15 Lori Ct, Winchester, TN 37398 Property Records

Franklin County property record for 15 Lori Ct, Winchester, TN 37398

Property Summary

Property Type	Single Family Home
Details	2.25 ba · 1,504 sqft · built 2021
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on File
Last Sale	$225,000 (Feb 2022)
Tax Bill	$1,430 (2022)
Deeds & Mortgages	Feb 2022 Sale & Mortgage Jun 2021 Sale & Construction Loan + 1 more
Flood Zone	Zone X (minimal risk)
APN	`026065O K 00105`

Property Details

APN / Parcel Number

Primary APN	`026065O K 00105`
Alternative APN	`065O K 00105`

Interior

Full Baths	2.25 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Stories	1 Story
Building Area	1,504 sqft Living Area
1st Floor Area	1,504 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	43,560 sqft (1 acres)
Lot Dimensions	103 ft deep x 117 ft wide
Driveway	Driveway
Driveway Area	1 sqft
Patio Area	376 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	15 LORI CT
City	WINCHESTER
State	TN
Zip	37398-6901
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 01, COUNTY AREA: W03
Legal Subdivision	CYPRESS EST PH II
Legal Lot Number	4
Jurisdiction	FRANKLIN TN
Township / Civil Division	1
Census Block Group	1
Census Block	1014
Census Tract	960402

Owner

15 Lori Ct is owned by two individuals who bought it in February 2022.

Source: Franklin County records, as of August 11, 2026

Owner of Record	2 Individual Names on File
Mailing Address	5712 IVERSON DR, MURFREESBORO, TN 37127-2901
Owner Type	Individual
Vesting	Et Ux (and Wife)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 15, 2022	Warranty Deed, Transfer · Conventional Mortgage FIRST HORIZON BANK
Jun 14, 2021	Warranty Deed, Construction Loan · Construction Mortgage FIRSTBANK
Jan 26, 2018	Deed of Trust, Mortgage FIRSTBANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 15, 2022 · Amount on File
Deed Sale	Feb 15, 2022 · Amount on File
Prior Sale	Feb 15, 2022 · Amount on File
Deed Document Number	20221368
Deed Book / Page	463 / 496
Record Updated	Sep 20, 2026

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN TN
Recording Date	Feb 15, 2022
Property Address	15 LORI CT, WINCHESTER, TN 37398-6901
Document Number	0022001368
Book / Page	D0463 / 496
Map Reference	ENV 418A
Instrument Date	Feb 14, 2022
Instrument	22001368
Transaction Type	Transfer
Record Updated	Apr 3, 2026
Title Company	STONES RIVER TITLE COMPANY LLC, STONES RIVER TITLE CO LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$832.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	165 MADISON AVE, MEMPHIS, TN 38103-2723
Investor	Possibly a Property Investor

Mortgage

Document Number	0022001369
Date	Feb 15, 2022
Instrument	22001369

Lender

Name	FIRST HORIZON BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2052

June 2021: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	FRANKLIN TN
Recording Date	Jun 14, 2021
Property Address	15 LORI CT, WINCHESTER, TN 37398-6901
Document Number	0021005230
Book / Page	D0455 / 376
Map Reference	ENV 418A
Instrument Date	Jun 11, 2021
Instrument	21005230
Transaction Type	Construction Loan
Record Updated	Jan 27, 2026
Title Company	UNKNOWN, SOVEREIGN T&E LLC

Transaction

Amount	Amount on Record
Tax	$518.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3371 MURTREESBOVO HWY, WINCHESTER, TN 37398
Investor	Possibly a Property Investor

Mortgage

Document Number	0021005231
Date	Jun 14, 2021
Instrument	21005231

Lender

Name	FIRSTBANK
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount on Record

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN TN
Property Address	15 LORI CT, WINCHESTER, TN 37398-6901
Document Number	0000000696
Instrument Date	Jan 26, 2018
Transaction Type	Mortgage
Record Updated	Feb 26, 2021
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18886 S PITTSBURG MOUNTAIN RD SEWANEE TN 373755034, SEWANEE, TN 37375-5034
Investor	Possibly a Property Investor

Mortgage

Document Number	0000000696
Date	Feb 2, 2018
Book Page	001243/000130
Instrument	696

Lender

Name	FIRSTBANK
Type	Bank
Address	NASHVILLE, TN 37201

Agreement

Amount	Amount on Record
Term	36 Months
Due	Feb 1, 2021

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of January 27, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Franklin County
Municipality	Winchester City
Unified School District	Franklin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$56,725 Land $7,500 Building $49,225
2023		$56,725 Land $7,500 Building $49,225
2022	$1,430.00		$226,900 Land $30,000 Building $196,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 15 Lori Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 23, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 15 Lori Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 96% of Tennessee
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINCHESTER WATER SYSTEM serves 25,683 people · EPA ID TN0000754
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 233 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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