Bergen County and Ramsey Borough property record for 15 Lillian Ct, Ramsey, NJ 07446
| Property Type | Single Family Home |
|---|---|
| Details | 2,322 sqft · built 1976 |
| Lot Size | 0.546 acres (23,784 sqft) |
| Owner | Individual Name on File |
| Last Sale | $775,000 (Aug 2023) |
| Tax Bill | $17,417 (2025) |
| Deeds & Mortgages | Dec 2025 Mortgage Aug 2023 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 48-04205-0000-00030 |
| Primary APN | 48-04205-0000-00030 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 2,322 sqft Living Area |
| 1st Floor Area | 2,322 sqft |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 1976 |
| Construction Type | Frame |
| Lot Area | 23,784 sqft (0.546 acres) |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 15 LILLIAN CT |
|---|---|
| City | RAMSEY |
| State | NJ |
| Zip | 07446-1518 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R3 |
| Legal Description | 0.546AC |
| Legal Subdivision | FIORAVANTE BARILETTI |
| Legal Block | 4205 |
| Legal Lot Number | 30 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | RAMSEY |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 44202 |
15 Lillian Ct is owned and occupied by an individual who bought it in August 2023.
Source: Bergen County and Ramsey Borough records, as of June 29, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 15 LILLIAN CT, RAMSEY, NJ 07446-1518 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 6, 2025 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA |
| Aug 1, 2023 | Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA |
| Sep 21, 2017 | Grant Deed, Transfer · FHA Mortgage PLANET HM LNDG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 1, 2023 · Amount on File |
| Deed Sale | Aug 1, 2023 · Amount on File |
| Prior Sale | Sep 21, 2017 · Amount on File |
| Deed Document Number | 202350195 |
| Deed Book / Page | 5049 / 1414 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 15 LILLIAN CT, RAMSEY, NJ 07446-1518 |
| Transaction Type | Mortgage |
| Record Updated | Dec 26, 2025 |
| Title Company | FIRST JERSEY TITLE SERVICES INC, FIRST JERSEY TITLE SERVICES |
| Name | Verified Name |
|---|---|
| Address | 15 LILLIAN CT, RAMSEY, NJ 07446-1518 |
| Document Number | 0056680701 |
|---|---|
| Date | Dec 6, 2025 |
| Book Page | 5668/701 |
| Instrument | 2025084245 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 1, 2055 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Aug 1, 2023 |
| Property Address | 15 LILLIAN CT, RAMSEY, NJ 07446-1518 |
| Document Number | 0050491414 |
| Book / Page | 5049 / 1414 |
| Instrument Date | Jul 28, 2023 |
| Instrument | 2023050195 |
| Transaction Type | Transfer |
| Record Updated | Sep 4, 2023 |
| Title Company | REPUBLIC NATIONAL TITLE INSURANCE COMPANY, OLD REPUBLIC NATL TTL INS CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $7,040.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 131 ATLANTIC BREEZE DR, LONGS, SC 29568-7658 |
| Name | Verified Name |
|---|---|
| Address | 15 LILLIAN CT, RAMSEY, NJ 07446-1518 |
| Document Number | 2023050196 |
|---|---|
| Date | Aug 1, 2023 |
| Instrument | 2023050196 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2053 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Sep 21, 2017 |
| Property Address | 15 LILLIAN CT, RAMSEY, NJ 07446-1518 |
| Document Number | 0027271842 |
| Book / Page | 002727 / 001842 |
| Instrument Date | Oct 18, 2016 |
| Transaction Type | Transfer |
| Record Updated | Oct 12, 2017 |
| Title Company | WESTCOR LAND TITLE INSURANCE COMPANY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $575.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 15 LILLIAN CT RAMSEY NJ 074461518, RAMSEY, NJ 07446-1518 |
| Document Number | 27271850 |
|---|---|
| Date | Sep 21, 2017 |
| Book Page | 002727/001850 |
| Name | PLANET HM LNDG |
|---|---|
| Address | MERIDEN, CT 06450 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Sep 20, 2037 |
The 2025 property tax bill for 15 Lillian Ct was $17,417, up 2.7% from the year before.
Source: Bergen County and Ramsey Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Ramsey Borough |
| Unified School District | Ramsey Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $879,900 (+4.02%) Land $441,700 Building $438,200 | $879,900 (+4.02%) Land $441,700 Building $438,200 | |
| 2025 | $17,417.00 (+2.66%) | $845,900 Land $408,500 Building $437,400 | $845,900 Land $408,500 Building $437,400 |
| 2024 | $16,965.00 | ||
| 2023 | $597,100 (-) Land $302,400 Building $294,700 | $597,100 (-) Land $302,400 Building $294,700 | |
| 2022 | $15,661.00 (+1.16%) | $597,100 Land $302,400 Building $294,700 | $597,100 Land $302,400 Building $294,700 |
| 2021 | $15,482.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 15 Lillian Ct in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2007.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2007) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jun 2007 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 15 Lillian Ct is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 89% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RAMSEY WATER DEPT serves 15,207 people · EPA ID NJ0248001 |
|---|---|
| Water Source | Purchased surface water from VEOLIA WATER NEW JERSEY HACKENSACK |
| Last State Inspection | Feb 2026 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 16 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 114 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
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