Passaic County and Clifton City property record for 15 Lydia Pl, Clifton, NJ 07012
| Property Type | Single Family Home |
|---|---|
| Details | 1,619 sqft · built 1959 |
| Lot Size | 0.122 acres (5,301 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $415,020 (Jul 2016) |
| Tax Bill | $11,988 (2025) |
| Deeds & Mortgages | Nov 2021 Mortgage Jun 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-00050-05-00017 |
| Primary APN | 02-00050-05-00017 |
|---|---|
| Alternative APNs |
|
| Building Area | 1,619 sqft Living Area |
|---|
| Year Built | Built 1959 |
|---|---|
| Effective Year Built | Effective 1959 |
| Architectural Style | Split Level |
| Exterior Material | Wood |
| Construction Type | Frame |
| Lot Area | 5,301 sqft (0.122 acres) |
| Lot Dimensions | 100 ft deep x 53 ft wide |
| Parking Spaces | 1 Parking Space |
| Old Parcel Number | 0200050500017 |
|---|---|
| Street Address | 15 LYDIA PL |
| City | CLIFTON |
| State | NJ |
| Zip | 07012-1245 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-A3 |
| Legal Subdivision | LUNSTEAD GARDENS |
| Legal Block | 50.5 |
| Legal Lot Number | 17 |
| Jurisdiction | PASSAIC NJ |
| Township / Civil Division | CLIFTON |
| Census Block Group | 4 |
| Census Block | 4007 |
| Census Tract | 124404 |
Source: Passaic County and Clifton City records, as of July 8, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 15 LYDIA PL, CLIFTON, NJ 07012-1245 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 10, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FM HOME LOANS LLC |
| Jun 29, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FM HOME LOANS LLC |
| Sep 14, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FM HOME LOANS LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 11, 2016 · Amount on File |
| Deed Sale | Jul 11, 2016 · Amount on File |
| Prior Sale | Oct 28, 2003 · Amount on File |
| Deed Document Number | 201630740 |
| Deed Book / Page | 2854 / 108 |
| Prior Transfer Date | Feb 11, 2009 |
| Prior Transfer Doc | 0000022803 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PASSAIC NJ |
| Property Address | 15 LYDIA PL, CLIFTON, NJ 07012-1245 |
| Transaction Type | Mortgage |
| Record Updated | Dec 20, 2021 |
| Title Company | MADISON TITLE AGENCY LLC |
| Name | Verified Name |
|---|
| Document Number | 0000070613 |
|---|---|
| Date | Nov 10, 2021 |
| Book Page | M17583/131 |
| Instrument | 2021070613 |
| Name | FM HOME LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | BROOKLYN, NY 11210 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 348 Months |
| Due | Nov 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PASSAIC NJ |
| Property Address | 15 LYDIA PL, CLIFTON, NJ 07012-1245 |
| Transaction Type | Mortgage |
| Record Updated | Jul 21, 2021 |
| Title Company | MADISON TITLE AGENCY LLC |
| Name | Verified Name |
|---|
| Document Number | 0000042340 |
|---|---|
| Date | Jun 29, 2021 |
| Book Page | M17239/115 |
| Instrument | 2021042340 |
| Name | FM HOME LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | BROOKLYN, NY 11210 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 351 Months |
| Due | Sep 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PASSAIC NJ |
| Property Address | 15 LYDIA PL, CLIFTON, NJ 07012-1245 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | MADISON TITLE AGENCY LLC |
| Name | Verified Name |
|---|
| Document Number | 0000043489 |
|---|---|
| Date | Sep 14, 2020 |
| Book Page | M16408/1 |
| Instrument | 2020043489 |
| Name | FM HOME LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | BROOKLYN, NY 11210 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2050 |
Source: Passaic County and Clifton City assessment roll, as of July 8, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Passaic County |
| Municipality | Clifton City |
| Unified School District | Clifton City School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $195,600 (-) Land $88,000 Building $107,600 | $195,600 (-) Land $88,000 Building $107,600 | |
| 2025 | $11,988.00 (+3.26%) | $195,600 (-) Land $88,000 Building $107,600 | $195,600 (-) Land $88,000 Building $107,600 |
| 2024 | $11,610.00 (+3.96%) | ||
| 2023 | $195,600 Land $88,000 Building $107,600 | $195,600 Land $88,000 Building $107,600 | |
| 2022 | $11,168.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective May 29, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PASSAIC VALLEY WATER COMMISSION serves 310,483 people · EPA ID NJ1605002 |
|---|---|
| Water Source | Surface water |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2021 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 641 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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