Charleston County property record for 15 Lowndes Pointe Dr, Charleston, SC 29403
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4.5 ba · 2,752 sqft · built 2007 |
| Lot Size | 0.16 acres (6,970 sqft) |
| Owner | Trust Name on File |
| Last Sale | $1,150,000 (Dec 2019) |
| Tax Bill | $6,344 (2025) |
| Deeds & Mortgages | May 2021 Mortgage Apr 2023 Transfer + 1 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 464-13-00-155 |
| Primary APN | 464-13-00-155 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,752 sqft Living Area |
| Gross Area | 4,104 sqft |
| 1st Floor Area | 1,400 sqft |
| Upper Floors Area | 1,352 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Architectural Style | Multi-Family |
| Exterior Material | Wood |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 6,970 sqft (0.16 acres) |
| Terrain | High |
| Porch | Slab |
|---|---|
| Porch Area | 988 sqft |
| Boat Access | Boat Access |
| Total Buildings | 2 Buildings |
| Heating System | Heat Pump |
|---|
| Street Address | 15 LOWNDES POINTE DR |
|---|---|
| City | CHARLESTON |
| State | SC |
| Zip | 29403-3260 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SUBDIVISION NAME -LOWNDES POINT DESCRIPTION -LOT 7 |
| Legal Subdivision | LOWNDES POINT |
| Legal Lot Number | 7 |
| Jurisdiction | CHARLESTON SC |
| Township / Civil Division | CHARLESTON CENTRAL |
| Census Block Group | 3 |
| Census Block | 3005 |
| Census Tract | 5900 |
15 Lowndes Pointe Dr is owner-occupied and held in a trust since March 2023.
Source: Charleston County records, as of October 20, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 15 LOWNDES POINTE DR, CHARLESTON, SC 29403-3260 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Living Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 11, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FIRST CITIZENS BANK & TRUST CO |
| Apr 28, 2023 | Intrafamily Transfer, Transfer |
| Dec 31, 2019 | Grant Deed, Transfer FIRST CITIZENS BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 31, 2019 · Amount on File |
| Deed Sale | Dec 31, 2019 · Amount on File |
| Prior Sale | Mar 28, 2005 · Amount on File |
| Deed Book / Page | 849 / 306 |
| Last Transfer Date | Mar 17, 2023 |
| Transfer Doc | 0011760606 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLESTON SC |
| Property Address | 15 LOWNDES POINTE DR, CHARLESTON, SC 29403-3260 |
| Transaction Type | Mortgage |
| Record Updated | Jun 23, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0009890040 |
|---|---|
| Date | May 11, 2021 |
| Book Page | 989/40 |
| Name | FIRST CITIZENS BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | COLUMBIA, SC 29211 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2051 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CHARLESTON SC |
| Recording Date | Apr 28, 2023 |
| Property Address | 15 LOWNDES POINTE DR, CHARLESTON, SC 29403-3260 |
| Document Number | 0011760606 |
| Book / Page | 1176 / 606 |
| Map Reference | MB EG PG 325 |
| Instrument Date | Mar 17, 2023 |
| Transaction Type | Transfer |
| Record Updated | Jun 23, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 15 LOWNDES POINTE DR, CHARLESTON, SC 29403-3260 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CHARLESTON SC |
| Recording Date | Dec 31, 2019 |
| Property Address | 15 LOWNDES POINTE DR, CHARLESTON, SC 29403-3260 |
| Document Number | 0849/0306 |
| Book / Page | 000849 / 000306 |
| Instrument Date | Dec 20, 2019 |
| Transaction Type | Transfer |
| Record Updated | Feb 10, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,150.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 15 LOWNDES POINTE DR CHARLESTON SC 294033260, CHARLESTON, SC 29403-3260 |
| Document Number | 849/0308 |
|---|---|
| Date | Dec 31, 2019 |
| Book Page | 000849/000308 |
| Name | FIRST CITIZENS BK |
|---|---|
| Type | Bank |
| Address | COLUMBIA, SC 29211 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Dec 30, 2049 |
The 2025 property tax bill for 15 Lowndes Pointe Dr was $6,344, up 8.9% from the year before.
Source: Charleston County assessment roll, as of August 1, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Charleston County |
| Municipality | Charleston City |
| Unified School District | Charleston County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,344.00 (+8.89%) | $1,322,500 (+2,775%) Land $632,500 Building $690,000 | $2,108,700 Land $966,500 Building $1,142,200 |
| 2024 | $5,826.00 | $46,000 | |
| 2022 | $5,487.00 | $46,000 | $1,150,000 Land $550,000 Building $600,000 |
| 2020 | $1,150,000 Land $550,000 Building $600,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 15 Lowndes Pointe Dr in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 194 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 252 units insured incl. 58 condo units |
| Nearby Flood Claims | 4 (2015–2025) |
| Claims Outside the SFHA | 4 of 4 |
| Most Recent Claim | Aug 2025 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 15 Lowndes Pointe Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.7% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHARLESTON WATER SYSTEM serves 278,771 people · EPA ID SC1010001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | 4 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2025 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 668 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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