Johnston County property record for 15 Lou Cir, Smithfield, NC 27577
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,310 sqft · built 1998 |
| Lot Size | 0.93 acres (40,511 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $165,000 (Apr 2017) |
| Tax Bill | $4,043 (2026) |
| Deeds & Mortgages | Mar 2022 Line of Credit Apr 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 17J07018T |
| Primary APN | 17J07018T |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 2 Half Baths |
| Stories | 1 Story |
| Building Area | 2,310 sqft Living Area |
| Gross Area | 2,974 sqft |
| 1st Floor Area | 1,470 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 2009 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 40,511 sqft (0.93 acres) |
| Garage Area | 336 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Patio |
|---|---|
| Porch Area | 224 sqft |
| Patio Area | 104 sqft |
| Storage Building | 480 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 2000171749 |
|---|---|
| Street Address | 15 LOU CIR |
| City | SMITHFIELD |
| State | NC |
| Zip | 27577-9367 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RES |
| Legal Description | L24 GLENVIEW AC 37/377 |
| Jurisdiction | JOHNSTON NC |
| Township / Civil Division | WILSON MILLS |
| Census Block Group | 3 |
| Census Block | 3016 |
| Census Tract | 40904 |
15 Lou Cir is owned and occupied by two individuals who bought it in April 2017.
Source: Johnston County records, as of September 24, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 15 LOU CIR, SMITHFIELD, NC 27577-9367 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 9, 2022 | Deed of Trust, Mortgage · Line of Credit LOCAL GOVERNMENT FCU |
| Apr 21, 2017 | Deed, Transfer · Conventional Mortgage |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 21, 2017 · Amount on File |
| Deed Sale | Apr 21, 2017 · Amount on File |
| Prior Sale | Feb 10, 2004 |
| Deed Document Number | 2017527313 |
| Deed Book / Page | 4945 / 43 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JOHNSTON NC |
| Property Address | 15 LOU CIR, SMITHFIELD, NC 27577-9367 |
| Transaction Type | Mortgage |
| Record Updated | Aug 23, 2022 |
| Title Company | ACCURATE EQUITY GROUP |
| Name | Verified Name |
|---|
| Document Number | 0000799777 |
|---|---|
| Date | Mar 9, 2022 |
| Book Page | 6204/650 |
| Instrument | 2022799777 |
| Name | LOCAL GOVERNMENT FCU |
|---|---|
| Type | Credit Union |
| Address | SMITHFIELD, NC 27577 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed |
|---|---|
| Jurisdiction | JOHNSTON NC |
| Recording Date | Apr 21, 2017 |
| Property Address | 15 LOU CIR, SMITHFIELD, NC 27577-9367 |
| Document Number | 0000527313 |
| Book / Page | 4945 / 43 |
| Map Reference | MB 44 PG 469 |
| Instrument Date | Apr 21, 2017 |
| Instrument | 2017527313 |
| Transaction Type | Transfer |
| Record Updated | Feb 6, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $330.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 143 ALAN LN, CLAYTON, NC 27520-5924 |
| Document Number | , 2017527314 |
|---|---|
| Date | Apr 21, 2017 |
| Instrument | 2017527314 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Fixed Rate |
|---|
The 2026 property tax bill for 15 Lou Cir was $4,043, up 0.1% from the year before.
Source: Johnston County assessment roll, as of September 24, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Johnston County |
| Municipality | Wilson's Mills Town |
| Unified School District | Johnston County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,043.00 (+0.12%) | $355,700 (-) Land $75,000 Building $280,700 | $355,700 (-) Land $75,000 Building $280,700 |
| 2025 | $4,038.00 | $355,700 Land $75,000 Building $280,700 | $355,700 Land $75,000 Building $280,700 |
| 2023 | $2,740.00 | $230,190 Land $43,000 Building $187,190 | $230,190 Land $43,000 Building $187,190 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 15 Lou Cir in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 15 Lou Cir is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · above 43% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | JOHNSTON CO-WEST serves 99,027 people · EPA ID NC0351070 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2026 |
| Lead | Under 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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