Delaware County property record for 15 Locust Ln, Chadds Ford, PA 19317
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 8,035 sqft · built 2007 |
| Lot Size | 0.466 acres (20,308 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $785,000 (Oct 2015) |
| Tax Bill | $18,248 (2026) |
| Deeds & Mortgages | Jan 2022 Mortgage Oct 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-00-00187-56 |
| Primary APN | 04-00-00187-56 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 2 Half Baths |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 8,035 sqft Living Area |
| 1st Floor Area | 7,035 sqft |
| Basement Area | 1,000 sqft |
| Finished Basement | 1,000 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Architectural Style | Conventional |
| Exterior Material | Stucco |
| Lot Area | 20,308 sqft (0.466 acres) |
| Parking Spaces | 3 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 0416032009 |
|---|---|
| Street Address | 15 LOCUST LN |
| City | CHADDS FORD |
| State | PA |
| Zip | 19317-9671 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 2 STY HSE 3C GAR FIN BASE 20,309SF LOT 9 |
| Legal Subdivision | FINAL REC ESTS/CHADDS FORD SHE |
| Legal Lot Number | 9 |
| Jurisdiction | DELAWARE PA |
| Township / Civil Division | CHADDS FORD |
| Census Block Group | 1 |
| Census Block | 1019 |
| Census Tract | 410200 |
15 Locust Ln is owned and occupied by two individuals who bought it in October 2015.
Source: Delaware County records, as of May 28, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 15 LOCUST LN, CHADDS FORD, PA 19317-9671 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 4, 2022 | Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC |
| Oct 22, 2020 | Deed of Trust, Mortgage · Conventional Mortgage BETTER MTG CORP ISAOA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 29, 2015 · Amount on File |
| Deed Sale | Oct 29, 2015 · Amount on File |
| Prior Sale | May 16, 2007 · Amount on File |
| Deed Document Number | 201559954 |
| Deed Book / Page | 5725 / 23 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DELAWARE PA |
| Property Address | 15 LOCUST LN, CHADDS FORD, PA 19317-9671 |
| Transaction Type | Mortgage |
| Record Updated | Jan 13, 2022 |
| Title Company | BESTON NATIONAL TITLE AGENCY LLC, BOSTON NATIONAL TTL AGCY LLC |
| Name | Verified Name |
|---|
| Document Number | 0067852606 |
|---|---|
| Date | Jan 4, 2022 |
| Book Page | 6785/2606 |
| Instrument | 2022000167 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 178 Months |
| Due | Nov 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DELAWARE PA |
| Property Address | 15 LOCUST LN, CHADDS FORD, PA 19317-9671 |
| Document Number | 0066405222 |
| Instrument Date | Oct 22, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Apr 29, 2021 |
| Title Company | WESTCOR LAND TITLE INSURANCE COMPANY, WESTCOR LAND TITLE INS CO |
| Name | Verified Name |
|---|---|
| Address | 15 LOCUST LN #IN CHADDS FORD PA 193179671, IN, CHADDS FORD, PA 19317-9671 |
| Document Number | 0066405222 |
|---|---|
| Date | Jan 29, 2021 |
| Book Page | 006640/005222 |
| Instrument | 6371 |
| Name | BETTER MTG CORP ISAOA |
|---|---|
| Address | NEW YORK, NY 10271 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Jan 28, 2036 |
The 2026 property tax bill for 15 Locust Ln was $18,248 with a homeowner's exemption.
Source: Delaware County assessment roll, as of May 28, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Delaware County |
| County Subdivision | Chadds Ford Township |
| Unified School District | Unionville-Chadds Ford School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $18,248.00 Homeowner's exemption | $768,750 Land $175,030 Building $593,720 | $768,750 Land $175,030 Building $593,720 |
| 2024 | $930,700 Land $175,030 Building $755,670 | ||
| 2023 | $18,214.00 Homeowner's exemption | ||
| 2021 | $768,750 (-17.4%) | ||
| 2020 | $930,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 15 Locust Ln in Zone X, an area of minimal flood risk, though there have been 34 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective September 30, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 62 units insured incl. 60 condo units |
| Nearby Flood Claims | 34 (1979–2021) |
| Claims Outside the SFHA | 5 of 34 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 15 Locust Ln is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 43% of Pennsylvania |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHESTER WATER AUTHORITY serves 140,437 people · EPA ID PA1230004 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2025 |
| Lead | 5 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 175 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures