15 Lisa Ln, Moraga, CA 94556 Property Records

Contra Costa County property record for 15 Lisa Ln, Moraga, CA 94556

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 4,129 sqft · built 1987
Lot Size	1.26 acres (55,250 sqft)
Owner	Company Name on Record
Tax Bill	$12,778 (2025)
Deeds & Mortgages	Jan 2017 Mortgage Feb 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`258-630-007-7`

Property Details

APN / Parcel Number

Primary APN	`258-630-007-7`
Alternative APN	`258-630-007`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	13 Rooms
Stories	2 Stories
Building Area	4,129 sqft Living Area
1st Floor Area	2,320 sqft
2nd Floor Area	1,809 sqft

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1993
Architectural Style	Cluster
Lot Area	55,250 sqft
Garage Type	Attached
Garage Area	826 sqft
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	15 LISA LN
City	MORAGA
State	CA
Zip	94556-2809
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	2PDDT
Legal Description	T6143B L0019 B EX MR
Legal Subdivision	SUBDIVISION 6143
Legal Tract	6143B
Legal Lot Number	0019
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	CENTRAL CONTRA COSTA
Census Block Group	4
Census Block	4006
Census Tract	352102

Owner

Source: Contra Costa County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	15 LISA LN, MORAGA, CA 94556-2809
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Jan 12, 2017	Deed of Trust, Mortgage · ARM WELLS FARGO BANK NA
Feb 3, 2022	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	15 LISA LN, MORAGA, CA 94556-2809
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000007338
Date	Jan 12, 2017
Instrument	2017-007338

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	3%
Adjustable	Adjustable Rate Rider
Type Change Date	Feb 1, 2027
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	5%
Index	1-Year LIBOR
Max Rate	8%

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	15 LISA LN, MORAGA, CA 94556-2809
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15 LISA LN, MORAGA, CA 94556-2809

Mortgage

Document Number	0000021493
Date	Feb 3, 2022
Instrument	2022-021493

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	2.5%
Type Change Date	Mar 1, 2032
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	4%
Index	Other
Max Rate	7.5%

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	Moraga Town
Secondary School District	Acalanes Union High School District (09 - 12)
Elementary School District	Moraga Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,038,609 (+2%) Land $331,895 Building $706,714
2025	$12,778.00 (+5.87%) Homeowner's exemption	$1,018,245 (+4.04%) Land $325,388 Building $692,857
2023	$12,070.00 (+1.61%) Homeowner's exemption	$978,706 Land $312,753 Building $665,953
2022	$11,879.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 80% of the US · above 58% of California
Wildfire Likelihood	0.6% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 164 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Etheric Networks, Unwired.

Cell Coverage

5G and 4G LTE (outdoors only)

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