Bergen County and Waldwick Borough property record for 15 Lyon Rd, Waldwick, NJ 07463
| Property Type | Single Family Home |
|---|---|
| Details | 1,969 sqft · built 1960 |
| Lot Size | 0.99 acres (43,124 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $530,000 (Mar 2014) |
| Tax Bill | $17,015 (2025) |
| Deeds & Mortgages | Mar 2026 Mortgage Jan 2019 Refinance + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 64-00163-03-00058-01 |
| Primary APN | 64-00163-03-00058-01 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,969 sqft Living Area |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1960 |
| Construction Type | Frame |
| Lot Area | 43,124 sqft (0.99 acres) |
| Old Parcel Number | 64001630300058 |
|---|---|
| Street Address | 15 LYON RD |
| City | WALDWICK |
| State | NJ |
| Zip | 07463-1105 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 0.99 AC. |
| Legal Block | 163.3 |
| Legal Lot Number | 58.1 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | WALDWICK |
| Census Block Group | 4 |
| Census Block | 4006 |
| Census Tract | 56200 |
Source: Bergen County and Waldwick Borough assessment roll, APN 64-00163-03-00058-01, as of June 29, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 15 LYON RD, WALDWICK, NJ 07463-1105 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 11, 2026 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Jan 23, 2019 | Deed of Trust, Mortgage · Stand-Alone Refinance ALLEGACY FEDERAL CREDIT UNTION |
| Jan 06, 2022 | Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC |
| Feb 29, 2020 | Deed of Trust, Mortgage · Conventional with PMI CROSSCOUNTRY MTG |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 18, 2014 · Amount on Record |
| Deed Sale | Mar 18, 2014 · Amount on Record |
| Prior Sale | Aug 28, 2012 · Amount on Record |
| Deed Document Number | 20141707502 |
| Deed Book / Page | 1636 / 2077 |
| Prior Transfer Date | Mar 03, 2014 |
| Prior Transfer Doc | 0016362071 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 15 LYON RD, WALDWICK, NJ 07463-1105 |
| Transaction Type | Mortgage |
| Record Updated | Apr 09, 2026 |
| Name | Verified Name |
|---|---|
| Address | 15 LYON RD, WALDWICK, NJ 07463-1105 |
| Document Number | 0057431761 |
|---|---|
| Date | Mar 11, 2026 |
| Book Page | 5743/1761 |
| Instrument | 2026016136 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 01, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 15 LYON RD, WALDWICK, NJ 07463-1105 |
| Transaction Type | Mortgage |
| Record Updated | Sep 27, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0031620255 |
|---|---|
| Date | Jan 23, 2019 |
| Book Page | 3162/255 |
| Instrument | 19-005497 |
| Name | ALLEGACY FEDERAL CREDIT UNTION |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 15 LYON RD, WALDWICK, NJ 07463-1105 |
| Transaction Type | Mortgage |
| Record Updated | Mar 07, 2022 |
| Title Company | WESTCOR LAND TITLE INSURANCE COMPANY, WESTCOR LAND TITLE INS CO |
| Name | Verified Name |
|---|
| Document Number | 0045240333 |
|---|---|
| Date | Jan 06, 2022 |
| Book Page | 4524/333 |
| Instrument | 2022002562 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | BRECKSVILLE, OH 44141 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jan 01, 2042 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 15 LYON RD, WALDWICK, NJ 07463-1105 |
| Document Number | 0035471752 |
| Instrument Date | Feb 29, 2020 |
| Transaction Type | Mortgage |
| Record Updated | May 25, 2020 |
| Title Company | WESTCOR LAND TITLE INSURANCE COMPANY, WESTCOR LAND TITLE INS CO |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 15 LYON RD WALDWICK NJ 074631105, WALDWICK, NJ 07463-1105 |
| Document Number | 0035471752 |
|---|---|
| Date | Mar 18, 2020 |
| Book Page | 003547/001752 |
| Instrument | 20031447 |
| Name | CROSSCOUNTRY MTG |
|---|---|
| Type | Mortgage Company |
| Address | BRECKSVILLE, OH 44141 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Mar 17, 2040 |
Source: Bergen County and Waldwick Borough assessment roll as of June 29, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Waldwick Borough |
| Unified School District | Waldwick Borough School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $741,400 (-) Land $374,800 Building $366,600 | $741,400 (-) Land $374,800 Building $366,600 | |
| 2025 | $17,015.00 (+3.66%) | $741,400 (+33.37%) Land $374,800 Building $366,600 | $741,400 (+33.37%) Land $374,800 Building $366,600 |
| 2024 | $16,415.00 (+3.68%) | ||
| 2023 | $555,900 Land $320,400 Building $235,500 | $555,900 Land $320,400 Building $235,500 | |
| 2022 | $15,832.00 |
Source: FEMA National Flood Hazard Layer, Bergen County (34003C), as of December 8, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 340030562004, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2018) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Aug 2018 · rainfall accumulation |
| Wildfire Risk | Low lower than 99.1% of the US · lower than 97.3% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, 339 locations within half a mile, as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Communications Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
Source: EPA Safe Drinking Water Information System, water system NJ0264001, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | WALDWICK WATER DEPT serves 10,208 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2026 |
| Lead | 5 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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