Kane County property record for 15 Lovell St, Elgin, IL 60120
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,029 sqft · built 1903 |
| Lot Size | 0.12 acres (5,227 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $300,000 (Jul 2025) |
| Tax Bill | $4,735 (2025) |
| Deeds & Mortgages | Dec 2021 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-11-403-012 |
| Primary APN | 06-11-403-012 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 5 Stories |
| Building Area | 1,029 sqft Living Area |
| Gross Area | 1,543 sqft |
| Basement Area | 514 sqft |
| Year Built | Built 1903 |
|---|---|
| Effective Year Built | Effective 1903 |
| Construction Type | Frame |
| Foundation Type | Raised |
| Lot Area | 5,227 sqft (0.12 acres) |
| Garage Type | Detached |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 15 LOVELL ST |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60120-2814 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOVELLS ADDN PART OF LOT 3 BLOCK 10 DESC IN DOC 1371475 |
| Legal Subdivision | LOVELLS ADDN |
| Legal Block | 10 |
| Legal Lot Number | 3 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ELGIN |
| Census Block Group | 3 |
| Census Block | 3014 |
| Census Tract | 854600 |
15 Lovell St is owned and occupied by two individuals who bought it in July 2025.
Source: Kane County records, as of July 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 15 LOVELL ST, ELGIN, IL 60120-2814 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 18, 2025 · Amount on File |
| Deed Sale | Jul 18, 2025 · Amount on File |
| Prior Sale | Dec 22, 2021 · Amount on File |
| Deed Document Number | 202526620 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Dec 22, 2021 |
| Property Address | 15 LOVELL ST, ELGIN, IL 60120-2814 |
| Document Number | 0000094723 |
| Instrument Date | Oct 26, 2021 |
| Instrument | 2021K094723 |
| Transaction Type | Transfer |
| Record Updated | Aug 5, 2022 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount on Record |
|---|---|
| Tax | $120.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 15 LOVELL ST, ELGIN, IL 60120-2814 |
The 2025 property tax bill for 15 Lovell St was $4,735.
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,735.00 | $62,075 (+8.57%) Land $12,339 Building $49,736 | $186,300 (+8.57%) Land $37,032 Building $149,268 |
| 2024 | $57,175 Land $11,365 Building $45,810 | $171,594 Land $34,109 Building $137,485 | |
| 2022 | $4,084.00 (+20.37%) | $47,099 (+6.96%) Land $9,362 Building $37,737 | $141,297 (+6.96%) Land $28,086 Building $113,211 |
| 2021 | $3,393.00 Homeowner's exemption | $44,034 Land $8,753 Building $35,281 | $132,102 Land $26,259 Building $105,843 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 15 Lovell St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 15 Lovell St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELGIN serves 114,797 people · EPA ID IL0894380 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 19 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 222 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| AT&T DSL | 100 / 20 |
May also be available: T-Mobile, Verizon.
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