Orange County property record for 15 Live Oak Rd, Winter Garden, FL 34787
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,038 sqft · built 1986 |
| Lot Size | 0.32 acres (13,958 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $2,245 (2025) |
| Deeds & Mortgages | May 2020 Mortgage Sep 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 30-22-27-4018-00-170 |
| Primary APN | 30-22-27-4018-00-170 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,038 sqft Living Area |
| Gross Area | 2,568 sqft |
| 1st Floor Area | 2,038 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1991 |
| Exterior Material | Concrete |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 13,958 sqft (0.32 acres) |
| Garage Type | Attached |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 90 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 15 LIVE OAK RD |
|---|---|
| City | WINTER GARDEN |
| State | FL |
| Zip | 34787-9116 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-CE |
| Legal Description | JOHNS LAKE HOMESITES 1ST ADD X/76 LOT 17 |
| Legal Range | 27E |
| Legal Township | 22S |
| Legal Section | 30 |
| Legal Subdivision | JOHNS LAKE HOMESITES 1ST ADD |
| Legal Tract | 4018 |
| Legal Lot Number | 17 |
| Jurisdiction | ORANGE FL |
| Township / Civil Division | SOUTHWEST ORANGE |
| Census Block Group | 2 |
| Census Block | 2031 |
| Census Tract | 17116 |
Source: Orange County records, as of May 4, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 15 LIVE OAK RD, WINTER GARDEN, FL 34787-9116 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 7, 2020 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| Sep 11, 2019 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| Apr 17, 2018 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE FL |
| Property Address | 15 LIVE OAK RD, WINTER GARDEN, FL 34787-9116 |
| Document Number | 0000277433 |
| Instrument Date | May 7, 2020 |
| Transaction Type | Mortgage |
| Record Updated | May 27, 2020 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 15 LIVE OAK RD WINTER GARDEN FL 347879116, WINTER GARDEN, FL 34787-9116 |
| Document Number | 0000277433 |
|---|---|
| Date | May 12, 2020 |
| Instrument | 277433 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 11, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE FL |
| Property Address | 15 LIVE OAK RD, WINTER GARDEN, FL 34787-9116 |
| Document Number | 0000573144 |
| Instrument Date | Sep 11, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Sep 30, 2019 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 15 LIVE OAK RD WINTER GARDEN FL 347879116, WINTER GARDEN, FL 34787-9116 |
| Document Number | 0000573144 |
|---|---|
| Date | Sep 16, 2019 |
| Instrument | 573144 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Sep 15, 2044 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE FL |
| Property Address | 15 LIVE OAK RD, WINTER GARDEN, FL 34787-9116 |
| Document Number | 0000246952 |
| Instrument Date | Apr 17, 2018 |
| Transaction Type | Mortgage |
| Record Updated | May 14, 2018 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 15 LIVE OAK RD WINTER GARDEN FL 347879116, WINTER GARDEN, FL 34787-9116 |
| Document Number | 0000246952 |
|---|---|
| Date | Apr 25, 2018 |
| Instrument | 246952 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 24, 2048 |
Source: Orange County assessment roll, as of April 30, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Orange County |
| Unified School District | Orange County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $159,325 (+2.7%) | $418,690 (-0.93%) Land $200,000 Building $218,690 | |
| 2025 | $2,245.00 (+7.78%) Homeowner's exemption | $155,136 (+5.99%) | $422,630 (+18.44%) Land $200,000 Building $222,630 |
| 2024 | $2,083.00 (+7.37%) | ||
| 2023 | $1,940.00 (+4.86%) Homeowner's exemption | $146,373 (+3%) | $356,837 (+39.27%) Land $160,000 Building $196,837 |
| 2022 | $1,850.00 Homeowner's exemption | $142,110 | $256,211 Land $90,000 Building $166,211 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 10 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 1 (2024) |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 94% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF OAKLAND serves 6,202 people · EPA ID FL3480913 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2026 |
| Lead | 3 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 88 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| CenturyLink DSL · Fiber in parts of the area | 140 / 20 |
May also be available: AT&T.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures