|---|---|
| Date | Apr 22, 2019 |
| Instrument | MT2019001925 |
| Name | HOMEBRIDGE FINANCIAL SERVICES INC |
|---|---|
| Type | Funding / Finance Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Number | DE2019002792 |
|---|---|
| Date | Apr 22, 2019 |
| Instrument | DE2019002792 |
| Name | HOMEBRIDGE FINANCIAL SERVICES INC |
|---|---|
| Type | Funding / Finance Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2049 |
Source: Chautauqua County and Ellery Town assessment roll, as of April 28, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Chautauqua County |
| County Subdivision | Ellery Town |
| Municipality | Bemus Point Village |
| Unified School District | Bemus Point Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,349.00 | $229,500 (-) Land $17,900 Building $211,600 | $370,200 (+12.42%) Land $28,874 Building $341,326 |
| 2023 | $229,500 Land $17,900 Building $211,600 | $329,300 Land $25,684 Building $303,616 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 12 (1978–2015) |
| Claims Outside the SFHA | 1 of 12 |
| Most Recent Claim | Dec 2015 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BEMUS BAY CONDOMINIUMS private · serves 120 people · EPA ID NY0630085 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2023 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 133 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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