15 Lorraine Dr, Clifton, NJ 07012 Property Records

Passaic County and Clifton City property record for 15 Lorraine Dr, Clifton, NJ 07012

Property Summary

Property TypeSingle Family Home
Details1,020 sqft · built 1959
Lot Size0.115 acres (5,001 sqft)
Owner2 Individual Names on File
Last Sale$400,000 (May 2020)
Tax Bill$9,849 (2025)
Deeds & MortgagesSep 2018 Mortgage
Dec 2020 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN02-00050-05-00039

Property Details

APN / Parcel Number

Primary APN02-00050-05-00039
Alternative APNs
  • 0200050000500039
  • 0200050500039

Interior

Stories1 Story
Building Area1,020 sqft Living Area

Exterior

Year BuiltBuilt 1959
Effective Year BuiltEffective 1959
Exterior MaterialWood
Construction TypeFrame
Lot Area5,001 sqft (0.115 acres)
Lot Dimensions100 ft deep x 50 ft wide

Location & Zoning

Old Parcel Number0200050500039
Street Address15 LORRAINE DR
CityCLIFTON
StateNJ
Zip07012-1243
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-A3
Legal SubdivisionLUNDSTED GARDENS
Legal Block50.5
Legal Lot Number39
JurisdictionPASSAIC NJ
Township / Civil DivisionCLIFTON
Census Block Group4
Census Block4007
Census Tract124404

Owner

15 Lorraine Dr is owned and occupied by two individuals who bought it in May 2020.

Source: Passaic County and Clifton City records, as of July 8, 2026

Owner of Record2 Individual Names on File
Mailing Address15 LORRAINE DR, CLIFTON, NJ 07012-1243
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 12, 2018Deed of Trust, Mortgage · FHA Mortgage
HOMEBRIDGE FINANCIAL SERVICES INC
Dec 21, 2020Deed of Trust, Mortgage · Conventional Mortgage
KWIK MORTGAGE CORP
May 14, 2020Deed, Transfer
BROWNSTONE TITLE SVCS LLC
Apr 21, 2020Quit Claim Deed, Transfer
OTHER

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 14, 2020 · Amount on File
Deed SaleMay 14, 2020 · Amount on File
Prior SaleMar 29, 2012 · Amount on File
Deed Document Number202021276
Deed Book / Page3795 / 189
Prior Transfer DateApr 8, 2020
Prior Transfer Doc0000018432
Record UpdatedSep 20, 2026

September 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPASSAIC NJ
Property Address15 LORRAINE DR, CLIFTON, NJ 07012-1243
Transaction TypeMortgage
Record UpdatedAug 18, 2022
Title CompanyAMERICAN LAND TITLE ASSOCIAT

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000041479
DateSep 12, 2018
Book PageM15192/0149
Instrument2018041479
Lender
NameHOMEBRIDGE FINANCIAL SERVICES INC
TypeFunding / Finance Company
AddressISELIN, NJ 08830
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueSep 1, 2048

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPASSAIC NJ
Property Address15 LORRAINE DR, CLIFTON, NJ 07012-1243
Transaction TypeMortgage
Record UpdatedAug 18, 2022
Title CompanyPROVIDENCE ABSTRACT LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000066081
DateDec 21, 2020
Book PageM16680/34
Instrument2020066081
Lender
NameKWIK MORTGAGE CORP
TypeMortgage Company
AddressPARSIPPANY, NJ 07054
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term358 Months
DueOct 1, 2050

May 2020: Deed, Transfer

Document TypeDeed
JurisdictionPASSAIC NJ
Recording DateMay 14, 2020
Property Address15 LORRAINE DR, CLIFTON, NJ 07012-1243
Document Number0000021276
Book / PageD3795 / 189
Instrument DateApr 14, 2020
Instrument2020021276
Transaction TypeTransfer
Record UpdatedAug 18, 2022
Title CompanyBROWNSTONE TITLE SVCS LLC

Transaction

AmountAmount on Record
Tax$1,400.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address59 BROAD ST, 59, BLOOMFIELD, NJ 07003-2523

Transferred To (Grantee/Buyer)

NameVerified Name
Address15 LORRAINE DR, CLIFTON, NJ 07012-1243

April 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionPASSAIC NJ
Recording DateApr 21, 2020
Property Address15 LORRAINE DR, CLIFTON, NJ 07012-1243
Document Number0000018432
Book / Page003787 / 000064
Instrument DateApr 8, 2020
Instrument18432
Transaction TypeTransfer
Record UpdatedJul 13, 2020
Title CompanyOTHER

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address15 LORRAINE DR CLIFTON NJ 070121243, CLIFTON, NJ 07012-1243

Tax Assessment & Valuation

The 2025 property tax bill for 15 Lorraine Dr was $9,849, up 3.2% from the year before.

Source: Passaic County and Clifton City assessment roll, as of July 8, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyPassaic County
MunicipalityClifton City
Unified School DistrictClifton City School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$160,700 (-) Land $87,800 Building $72,900$160,700 (-) Land $87,800 Building $72,900
2025$9,849.00 (+3.25%)$160,700 Land $87,800 Building $72,900$160,700 Land $87,800 Building $72,900
2024$9,539.00
2023$160,700 Land $87,800 Building $72,900$160,700 Land $87,800 Building $72,900
2022$9,175.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 15 Lorraine Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 29, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 15 Lorraine Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPASSAIC VALLEY WATER COMMISSION
serves 310,483 people · EPA ID NJ1605002
Water SourceSurface water
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Jul 2021
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 641 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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