Worcester County and Westminster Town property record for 15 Lovell St, Westminster, MA 01473
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,148 sqft · built 1958 |
| Lot Size | 0.34 acres (14,810 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $269,400 (Oct 2021) |
| Tax Bill | $3,837 (2026) |
| Deeds & Mortgages | May 2022 Line of Credit Mar 2022 Transfer + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | M:1207E B:L:21 |
| Primary APN | M:1207E B:L:21 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,148 sqft Living Area |
| Gross Area | 3,040 sqft |
| Basement Area | 1,148 sqft |
| Unfinished Basement | 1,148 sqft |
| Year Built | Built 1958 |
|---|---|
| Effective Year Built | Effective 1958 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 14,810 sqft (0.34 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Account Number | 3014 |
|---|---|
| Street Address | 15 LOVELL ST |
| City | WESTMINSTER |
| State | MA |
| Zip | 01473-1449 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Lot Number | 41 |
| Jurisdiction | WESTMINSTER MA |
| Township / Civil Division | WESTMINSTER |
| Census Block Group | 1 |
| Census Block | 1031 |
| Census Tract | 708100 |
15 Lovell St is owned by two individuals who acquired it in March 2022.
Source: Worcester County and Westminster Town records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 9 LOVELL ST, WESTMINSTER, MA 01473-1449 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 10, 2022 | Deed of Trust, Mortgage · Line of Credit CENTRAL ONE FEDERAL CREDIT UNION |
| Mar 15, 2022 | Quit Claim Deed, Transfer Quitclaim |
| Oct 21, 2021 | Quit Claim Deed, Transfer |
| Nov 16, 2018 | Quit Claim Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 21, 2021 · Amount on File |
| Deed Sale | Oct 21, 2021 · Amount on File |
| Prior Sale | Nov 16, 2018 |
| Deed Document Number | 202123578 |
| Deed Book / Page | 10149 / 218 |
| Last Transfer Date | Mar 4, 2022 |
| Transfer Doc | 010282-282 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTMINSTER MA |
| Property Address | 15 LOVELL ST, WESTMINSTER, MA 01473-1449 |
| Transaction Type | Mortgage |
| Record Updated | Aug 26, 2022 |
| Name | Verified Name |
|---|
| Document Number | 010327-181 |
|---|---|
| Date | May 10, 2022 |
| Book Page | 10327/181 |
| Instrument | 8535 |
| Name | CENTRAL ONE FEDERAL CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Jun 1, 2037 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WESTMINSTER MA |
| Recording Date | Mar 15, 2022 |
| Property Address | 15 LOVELL ST, WESTMINSTER, MA 01473-1449 |
| Document Number | 010282-282 |
| Book / Page | 10282 / 282 |
| Instrument Date | Mar 4, 2022 |
| Instrument | 4745 |
| Transaction Type | Transfer |
| Record Updated | Aug 26, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 9 LOVELL ST, WESTMINSTER, MA 01473-1449 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WESTMINSTER MA |
| Recording Date | Oct 21, 2021 |
| Property Address | 15 LOVELL ST, WESTMINSTER, MA 01473-1449 |
| Document Number | 010149-218 |
| Book / Page | 10149 / 218 |
| Instrument Date | Oct 12, 2021 |
| Instrument | 23578 |
| Transaction Type | Transfer |
| Record Updated | Aug 26, 2022 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 9 LOVELL ST, WESTMINSTER, MA 01473-1449 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WESTMINSTER MA |
| Recording Date | Nov 16, 2018 |
| Property Address | 15 LOVELL ST, WESTMINSTER, MA 01473-1449 |
| Document Number | 9210-321 |
| Book / Page | 009210 / 000321 |
| Instrument Date | Aug 16, 2018 |
| Instrument | 20228 |
| Transaction Type | Transfer |
| Record Updated | Dec 4, 2018 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 14 GROVE ST MILLBURY MA 015272659, MILLBURY, MA 01527-2659 |
The 2026 property tax bill for 15 Lovell St was $3,837, up 6.5% from the year before.
Source: Worcester County and Westminster Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Worcester County |
| County Subdivision | Westminster Town |
| Unified School District | Ashburnham-Westminster School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,837.00 (+6.47%) | $327,100 (+11.64%) Land $113,700 Building $213,400 | $374,395 (+4.59%) |
| 2025 | $3,604.00 (+3.92%) | $293,000 (+3.57%) Land $113,700 Building $179,300 | $357,960 |
| 2024 | $3,468.00 (+0.46%) | $282,900 (+7.04%) Land $113,700 Building $169,200 | |
| 2023 | $3,452.00 | $264,300 Land $106,300 Building $158,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 15 Lovell St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 15 Lovell St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WESTMINSTER DEPARTMENT OF PUBLIC WORKS serves 3,889 people · EPA ID MA2332000 |
|---|---|
| Water Source | Purchased surface water from FITCHBURG DPW DIVISION OF WATER SUPPLY |
| Last State Inspection | Apr 2025 |
| Lead | 4 ppb (2026) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Apr 2025 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 89 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
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