Hamden Town property record for 15 Luzerne Ave, Hamden, CT 06518
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,176 sqft · built 1956 |
| Lot Size | 0.26 acres (11,326 sqft) |
| Owner | Individual Name on File |
| Last Sale | $340,000 (Jul 2025) |
| Tax Bill | $10,223 (2026) |
| Deeds & Mortgages | Sep 2025 Line of Credit Jul 2025 Sale & Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | HAMD M:3030 B:037 L:00-0000 |
| Primary APN | HAMD M:3030 B:037 L:00-0000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,176 sqft Living Area |
| Gross Area | 2,408 sqft |
| 1st Floor Area | 1,176 sqft |
| Basement Area | 864 sqft |
| Unfinished Basement | 864 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1956 |
|---|---|
| Effective Year Built | Effective 1956 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 11,326 sqft (0.26 acres) |
| Garage Type | Basement |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Street Address | 15 LUZERNE AVE |
|---|---|
| City | HAMDEN |
| State | CT |
| Zip | 06518-2111 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R4 |
| Legal Block | 37 |
| Legal Lot Number | 0000 |
| Jurisdiction | HAMDEN CT |
| Township / Civil Division | HAMDEN |
| Census Block Group | 3 |
| Census Block | 3014 |
| Census Tract | 166002 |
15 Luzerne Ave is owned and occupied by an individual who bought it in July 2025.
Source: Hamden Town records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 15 LUZERNE AVE, HAMDEN, CT 06518-2111 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Individual(s) |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 18, 2025 | Deed of Trust, Mortgage · Line of Credit M & T BANK |
| Jul 8, 2025 | Warranty Deed, Transfer · Line of Credit M & T BANK |
| May 14, 2025 | Warranty Deed, Transfer |
| Sep 30, 2021 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 8, 2025 · Amount on File |
| Deed Sale | Jul 8, 2025 · Amount on File |
| Prior Sale | May 14, 2025 · Amount on File |
| Deed Document Number | 20253341 |
| Deed Book / Page | 5283 / 48 |
| Prior Transfer Date | Sep 17, 2021 |
| Prior Transfer Doc | 4897-35 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMDEN CT |
| Property Address | 15 LUZERNE AVE, HAMDEN, CT 06518-2111 |
| Transaction Type | Mortgage |
| Record Updated | Nov 25, 2025 |
| Name | Verified Name |
|---|
| Document Number | 005303-322 |
|---|---|
| Date | Sep 18, 2025 |
| Book Page | 5303/322 |
| Instrument | 4780 |
| Name | M & T BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMDEN CT |
| Recording Date | Jul 8, 2025 |
| Property Address | 15 LUZERNE AVE, HAMDEN, CT 06518-2111 |
| Document Number | 0005283-48 |
| Book / Page | 5283 / 48 |
| Instrument Date | Jul 2, 2025 |
| Instrument | 3341 |
| Transaction Type | Transfer |
| Record Updated | Nov 25, 2025 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 15 LUZERNE AVE, HAMDEN, CT 06518-2111 |
| Document Number | 0000003342 |
|---|---|
| Date | Jul 8, 2025 |
| Instrument | 3342 |
| Name | M & T BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 121 Months |
| Due | Aug 1, 2035 |
| Document Number | 0005283-71 |
|---|---|
| Date | Jul 8, 2025 |
| Book Page | 5283/71 |
| Instrument | 3343 |
| Name | CONNECTICUT HOUSING FINANCE AUTHORITY |
|---|---|
| Type | Government Agency |
| Amount | Amount on Record |
|---|---|
| Term | 121 Months |
| Due | Aug 1, 2035 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMDEN CT |
| Recording Date | May 14, 2025 |
| Property Address | 15 LUZERNE AVE, HAMDEN, CT 06518-2111 |
| Document Number | 005268-252 |
| Book / Page | 5268 / 252 |
| Instrument Date | May 8, 2025 |
| Instrument | 2362 |
| Transaction Type | Transfer |
| Record Updated | Nov 19, 2025 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 53 STILLMAN ST, BRIDGEPORT, CT 06608-1530 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | HAMDEN CT |
| Recording Date | Sep 30, 2021 |
| Property Address | 15 LUZERNE AVE, HAMDEN, CT 06518-2111 |
| Document Number | 4897-35 |
| Book / Page | 4897 / 35 |
| Instrument Date | Sep 17, 2021 |
| Instrument | 7969 |
| Transaction Type | Transfer |
| Record Updated | Oct 14, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 15 LUZERNE AVE, HAMDEN, CT 06518-2111 |
The 2026 property tax bill for 15 Luzerne Ave was $10,223.
Source: Hamden Town assessment roll, as of September 25, 2026
| Type | Name |
|---|---|
| State | Connecticut |
| County Subdivision | Hamden Town |
| Unified School District | Hamden School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $10,223.00 | $190,470 (-) Land $53,550 Building $136,920 | $333,687 (+150.27%) |
| 2025 | $190,470 (+58.01%) Land $53,550 Building $136,920 | $133,329 Land $37,485 Building $95,844 | |
| 2024 | $9,882.00 (+47.43%) | $120,540 (+2.81%) Land $37,520 Building $83,020 | |
| 2023 | $6,703.00 | $117,250 Land $37,520 Building $79,730 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 15 Luzerne Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 25, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 15 Luzerne Ave is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 55% of Connecticut |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | REGIONAL WATER AUTHORITY serves 418,900 people · EPA ID CT0930011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 193 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures